FWD - John Michael Cedric N. Nalus, CPA

26/08/2026

☝🏻🧡

We're grateful for the trust you place in us. 🧡

FWD remains the Philippines' #1 life insurer in Q2 2026.

More than a milestone, this reflects the growing number of Filipinos choosing to protect what matters most. Your trust inspires us to keep making insurance simpler, more relevant, and more accessible, while we help more Filipinos build financial confidence and truly celebrate living.

22/08/2026

𝙔𝙤𝙪𝙧 𝙗𝙖𝙗𝙮’𝙨 𝙛𝙪𝙩𝙪𝙧𝙚 𝙞𝙨 𝙩𝙤𝙤 𝙥𝙧𝙚𝙘𝙞𝙤𝙪𝙨 𝙩𝙤 𝙡𝙚𝙖𝙫𝙚 𝙪𝙣𝙥𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙.
At FWD, you can start securing it as early as 15 days old.

Life is full of beautiful firsts: first smile, first steps, first day of school.
Let’s make protection one of your baby’s earliest firsts. 🧡

With FWD, you can help your child:
✅ Get protected early
✅ Have financial support in times of uncertainty
✅ Build a stronger, more secure future
✅ Grow with confidence, knowing you’re prepared

As early as 15 days old, you can already apply for applicable FWD insurance coverage, because every child deserves a head start in life. 👶

𝘚𝘵𝘢𝘳𝘵 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘵𝘰𝘥𝘢𝘺 𝘧𝘰𝘳 𝘢 𝘸𝘰𝘳𝘳𝘺-𝘧𝘳𝘦𝘦 𝘵𝘰𝘮𝘰𝘳𝘳𝘰𝘸.

Message me to learn more! 📩

17/08/2026

Recognition feels different when you get to celebrate it together. 🧡

Congratulations Mam L! 🔥

I’m super happy that I’m now celebrating with my teammate, as she earn her own recognition. 🙌

For her first full month in the career she was recognized as:

Top 1 Planner for July Branch Level
Top Rookie for July

Looking forward to more growth, more wins and more milestones together.🧡

17/08/2026

Top 8 July Unit Level ✨
Top 1 YTD 2026 Unit Level ✨

TYL! Thank you to all the clients who trusted and supported me! To more Filipino families to protect! 🥂

14/08/2026

𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙋𝙡𝙖𝙣 𝙛𝙤𝙧 1𝙠 𝙥𝙚𝙧 𝙮𝙚𝙖𝙧????

𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙞𝙤𝙣 𝙙𝙤𝙚𝙨𝙣'𝙩 𝙝𝙖𝙫𝙚 𝙩𝙤 𝙗𝙚 𝙘𝙤𝙢𝙥𝙡𝙞𝙘𝙖𝙩𝙚𝙙 𝙤𝙧 𝙚𝙭𝙥𝙚𝙣𝙨𝙞𝙫𝙚.

Life changes every year, and your protection should be able to keep up.

With FWD The One, you get essential insurance coverage that's renewable every year, giving you the flexibility to continue your protection as your needs evolve. It's a practical option for those who want financial security without committing to a long-term plan. 🧡

✨ Why consider FWD The One?
✔️ Affordable annual protection
✔️ Renewable every year
✔️ Financial protection for life's unexpected moments
✔️ Simple and convenient application

Whether you're just starting your career, building your savings, or simply looking for a basic layer of protection, having insurance is always better than having none.

The best time to protect your future isn't when life gets uncertain, it's while everything is still going well.

📩 Curious if FWD The One is the right fit for you? Send me a message, and let's find the coverage that matches your needs and budget.

12/08/2026

Helping clients doesn't always happen in an office. Sometimes, it starts with a simple conversation over coffee.

Financial planning isn't just about numbers, policies, or presentations. It's about listening to people's dreams, understanding their concerns, and helping them make informed decisions for themselves and their families.

Whether we're meeting in a café, online, or wherever is most convenient, every conversation is an opportunity to build a plan that's tailored to their goals.

Because at the end of the day, my job isn't simply to sell a financial product, it's to help people prepare for life's uncertainties and move closer to the future they envision.

If you've been thinking about your financial goals but don't know where to start, let's grab a coffee and have a no-pressure conversation. ☕🧡

09/08/2026

Every award, milestone, and achievement becomes more meaningful when the people who believed in you from the very beginning are there to witness it.

They've seen the late nights, the sacrifices, the rejections, the moments of doubt, and the countless times you chose to keep going. That's why seeing the pride in their eyes is a reward that no trophy can ever replace.

Here's to celebrating milestones together and creating even more meaningful ones ahead. 🧡

08/08/2026

"𝘏𝘪𝘯𝘥𝘪 𝘭𝘢𝘩𝘢𝘵 𝘯𝘨 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘺 𝘱𝘢𝘳𝘢 𝘺𝘶𝘮𝘢𝘮𝘢𝘯. 𝘔𝘢𝘺 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘯𝘢 𝘱𝘢𝘳𝘢 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘳𝘪𝘯 𝘮𝘢𝘨𝘩𝘪𝘳𝘢𝘱."

Marami ang nag-iinvest para palaguin ang pera. Pero may isang investment na ang tunay na layunin ay 𝙥𝙧𝙤𝙩𝙚𝙠𝙩𝙖𝙝𝙖𝙣 𝙖𝙣𝙜 𝙡𝙖𝙝𝙖𝙩 𝙣𝙜 𝙥𝙞𝙣𝙖𝙜𝙝𝙞𝙧𝙖𝙥𝙖𝙣 𝙢𝙤.

Kapag dumating ang hindi inaasahan, malubhang sakit, aksidente, o di inaasahang pagkawala, ang tamang paghahanda ang makakapigil na maubos ang iyong ipon, maibenta ang mga ari-arian, o mabaon sa utang.

Hindi lang ito tungkol sa paglago ng yaman. Minsan, ang pinakamagandang investment ay ang nagbibigay ng peace of mind at security sa family.

✨ 𝘽𝙪𝙞𝙡𝙙 𝙬𝙚𝙖𝙡𝙩𝙝. 𝘽𝙪𝙩 𝙢𝙤𝙧𝙚 𝙞𝙢𝙥𝙤𝙧𝙩𝙖𝙣𝙩𝙡𝙮, 𝙥𝙧𝙤𝙩𝙚𝙘𝙩 𝙞𝙩.

📩 If you want to know how to build a financial plan that helps you grow and protects what matters most, feel free to send me a message.

31/07/2026

Hindi natin kayang i-guarantee ang future ng health natin. Pero pwede nating i-guarantee ang financial support kapag kailangan na.

Imagine having health protection that:
✅ Covers you until Age 100
✅ Provides up to 6x Critical Illness Benefit
✅ Can be paid in just 5 or 10 years

A plan with guaranteed health insurance benefits helps ensure that when life changes unexpectedly, your finances don't have to.

Let's protect your health, your savings, and your family's future.

📩 Message me anytime if you'd like to know more.

14/07/2026

Half of the year has passed, and I'm incredibly grateful to once again be recognized as an Elite Planner.

This milestone isn't just a personal achievement, it's a reflection of the trust my clients have placed in me and the people who continuously guide and support me.

What makes this recognition even more meaningful is it reminds me that consistency, purpose, and genuine service truly compound over time.

Here's to reaching more families, and helping more Filipinos become financially prepared. 🧡🥂