Jolenethewealthguardian

09/09/2023

22/08/2023

26/02/2023

保险…保险… 就是保住风险！
虽然自己DIY 地通过AI or online买的时候很简单，但遇到claim 的时候,尤其是遇到灰色地带，门外汉能够有经验与耐心的去fight and appeal for the case 吗？

03/01/2023

5 things you need to know about selecting your Executor before doing up your Will.

02/01/2023

Very often we hear people say I don't have money to pay insurance premium, I can't affort to buy anymore. Or buying insurance is a waste of money. So is insurance an income or expenses?

Think about it, and take a look at the list of liability we need to service, we need our monthly take home cheque to pay for such expenses, that incude premium.

However, when our income stop due to eventuality, which are these expenses that can turn into income to help you continue pay for your obligations and the comfort lifestyle you orginally intented to give to your loved ones?

02/01/2023

The price of procastination - The longer the wait, the higher the cost.

Assuming the targeted sum to save in 20 yrs time is 100K, every 5 yrs of delay, twice the amount is needed to set aside every month to reach the same goal.

02/01/2023

Do you know there are only 2 ways to save for child education fund?

1) Save and earn interest
(Leverage on the power of compound interest)

2) Borrow and pay interest.
(Need to pay even more, if interest rate rise)

Which is the better way?

29/12/2022

遗嘱与信托的区别
很多人问到底遗嘱与信托的不同之处是在哪里呢？
就来看一看，听一听这五分钟的教材吧！