Inspire Advisory Group

17/11/2022

are you investing your SRS monies?

30/09/2022

https://www.propnex.com/picks-details/547/how-should-home-buyers-and-owners-cope-with-rising-interest-rates

It appears that the years of cheap loans are well and truly over. In the past decade or so, property buyers and owners have enjoyed very low interest rates after the Global Financial Crisis in 2008, as central banks in advanced economies kept rates low or even near zero to stimulate economic growth....

20/09/2022

Why buy insurance when companies covers? Its a common question asked but have you really thought WHY?
Companies are business, and business aim to profit. Providing insurance coverage to all employees are part of an expense and of course, they would keep expenses low by providing basic coverages to the employees. This coverages doesnt follow you when u change a company and usually, that will be a window without coverage. This coverages also do not follow you into retirements. And by the time you want to but insurance at age 65? You can, but will you be able to be 100% healthy to get covered fully? So what are you waiting for, start your personal coverage today.

20/09/2022

To daddies dearest 😘

20/09/2022

What is Health Insurance?
In general, health insurance covers hospitals expenses in time of needs, which covers inclusive ward and surgery expenses.
Health Insurance comprises of Medishield Life, Integrated Plans and Cash Riders. Medishield Life is the basic health insurance that is compulsory to all Singaporeans and PRs, payable Medisave account, covering a limit of public hospital treatments.
Of course, to boost your coverage, most people will upgrade it with Integrated Shield Plan with insurance companies to have an option to be treated in better class wards and private hospitals, and for a higher percentage of claim, cash rider is been introduced.
Have you upgraded and know what you are covered? Know which companies provide you the best price and coverage? We can advise accordingly, DM/PM us today

20/09/2022

Come check out our exciting incentives specially for You!!

20/09/2022

Do you know the difference between whole life and term and which fix you best?
Both Whole Life and Term Plans gives you a form of income replacement during unfortunate events, but both has their own differences to fit into each individual.
Whole life plan provides coverage up to age 99, provides cash value, has added benefits, and provides limited payment term. However, due to the mechanism of the limited payment term, whole life plan is usually more expensive
As for Term, its straight forward and usually is cheaper. However, it does not have cash value and the coverage will stop once payment is stop.
Each individual have different plans, and we will cater to individual needs. Speak to us to know want to know more or clarify if you have the correct plan for yourself.

20/09/2022

Let's get the party started! 🎉

20/09/2022

We work because we have goals to achieve, be it a holiday or even starting a family. However due to our daily routine, we tend to lose track of these goals.
Have we really got down and analyse how achieveable these goals are? Is it succifient relying just on our salary to be on track.
As the saying goes: Time is money. Why depend on only 1 source of income, what about the time when we are out of our desk.
Saving money in the bank is the most common practise, but is it really growing or is it unknowingly getting eaten by inflation?
This is why setting aside funds to invest is important, even if we are sleeping, or just winding down reading a book, our money is still hard at work 💪

20/09/2022

Why do I need Life Insurance?
Life insurance helps to protect you and you family against financial loss during emergencies when we pass on, critically ill, or become totally and permanently disabled. Some examples of Life Insurance are Whole Life Plans, Term Plan, and ILP and sometimes, in endowment too. Do you have a Life Plan? If unsure, feel free to contact us for more information.