Jolenethewealthguardian

09/09/2023

22/08/2023

26/02/2023

保险…保险… 就是保住风险！
虽然自己DIY 地通过AI or online买的时候很简单，但遇到claim 的时候,尤其是遇到灰色地带，门外汉能够有经验与耐心的去fight and appeal for the case 吗？

03/01/2023

5 things you need to know about selecting your Executor before doing up your Will.

02/01/2023

Very often we hear people say I don't have money to pay insurance premium, I can't affort to buy anymore. Or buying insurance is a waste of money. So is insurance an income or expenses?

Think about it, and take a look at the list of liability we need to service, we need our monthly take home cheque to pay for such expenses, that incude premium.

However, when our income stop due to eventuality, which are these expenses that can turn into income to help you continue pay for your obligations and the comfort lifestyle you orginally intented to give to your loved ones?

02/01/2023

The price of procastination - The longer the wait, the higher the cost.

Assuming the targeted sum to save in 20 yrs time is 100K, every 5 yrs of delay, twice the amount is needed to set aside every month to reach the same goal.

02/01/2023

Do you know there are only 2 ways to save for child education fund?

1) Save and earn interest
(Leverage on the power of compound interest)

2) Borrow and pay interest.
(Need to pay even more, if interest rate rise)

Which is the better way?

29/12/2022

遗嘱与信托的区别
很多人问到底遗嘱与信托的不同之处是在哪里呢？
就来看一看，听一听这五分钟的教材吧！

29/12/2022

突破膨胀快速储蓄险

现在每个人都面临突破膨胀的压力，东西越来越贵，钱越来越小，

怎么样才可以存多点钱呢？

让钱生长得快，钱不会缩水呢？

无论是为自己的退休做准备，还是为孩子的教育储蓄做准备，都可以安枕无忧。

29/12/2022

三重疾病保险

现代医药与科技的发达，得疾病的生存率也提高了。譬如说癌症，生存率是挺高的。

一般的疾病险， Claim了一次就没有了，想要再买，也买不进了。
但这个三重疾病险可以让你claim 高达6 次。

保费也不贵, 适合40-60 岁人购买，保费在 $200块之间， 非常划算