The Insurance Convo

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Portugal
Lagos
The Insurance Convo

Informações para nos contactar, mapa e direções, formulário para nos contactar, horário de funcionamento, serviços, classificações, fotos, vídeos e anúncios de The Insurance Convo, Companhia de seguros, 18 TITILOYE Street, ISOLO, Lagos.

We listen to you to understand your insurance needs, offer professional advice on insurance and related financial services, and manage all claims and concerns with expertise.

27/11/2024

CLAIMS ARE PROCESSED EVERYDAY EVEN THOUGH YOU DO NOT HAVE A CLAIM YET

A risk pool is a community that watch out for each other. To belong to the community, every intending member contributes a little premium into the pool.

Though you don't have a claim yet, but you are the reason why a business did not close down due to fire outbreak, you are the reason another insured got a brand new car after a very serious accident.

If you were in their shoes, you will be taken care of also because you are all in the same safety net.

22/11/2024

Do you know that no 2 risks are similar?

As a customer, this is why the premium quotation for your car insurance or fire and burglary insurance for your building/office is different from the amount quoted for your friend or neighbor for covering their car or building/office as the case may be.

Each risk is assessed individually and appropriate premium rate applied for profitable and efficient management of the risk pool, good enough to cater to the claims request of every insured clients.

Let's consider a luxury super car with high engine capacity and a regular sedan with a moderate engine capacity:
1. Both are cars
2. They belong to the same risk pool
3. They contribute different magnitude of risks to the risk pool

It will be unfair for both car owners to pay the same premium to the risk pool. The applicable premium rate for the insured with the luxury super car will be higher than the premium rate given to the other insured.

This is also applicable for 2 buildings, one built with wood and the other with brick, one used for commercial activities and the other a residential building.

The wooden building and the commercial building contributes a higher level of risk to the risk pool (risk of total destruction in the case of fire outbreak and based on the nature of business and level of human activities in the commercial building). because of these high level of risk to the risk pool, they will attract higher premium rate compare to the other buildings with lesser risk contribution to the risk pool.

12/11/2024

Peace of mind comes from having the right information and acting on it promptly, allowing you to handle personal tasks, and conduct business with ease—boosting productivity and efficiency.

Many people have died in "hit and run" car accidents because drivers fear the emotional and financial costs of taking responsibility. However, many drivers don’t know that even basic third-party insurance can cover the victim's hospital bills, third party property damage, and compensation for death due to the accident. If you're involved in an accident, don’t abandon the victim—your third-party insurance has you covered.

As an employer or head of an organization, the welfare and safety of staff are key responsibilities, and you may be liable for employees' actions that could lead to costly litigation. Early adoption of group life assurance, employer's liability, professional indemnity, and fidelity guarantee cover can ensure your business operates with peace of mind.

17/10/2024

INSURANCE COVERAGE ESSENTIALS

Based on field experience, some clients find completing insurance proposal forms or providing information needed cumbersome, especially when they can simply pay the premium. However, insurance contracts require full disclosure of all material information with utmost good faith.

This disclosure enables insurers to accurately assess risks, determine appropriate premiums and provide accurate cover. Providing incorrect or incomplete information can lead to claim denials, even if premiums have been paid.

We can work together to eliminate bad claim experience, multiply wonderful claim experiences, make insurance more acceptable, protect our assets and accumulated wealth and increase insurance pe*******on.

The insurance safety net is wide enough to cater to everyone.

07/10/2024

To avoid disappointment at claim time, it's crucial to seek professional advice and regularly review your policy as your business and life grow. Insurance needs change, so continuous policy review ensures adequate coverage. Concluding, tips 7 and 8 stress the importance of professional guidance and regular policy updates.
Quick recap of the first 6 factors:
1. Assess your needs.
2. Explore policies.
3. Understand terms.
4. Evaluate the insurer.
5. Check for discounts.
6. Request for the policy details

19/09/2024

Understanding and taking care of life's uncertainties: A must.

17/09/2024

We have been discussing about factors to consider before buying an insurance policy. Today we will continue with factor No.6.

Factor No. 6 is to request the full policy details. This is crucial for avoiding painful surprises. Clauses and exclusions vary by coverage, so take the time to understand them for peace of mind.

Quick recap of the first 5 factors:
1. Assess your needs.
2. Explore policies.
3. Understand terms.
4. Evaluate the insurer.
5. Check for discounts.

30/08/2024

When you invest so much on assets, let it sink into your subconscious that, that investment portfolio you have is not complete without INSURANCE. The whole investment can be wiped out by one event.

28/08/2024

So far, we've highlighted four key factors to consider before purchasing insurance:
1. Assess your insurance needs.
2. Explore various policies.
3. Understand the terms and conditions of the policy you're purchasing.
4. Evaluate the Insurer's Reputation

The No. 5 factor is to check for Discounts and Offers. Securing a discount on your insurance policy isn't just about saving money—it's about maximizing the value of your protection. Every amount of money saved can be reinvested in your future to ensure peace of mind and financial security. Discounts empower you to safeguard what matters most without compromising your financial well-being.

13/08/2024

The desire for peace of mind drives most insurance buying decisions. However, this desire might not be realized if you overlook Factor No. 4, which we'll consider today. It's crucial to conduct thorough due diligence to avoid potential pitfalls.

So far, we've highlighted three key factors to consider before purchasing insurance:

1. Assess your insurance needs.

2. Explore various policies.

3. Understand the terms and conditions of the policy you're purchasing.

Endereço

18 TITILOYE Street, ISOLO
Lagos
100001

Website

https://theinsuranceconvo.wixsite.com/the-insurance-conv-1

Notificações

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Atalhos

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