Affluent Wealth Advisory

21/02/2026

"oNe miLLIoN whErE gOt eNoUgH"

27/01/2026

Why CPF’s Full Retirement Sum and Basic Healthcare Sum matter can help you build a steadier retirement income and manage healthcare costs.

07/11/2025

Former investment banker Eric Sim, 55, says people should use their money to buy freedom, not to impress others.

21/10/2025

How much CPF LIFE monthly payouts you get depends on your CPF savings in the first place.

10/10/2025

When my net worth reached $1 million, I felt isolated because no one could relate to my lifestyle. Everything changed when I met other millionaires.

01/10/2025

Koichi Matsubara, 56, earns over 30 million yen (US$203,000) annually from rental properties and investments but chooses to work as a janitor in a Tokyo apartment complex. His modest four-hour shifts, three days a week, bring in only 100,000 yen ($680) monthly — far below Tokyo’s average salary — yet he says the job keeps him healthy, active, and mentally sharp.

Matsubara grew up in a single-parent household and saved diligently after working in a factory. Using around three million yen ($20,000) from his early savings, he bought his first studio flat when the market bottomed out. Today, he owns seven rental flats in Tokyo and surrounding areas and holds investments in stocks and funds.

Despite his wealth, Matsubara lives frugally, cooking his own meals, cycling for transportation, using a basic smartphone, and avoiding new clothes for over a decade. His philosophy is simple: “I hope to have something to do every day, stay healthy, and think for myself.”

Social media has praised his lifestyle, noting that even someone cleaning floors can be a millionaire. Matsubara embodies an unconventional Japanese approach: wealth managed quietly, a life lived simply, and fulfillment derived from daily purpose rather than display.

24/09/2025

I'm prepared to draw flak as I share my opinion on the recent wave of criticisms in articles calling for a boycott of Investment-Linked Policies (ILPs). There is a recent challenge for financial advisors to justify if ILPs have a place in anyone's portfolio given its so called "high fees" and “mea...

24/09/2025

💪❤️

From stewardess to survivor, Yvonne’s breast cancer journey shows how resilience, support, and insurance made her fight possible.

22/09/2025

Mixing insurance with investments may look convenient, but the hidden costs and inflexibility make it a poor deal in the long run, finance blogger Dawn Cher says.

12/09/2025

Late designer Giorgio Armani has instructed heirs to gradually sell the fashion brand he created 50 years ago or seek a stock market listing, his will said, marking a surprising turn for a company highly protective of its independence and Italian roots.