Bright Mom PH

07/11/2023

pag isipan mong maigi..

18/08/2023

Kausap ko last week yung friend ko na palaging nagrerefer at nagpapakilala ng mga kaibigan, kamag-anak at kapamilya niya sakin para kumuha ng insurance. 🥰

Randomly, natanong ko siya,

"Pre, sobrang naappreciate ko na pinapakilala mo kami sa mga taong malalapit sayo. Pero okay lang, matanong kita, bakit ang sipag mong kumbinsihin sila na kumuha ng insurance saming mga kaibigan mong financial advisors?"

Sobrang naamaze ako sa naging sagot niya sakin. 🥹

"Kung magkasakit kasi kami pre, kami kami lang din naman ang magtutulungan. Kami kami lang din naman ang mag-uutangan. Kung hindi ko man sila matulungan at hindi man ako makapagbigay o makapagpahiram ng malaking pera sa kanila, atleast nagawa ko yung part ko na maipakilala sila sa talagang pwedeng makatulong sa kanila. Kumbaga ito na ang pinakatulong ko sa kanila pre."

Amazing yung mindset ng taong to. 👍🏻😉

Totoo nga naman, during times of uncertainties, siguradong may mga taong manghihingi ng tulong sayo, siguradong may mga taong mangungutang o manghihingi ng pera sayo. Oo, maararing gusto naman natin silang tulungan, pero what if di rin sapat ang maitutulong natin? Aside sa pagdadasal at makapagbigay ng kakaunting tulong, ang isang bagay na pwede nating maitulong sa kanila ay kumbinsihin sila kumuha ng insurance para sa mga sarili nila habang healthy pa sila.

If you already have an insurance policy or if you are a believer of insurance, refer and endorse your friend sa mga insurance advisors. Sobrang laking help nito para sa kanila and para sa sarili mo na din in the future. ☀️🌻💛

12/08/2023

12/08/2023

Paano nga ba nagwo-work ang insurance?

Simple lang, if our health fails, insurance will be the one to stop other important things from failing too.

Having life insurance is a very common method of transferring risk. This will provide you with financial protection for your family's future.

Remember that your greatest asset is YOU – your health and ability to earn a living for you and your loved ones. 𝗬𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝘁𝗵𝗲𝗿𝗲𝗳𝗼𝗿𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗴𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝗮𝘀𝘀𝗲𝘁 𝘄𝗶𝘁𝗵 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲.

Health is wealth! Stay fit and healthy. And most importantly, GET FINANCIALLY PROTECTED. Know your options. 📩

PM Me How

10/08/2023

𝗗𝗼𝗻𝘁 𝘄𝗮𝗶𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗼𝗿𝗱 "𝗜𝗧𝗦 𝗧𝗢𝗢 𝗟𝗔𝗧𝗘". 𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗵𝗼𝘄 📩

Maraming tao ang hindi pa alam ang importansya ng binabahagi ko sa kanila. Kung pwede lang sana na marinig nyo muna bago nyo pag isipan. Paano nyo aayawan ang bagay na di nyo pa naman talaga lubusang nauunawaan? Parang paano nyo nasabing malayo kung di nyo pa naman napupuntahan?

01/08/2023

Greetings and welcome to the month of August! As we embark on this new month, filled with possibilities and opportunities, I want to extend my warmest wishes to you. May this month be a time of growth, joy, and fulfillment for you.

August brings with it the last precious moments of summer, a time to savor the longer days and embrace the beauty of nature. It's a wonderful opportunity to take a step back, reflect on the year so far, and set new intentions for the months ahead.

Whether you have summer adventures planned, personal goals you wish to achieve, or simply want to enjoy the present moment, I encourage you to make the most out of this month. Embrace the sunshine, seek new experiences, and find time to relax and recharge.

Remember, the possibilities are endless as we welcome August. I am here to assist and support you throughout this month and beyond. Feel free to reach out if you need any guidance or have any questions.

Wishing you a fantastic August filled with joy, success, and happiness! 🌻

27/06/2023

Alam nyo ba na may insurance plan si Sun Life na ang tawag namin ay 𝗦𝗨𝗡 𝗔𝗖𝗖𝗘𝗟𝗘𝗥𝟴.

This is a plan with 20 years maturity period kung saan insured ka na may malaking pera ka pa na makukuha! At 8yrs mo lang sya babayaran ha.

Bagay ito sa 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 or pwede rin as 𝗘𝗗𝗨𝗖𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗙𝗨𝗡𝗗 ng anak. Kaya kung gusto mo magdiversify or mag reallocate ng hard earned money mo, ito ang sample:

𝗙𝗲𝗺𝗮𝗹𝗲 𝗔𝗴𝗲 𝟯𝟬, 𝗡𝗼𝗻𝘀𝗺𝗼𝗸𝗲𝗿

Annual Premium P209,940 payable for 8 years only (kaya tinawag na ACCELER8)

𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 #𝟭: Makakakuha ka ng 8% ng face amount P80,000 starting sa year 8 and increasing by 2% and every other year until sa ika 20th year.

𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 #𝟮: May makukuha ka na non guaranteed amount ng dividend every year starting sa ika 9th year then every year for 20 years (pwede iwithdraw, pwede din iwanan to accumulate para mag earn ng interest)

𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 #𝟯: May makukuha ka na non guaranteed amount ng special bonus sa ika 8th year, projected at 𝗣𝟳𝟱,𝟯𝟬𝟵 (pwede din iwithdraw or iwanan kay Sun Life para lumago pa)

𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 #𝟰: If walang mangyari sayo at totally healthy ka after 20 years, makakakuha ka na GUARANTEED CASH VALUE or yung maturity amount equivalent sa 102% ng face amount mo which is 𝗣𝟭,𝟬𝟮𝟬,𝟬𝟬𝟬!

𝗘𝘀𝘁𝗶𝗺𝗮𝘁𝗲𝗱 𝗧𝗼𝘁𝗮𝗹 𝗟𝗶𝘃𝗶𝗻𝗴 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 after 20 years if walang withdrawal ng cash benefits 1-4: 𝗣𝟮,𝟳𝟬𝟯,𝟯𝟱𝟵! 💛

May peace of mind ka din kasi may insurance coverage ka starting at P1,000,000 and increasing by 16% for 8 years!

Total insurance coverage amount at year 9-20: 𝗣𝟯,𝟵𝟲𝟯,𝟯𝟱𝟵

O di ba ang ganda! Kumita ka na protected ka pa!

Kung gusto mo ito, DM me and I will discuss it with you. I’ll be happy to assist you! ☀️

27/06/2023

Madami ka nang assets, properties, huge bank accounts? Congratulations! 👏👏👏

But, did you know that we have a better way to handle them? 🫠

How about asset diversification or money re-allocation? 🫠

How about managing the risk that might happen to you inevitably along the way? 🫠

What if I’ll tell you that we can simply put it this way, just like the illustration below. 😱

Your P5,000.00 is still your P5,000.00.
We just put P3,000 to the bank as 1 pocket
whilst the P2,000 to Sun Life as another pocket.
Both pockets are still nasa pantalon mo.
Walang nawala, nilipat mo lang at hinati ng maayos.
Ganyan kapag kumuha ka ng Life & Health Insurance na ultimately proteksyon sa mga assets mo ngayon.

We get Life and Health Insurance when we thought we don’t need it, when we are still young, when we are still healthy, when we have the means to pay and strong enough to work for it. ☀️☀️☀️

Gone are the days na umaasa tayo sa iba para ma sustain ang mga needs natin later on. We must work and prepare early for our future. 🥰

Inquire lang, usap tayo how… 💪

24/06/2023

"𝗧𝗵𝗲 𝗣𝗼𝗰𝗸𝗲𝘁𝘀 𝗧𝗵𝗲𝗼𝗿𝘆"
Sabihin nating kayang mag-ipon ng 5,000 monthly.

𝗟𝗲𝗳𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 (Bank) - Php 3,000.00 allotted for savings, emergency fund, short-term goals.

𝗥𝗶𝗴𝗵𝘁 𝗽𝗼𝗰𝗸𝗲𝘁 (Sun Life) - Php 2,000.00 allotted for insurance just in case magkasakit, ma-ospital, o ma-aksidente. (Bonus: may investment allocation din ito.)

Imagine if sa bank lang sini-save yung Php 5,000.00, kapag nagkasakit, ubos ang savings at madalas kulang pa.
Whereas, if naisipang hatiin, entitled tayo sa guaranteed protection benefits.

𝙉𝙖𝙬𝙖𝙡𝙖𝙣 𝙗𝙖 𝙣𝙜 𝙥𝙚𝙧𝙖? 𝙃𝙄𝙉𝘿𝙄
Hinati lang para when uncertainty happens, di magagalaw ang mga pinaghirapang ipunin.
That’s the value of financial literacy.

Send me a message if you need a plan that is right for you. 😊

CCTO

18/06/2023

How will a person benefit from both HMO and life insurance? Here’s an example of how it would work.

(c) LUAP