Shaqirah Banu - Great Eastern Financial Advisor

26/12/2023

Enjoy a lifetime income stream of guaranteed monthly payouts to meet your financial goals -
whether for your child’s education or your retirement needs.
With GREAT Lifetime Payout 2 Special, you can start receiving lifetime monthly payouts after
holding your plan for just 3.5 years. Plus, the assurance of being 100% capital guaranteed from the end of the 6th policy year.
Getting started is simple, with a short premium commitment of only 3 years and a minimum
annual premium of S$10,000. Visit Great Eastern Life website for more information.

T&Cs apply. Protected up to specified limits by SDIC. This advertisement has not been
reviewed by the Monetary Authority of Singapore

Shaqirah Banu (Rep No. SBB300082194)-
representing Great Eastern Life
Provides Holistic Planning 😄

26/12/2023

29/11/2023

✨Embracing the Discomfort I: My Belief and Support System ❤️

🤗Till today, everyone who knows me yet not been in contact with me still think I'm a Teacher. It must be because I've not contacted you or because I don't go out there to say it that I'm a Financial Advisor convincingly. Being a teacher has its merit and ofcourse it's a job that everyone view as the most rewarding.

🎉However being in this journey of Financially Advising my peers and clients is actually a rewarding career. It gives me insights into anyone's lifestyles and involves providing advice and guidance to individuals or businesses on various financial matters.

✨Flexibility and independence:
For me, the first and foremost important aspect when I took up this career was flexibility to do my work in my own hours while catering to the needs of my family. Being a teacher and bringing work home was tiring and I realised I often forgo caring for my family's needs and end up suffering for it.

✨Intellectual challenge:
As a financial advisor, I typically assist clients with financial planning, investment strategies, risk management and retirement planning. I have to analyze clients' financial situations, understand their goals and objectives, and then develop personalized financial plans to help them achieve their goals. Thankfully I was able to help my friends achieve their goals 🥰

✨Personal and Professional Development:

I'm an introvert and being in this line made me learn many things and became more confident. In addition to technical knowledge, it commands me to have strong communication and interpersonal skills as it's essential for building relationships with clients and effectively explaining complex financial concepts. I've learnt so much just by listening to my Director, Manager and peers approach certain matters and plans.

🙈The years in business hasn't been easy for me but this career has allowed me to make a positive impact on the lives of others while pursuing their own professional and financial goals. I'm just glad I was given this opportunity and hope to be given more opportunities to assist others in their goals ❤️

You know I love you all 😍 and let's grow together ✨

#𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 #𝐛𝐞𝐬𝐭𝐚𝐝𝐯𝐢𝐬𝐨𝐫 #𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐟𝐫𝐞𝐞𝐝𝐨𝐦 #𝐲𝐨𝐮𝐫𝐭𝐫𝐮𝐬𝐭𝐞𝐝𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐚𝐫𝐭𝐧𝐞𝐫

18/09/2023

🚨Stressed Singaporeans
🚨Work-life balance
🚨Savings Vs Spending habits

A lot of people underestimated the importance of balancing your savings and spending habits to have better Work-life balance. They are excessively either spending or saving so that they can enjoy life NOW or LATER.

📍Saving and spending are both important aspects of managing our earnings effectively. While saving helps us build a financial cushion for the future and achieve long-term goals, spending allows us to meet our immediate needs, enjoy life, and contribute to the economy.

📍You don't have to sacrifice everything on your life journey. In fact I think you should prioritise things you love and enjoy your journey to financial freedom. You're also less likely to over spend if you include your wants in your budget The idea is to be progressive. By being progressive, you can have

✅Enjoyment and Quality of Life: Spending money on experiences, hobbies, travel, or entertainment can enhance our quality of life and bring joy and fulfillment. It's important to strike a balance between saving and spending to enjoy the present moment while being mindful of our long-term financial well-being.

✅Personal fulfillment: Achieving a balance between work and personal life enables you to pursue activities and interests beyond your professional responsibilities. Engaging in hobbies, pursuing personal goals, and having time for self-care and relaxation contribute to personal fulfillment and a sense of purpose. It allows you to lead a well-rounded life that goes beyond work, leading to increased satisfaction and happiness.

✅ Create a budget, set financial goals, and prioritize our needs and wants. By doing so, we can enjoy the present while securing our financial future.

❤️Remember, strike a balance between savings and spending as Work-life balance is crucial for your well-being, productivity, relationships, personal growth, and overall satisfaction with life. It allows you to allocate time and energy to various aspects of your life, leading to a more harmonious and fulfilling existence.

12/07/2023

Protect yourself over and over again. Get a 100% payout across all stages of cancer, heart attack or stroke up to 3 times with GREAT Critical Cover‘s Protect Me Again rider.
Sign up now and get 30% off your first-year premiums.
Visit greateasternlife.com/greatcriticalcover T&Cs apply. Protected up to specified limits by SDIC. https://go.greateasternlife.com/disclaimer

16/05/2023

Build your dreams while enjoying yearly cash payouts.
Boost your spending power with guaranteed yearly cash payouts that start as early as the end of your 2nd policy year. Withdraw the cash payouts and spend it on whatever you want. Or have the choice to simply accumulate your cash payouts to a larger amount for a bigger spend later.

Contact Me or visit https://www.greateasternlife.com/sg/en/personal-insurance/our-products/wealth-accumulation/great-flexi-cashback.html. T&Cs apply. Protected up to specified limits by SDIC. https://go.greateasternlife.com/disclaimer

16/05/2023

15/05/2023

How do you think your retirement journey will be? Travel the world? Pick up a new hobby? Whatever your retirement journey is going to be, you can enjoy it to the fullest with good retirement planning.

To get started, you can consider building your retirement funds and plan for an income stream to use as you like. Read this article to find out more: go.greateasternlife.com/art4d



T&Cs Apply. Protected up to specified limits by SDIC.

What does your ‘retire-meter’, AKA your retirement progress bar look like?

10/04/2023

💜In 2018 June, I was visiting my mother in the hospital. Just sitting around and watching other families interact with their own family member.

While I was sitting there, I saw a family of 3 sitting right beside my table.

I thought to myself, 'Don't the parents have to work on a weekday?', 'Their daughter has been there even before Mum was admited. I know mum has insurance to cover her hospital stay but what about them?'

At that point, I am working as a part time tutor. The only way I know how to make money is to exchange time for money. So I thought to myself, 'Don't compare, life is unfair.'

Then as I proceeded, I chance upon yet more families at the hospital canteen. Some were having lunch, talking animatedly, or just sitting aimlessly.

💭That night, I pondered to myself, 'How can I be like them when I have my own child or family?', 'Can I be as carefree and not worry about the bills and be there for my own child or family?'

✨5 years later, I'm at hospital on a Tuesday morning with my sister. I worry about my sister's health and seek the best doctors to look into it for me. Today I have my own career, still teaching according to my own schedule, having better time management skills and getting 100% fulfillment helping other like minded individuals to protect, invest and manage their portfolio.

Everything happens twice, first in our head, then in reality.

20 to 30 years later, do you want to look back and regret not taking the chances when you could today?

💭Just think about your parents, can you recall their regretful moments for the opportunities they missed in the past for not protecting you first?

Dare to dream, then have the courage and discipline to make it happen.

If you are willing to make a difference to your life, I am more than happy to be your catalyst to achieving your ideal life!

29/03/2023

✨You can’t be your Child’s Safety Net.✨

❤️Every parent’s natural instinct is to protect their child. That is in their nature. But we can’t always rely just on instincts to guide our actions. To ensure that our children are not only safeguarded and cared for from day one, but that their futures are also secure, careful planning and wise judgments are required.

😎Given that your child is in excellent health and doesn’t have any serious ailments, you may be wondering why there’s a need to purchase insurance for her. In fact, this is the greatest moment to purchase insurance because of her young age and good health.

✅Insurability
Firstly , children are eligible for complete insurance coverage without any exclusions. Insurers don’t cover ailments or conditions you have before you buy their plans. Since your child (presumably) has no medical history, obtaining comprehensive coverage is simple. She will then be insured if any future medical conditions arise.

✅ Premium
Second, premiums will be very cheap because children with clean bills of health are considered low risk cases from the insurer’s point of view. From here, insurance premiums can only go up.

❤️You might also want to incorporate insurance as part of your financial planning for your child’s future at this stage. Having the right health insurance coverage to protect your children from injury or illness is important, as is having the ability to select the hospital, ward and doctor of your choice. Beyond just for bad situations like illness or death, an endowment plan can help save for a future need like education or a major life event.

#𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 #𝐛𝐞𝐬𝐭𝐚𝐝𝐯𝐢𝐬𝐨𝐫 #𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐟𝐫𝐞𝐞𝐝𝐨𝐦 #𝐲𝐨𝐮𝐫𝐭𝐫𝐮𝐬𝐭𝐞𝐝𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐚𝐫𝐭𝐧𝐞𝐫 💕 ❤️ ❤️

18/01/2023

”Shaq, Do I seriously need all of these Policies?”
✨Let’s talk about it✨

Wealth Preservation (Insurance / Takaful)

While we immerse ourself in wealth accumulation through saving and investing as much as we can, don't forget to preserve it as well.

✅Medical

Medical covers admission into the hospital for a health related treatment or if you need health related surgery. This can cost a fortune if you need one. Make sure to have at least the basic coverage.

✅Critical Illness

Provides additional coverage for medical emergencies for when you're diagnosed with the listed critical illness. They will compensate you in a lump sum once you're diagnosed with any of the listed critical illnesses.

✅Personal Accident

Personal accident covers outpatient medical expenses due to accidental injuries, disabilities or death solely caused by accidents. It can come with additional covers for selected infectious diseases. This is the cheapest takaful type in the market.

✅Life

Life coverage compensates a lump sum payout to your beneficiaries in the case of death. If you're the sole breadwinner, have many dependents, or carry on a lot of debt on your back, please add this to your budget. Your beneficiaries can use the money for their needs.

✅Asset

Individual with assets such as houses, or car should at least have basic coverage especially when it's still in debt. It compensates for unfortunate event of fire,theft, robbery but not natural disasters. You have to take additional coverage under special perils.

While all these coverages are important, be careful when subscribing to any plan. Read the fine print carefully on the inclusion(s) / exclusion(s) and not to get yourself over insured (multiple insurance for one purpose).

Coverage will lapse if there are failure of payments, so make sure not to be too invested into it or pick a plan that is too expensive for you.

Have a financial-worry free life!

21/03/2022

Let’s get real here. Prices are rising, but the real cost of living is always changing — and it’s never getting easier.

Spend the next 4 mins understanding the whole concept.. In Singapore, overall headline inflation has historically averaged at about 2%.

When planning for your finances, knowing the average inflation rate is important for multiple reasons.

Not only does it enable you to evaluate whether your investments are beating inflation, it also allows you to project the future cost of your retirement needs or your children’s tertiary education.

Therefore, before Inflation continues to erode your purchasing power, chmage your direction and Don’t let it happen to you.

Let's plan ahead and both yours and your families future ❤️

#𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐥𝐚𝐧𝐧𝐢𝐧𝐠 #𝐛𝐞𝐬𝐭𝐚𝐝𝐯𝐢𝐬𝐨𝐫 #𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐟𝐫𝐞𝐞𝐝𝐨𝐦 #𝐲𝐨𝐮𝐫𝐭𝐫𝐮𝐬𝐭𝐞𝐝𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐩𝐚𝐫𝐭𝐧𝐞𝐫