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05/01/2026

A new year doesn’t change your life. Your daily habits do.
Choosing discipline over comfort in 2026.
Grateful for the lessons of the past.
Focused on the work ahead.
2026 begins with intention.
New year, same belief: Consistency compounds.

2025 reflections 💭This year reminded us that real wins aren’t always loud.Some are quiet—built through consistency, disc...
29/12/2025

2025 reflections 💭
This year reminded us that real wins aren’t always loud.
Some are quiet—built through consistency, discipline, and doing the right thing even when it’s hard.

Proud of the resilience, the people who stayed, and the standards we refused to compromise.
Lesson into the new year:
Protect your values first. Everything else will follow.

Lifestyle Protected. Family Connected.

Season’s Greetings from TLA.As the year draws to a close, we would like to express our sincere appreciation for your tru...
25/12/2025

Season’s Greetings from TLA.
As the year draws to a close, we would like to express our sincere appreciation for your trust and partnership.
May your Christmas be filled with warmth and joy, and the new year bring continued growth, good health, and security for you and your family.

Since young, even with all the modern tap-to-pay gadgets and kid-friendly tech, I still make it a point to build one old...
22/12/2025

Since young, even with all the modern tap-to-pay gadgets and kid-friendly tech, I still make it a point to build one old-school habit for my children - saving physical coins.
Why?
Because the foundation of wealth is discipline.
It’s the simple act of setting money aside before you spend.
Slowly, this becomes their first lesson in “investing” - understanding that money can grow, but only if you respect it enough to save it first.
In life, the tools may evolve...
But the habits that build financial security remain timeless.
Start small. Start young. Start consistent.
-Terence (HNW Financial Services Director)

Hospitalisation planning isn’t about expecting the worst.It’s about knowing that when life happens,money won’t be what w...
19/12/2025

Hospitalisation planning isn’t about expecting the worst.
It’s about knowing that when life happens,
money won’t be what weighs on your mind.
Peace of mind matters
-Belvia Koo (Senior Financial Services Consultant)

A short getaway, a lifelong commitment.We work hard so families can live with peace of mind — free to create moments tha...
17/12/2025

A short getaway, a lifelong commitment.
We work hard so families can live with peace of mind — free to create moments that truly matter.
Protecting families is at the heart of our work. ❤️
-Alvin Chong (Senior Financial Services Consultant)

Did you know? The Ministry of Health has introduced new requirements for all Integrated Shield Plans in Singapore, some ...
15/12/2025

Did you know? The Ministry of Health has introduced new requirements for all Integrated Shield Plans in Singapore, some taking effect as early as April next year (which is in less than 5 months’ time). For a full breakdown of what this means for you, speak to your trusted insurance advisor!

🏆 TLA Top Consultants – November 2025 🏆Results don’t happen by chance.They are built through discipline, consistency, an...
12/12/2025

🏆 TLA Top Consultants – November 2025 🏆

Results don’t happen by chance.
They are built through discipline, consistency, and doing the right things daily.

👏 Congratulations to our outstanding performers:

🥇 AK – Top Consultant (FYC)
🥈 Alvin – 2nd Place
🥉 Caryn – 3rd Place

And for Case Count Performance:

🥇 Caryn – Top Consultant
🥈 Victor – 2nd Place
🥉 Alvin – 3rd Place

At TLA, we celebrate not just numbers, but the process, professionalism, and commitment to clients behind those numbers.

Lifestyle Protected. Family Connected.

10/12/2025

This career gives me the gift of stepping back when my kids need me most and strive with purpose when it’s time to grow. I want them to see that mummy can be their main comfort and still chase her dreams — both with all her heart. ❤
-Charmaine Ng (Senior Financial Services Consulant)

2026 calendars and planners ready for our clients! 🎉The year-end countdown begins — just a few more days before we wrap ...
08/12/2025

2026 calendars and planners ready for our clients! 🎉
The year-end countdown begins — just a few more days before we wrap up 2025 and welcome an exciting 2026 ahead.
Grateful for the journey, and looking forward to creating even more meaningful moments next year!

At TLA, my goal has always been clear — 50 manpower.But not any 50.50 quality professionals.50 individuals with hunger, ...
05/12/2025

At TLA, my goal has always been clear —
50 manpower.
But not any 50.

50 quality professionals.
50 individuals with hunger, discipline, and integrity.
50 people who want to grow.

With the right systems, coaching, training, mentorship, and proven prospecting methodology, I truly believe this vision is no longer just a dream — it’s becoming a reality.

We don’t build numbers.
We build people.
And when people grow, results follow.

If you are a driven, brilliant, and values-aligned individual looking for more than just a job —
TLA might be your next home.

Yes, we are hiring.
And we’re building this journey together. 💪🏼🔥

Over the weekend, our founder — also a Masters athlete — trained alongside youths and fellow Masters.Once again, he prov...
03/12/2025

Over the weekend, our founder — also a Masters athlete — trained alongside youths and fellow Masters.

Once again, he proved that age is just a number.
What truly matters is the commitment to stay fresh, fit, and healthy — not just for sport, but for life and for business.

In our line of work, energy, clarity, and longevity matter.
Because when you take care of your health, everything else compounds.

Healthier. Longer. Better Lives. 💪🏽🏃‍♂️

Address

Singapore

Opening Hours

Monday 09:00 - 19:00
Tuesday 09:00 - 19:00
Wednesday 09:00 - 19:00
Thursday 09:00 - 19:00
Friday 09:00 - 19:00

Telephone

+6564343901

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With you at every stage of your life

At Terence Lau & Associates, we believe in integrity, compassion and professionalism.

Mr Terence Lau, a young father himself comes from a background of sports training and competition. He understands that lifestyle of a parent is hectic, striving to juggle family, work and passion, so he had a dream of creating a fuss-free and easy to understand financial portfolio for parents.

Founded in 2014, we are a team of vibrant young professionals, consisting of fathers, mothers and parents-to be.