29/10/2026
25 years old. $2,900 salary. $75,000 in savings. Is she doing well financially? 🤔💰
At first glance, you’d probably say she’s doing GREAT!
After all, how many 25-year-olds have managed to save $75,000?
But here’s what caught our attention…
She wasn’t asking how to become rich.
She was asking whether she’s doing enough.
💭 “Am I ahead or behind people my age?”
💭 “What if I remain single for the rest of my life?”
💭 “Will I have enough to take care of myself in the future?”
These are real concerns that many young Singaporeans face, even when they’ve been financially responsible.
And here’s something we’ve learnt after years of financial planning:
Having more savings than your peers doesn’t necessarily mean you’re financially prepared.
Because financial health isn’t a competition.
It’s about whether your money can support the life you want to live.
So, is $75,000 enough for a 25-year-old earning $2,900?
We couldn’t give her an answer. Not yet.
Because before we could tell her whether she’s doing well…
We needed to ask her a few more questions. 👀
🎬 PART 2: The questions we ask before telling someone they’re financially healthy.
Follow Finance Bros: Navigating Risks & Riches in Singapore to find out!
👇 YOUR TURN: If you were 25 with $75,000 in savings, would you feel financially secure?
