Retire Wealthy Retire Happy

21/06/2019

Yes... We, in Singapore, live the longest in the world but do we all have enough retirement funds to see us through during our twilight years ?

Some burning questions you may have right now....

👉 How much do you need while at retirement ?

👉 Where is the source of fund coming from ?

👉 How long will it last ?

To find out how you can plan for a lifetime source of income, please private message me and I will walk you through how we can do it.

Together...

10/06/2019

http://brandinsider.asiaone.com/manulife/2-simple-strategies-busy-investor/

Ever since the US-China trade war started, I have received numerous questions on :

1) Is this a good time to invest
2) What to invest in
3) What method to use when investing

I have written an article on this some time ago and I believe it holds some of the answers to the above questions.

Manulife Ask The Experts - Joel Koh Associate Manager, Financial Services, Manulife Ask The Experts Each week, our financial experts from Manulife will respond to readers' questions. Read more at AsiaOne BrandInsider.

10/06/2019

Don’t wait to buy investments,

Buy investments
and wait

09/06/2019

As much as cashflow is the oxygen to property investments ,
Dividend Yield is the Oxygen to any Bond Fund investments

04/05/2019

Hi, there....
Have you known of anyone who, in his retirement years, do not have sufficient funds to even last for more than a month ?

Just yesterday I visited my mother and I met our old neighbour who had just retired.

He was staring at his bank statement in great disbelief with his eyes were all welled up and some tears streaking down his cheeks.

Out of concern, I approached him to check if everything was alright and he stammered and said :

"Every...everything is alright.... just that i only... only have enough money to cover my expenses till end of this month”

A simple lesson here we learn is how we our sow our seeds of retirement today will determine what we will reap during our twilight years.

The best time to plan for our Retirement is
20 years ago AND the NEXT BEST time to plan for it is NOW.

Dear friend, if the story above rings a resounding message for you, please private message me and I can run through with you how we can go about planning for our retirement with Both Guaranteed and Variable income for life.

Your Trusted Financial Planner
Joel Koh Wealth Advisor

20/04/2019

Have you ever felt that we have been trying very hard to catch up with the rising costs of living especially in a city like Singapore ? Most of us are simply eking out a living daily, not able to even plan for our retirement for our twilight years.

Just last week, I met up with a client who face the financial strain of taking care of both the expenses of his elderly retired father as well as the education needs of his child, not knowing whether the same fund should fund for the father's monthly expenses or his child's education needs.

He is concerned that his son will face the same problem when the day comes for him to retire. Without further delay, we met up and I showed him a solution to generate a guaranteed lifetime income.

He is now very glad and relieved that his retirement funding is not good hands.

Do you share the similar concern on the possiblility of not able to retire Or may even need to work from 9-to-5 till the age of 95 ?

If you do, please feel free to Private Message me and I will run through with you how to create a guaranteed lifetime income for your retirement.