Hazel Joy S. Buenaflor Flores, LFA - Life Planner

Hazel Joy S. Buenaflor Flores, LFA - Life Planner Life Insurance, Accident Insurance, HMO, Retirement Fund, Educational Fund & Critical Illness Fund

This Client Never Thought They’d Use Their Insurance… Until They DidMost people think insurance is for "someday."Someday...
06/05/2025

This Client Never Thought They’d Use Their Insurance… Until They Did

Most people think insurance is for "someday."
Someday when they’re older.
Someday when they have kids.
Someday when they're already sick.
But "someday" came too soon for one of my clients—let’s call her Anna.

She was a 30-year-old nurse, single, healthy, and full of life. She bought a VUL policy mainly for investment, just in case.

Two years later, she was diagnosed with breast cancer.
Stage 2. Unexpected. Unfair. Unplanned.

But here’s what was planned:
-Her insurance covered her hospital bills.
-She didn’t drain her savings.
-She focused on healing, not hustling to survive.

She messaged me after her last chemo session:
"Now I understand why you pushed me to get this. You saved my life in more ways than one."

That moment reminded me why I do this.
Not just to sell policies.
But to give people peace. Dignity. Security.

Don’t wait until life forces you to understand insurance.
Understand it before you need it.

Your future self—and your loved ones—will thank you.

If you’ve been putting this off, consider this your sign.
Message me and I’ll walk you through a plan that makes sense for your life today.

Looking for medical insurance? We have an affordable HMO package for individual or family. 👇Ask me how? 💌
27/01/2025

Looking for medical insurance? We have an affordable HMO package for individual or family. 👇

Ask me how? 💌

27/01/2025

Our new year's resolution is to give you better protection 💯​

Introducing the Enhanced Medical Benefit Rider. The extra protection you deserve for your health, wealth, and family! ​

✅ NEW ISSUE AGE LIMIT (up to 75 Y.O. depending on base policy)​

✅ NEW COVERAGE INCLUSIONS (Emergency Out-patient, ​
Pre and Post-Hospitalization Treatment)​

✅ NEW VALUE-ADDED BENEFITS (Annual Physical Exam, Dental, and Mental Health) ​

​Add this to your AIA A+ Signature, AIA Max Protect, or AIA Med- Assist plan—​make added protection your new year's resolution ✨ ​

Talk to an AIA life planner for more details: https://bit.ly/40wXgQ5

27/01/2025
27/01/2025

Manifesting blessed-not-stressed package for 2025? 😌

AIA Enhanced Medical Benefit Rider got you covered:​​
✅ Emergency Outpatient​
✅ Diagnostic Tests​
✅ Prescription Medicines​

Add this to your AIA A+ Signature , AIA Max Protect, or AIA Med-Assist plan. ​

Talk to an AIA Life Planner for more details: https://bit.ly/40wXgQ5

The anatomy of my 2-day hospital bill.33K Total Bill 13K  Philhealth Coverage20K  MediCard PhilippinesBawi na ang bayad ...
11/11/2024

The anatomy of my 2-day hospital bill.

33K Total Bill
13K Philhealth Coverage
20K MediCard Philippines

Bawi na ang bayad sa HMO ❤️
Php10,739 Ward, 50K per illness
Php12,049 Semiprivate, 60K per illness
Php21,908 Private, 120K per illness

PLUS:
My other plan gives me 5,000 a day as income replacement during hospital confinements. **This is a cheaper plan than HMO.

Yes, I still have Philhealth despite kwento2 of how small the coverage is. Isip ko nalang, if wala ko na hospital, naka contribute kog 500 pesos a month para sa mga senior citizens.

For a TOTAL HEALTH SOLUTION, I maintain the following benefits:
✅ HMO to take care of my medical bills
✅ Critical illness insurance in case of a more serious disease
✅ Income replacement benefit so I still am able to contribute to our family income maskig na-admit ko.

Panawagan sa mga kaila nako, if your budget permits, kuha jud mog insurance. Or if you can still adjust your current cashflow, do so, aron ma include ang insurance sa listahan.

Lahi ang pagmahay sa taong walay insurance kay dili maka afford. Ug sa taong maka afford unta pero mas gi una pa ang 11.11 add to cart kaysa sa insurance. ✌️😂

If you wish to explore affordable options for you and your family, Usap tayo.

Choose your hard😊
31/10/2024

Choose your hard😊

One Policy - One Premium = 2 Insured😱Dito lang yan sa AIA PHILIPPINES/PHILAM LIFE!🤩Want to be insured with low budget? D...
21/10/2024

One Policy - One Premium = 2 Insured😱
Dito lang yan sa AIA PHILIPPINES/PHILAM LIFE!🤩
Want to be insured with low budget? DM me now!

The cheapest critical illness plan for your kids. You only need to pay 15k per year for a 1 million critical illness cov...
01/10/2024

The cheapest critical illness plan for your kids. You only need to pay 15k per year for a 1 million critical illness coverage with minor critical illness benefit plus additional benefit for gender related type of cancer and cash allowance for your recovery.💪

Get one while they are still young. Dm for further details. 📩

𝗢𝗙𝗪 𝗹𝗶𝗳𝗲 𝗶𝘀 𝗡𝗢𝗧 𝗙𝗢𝗥𝗘𝗩𝗘𝗥 ✈️🛳Getting an investment-insurance savings plan helps you prepare not only for your homecoming, ...
01/10/2024

𝗢𝗙𝗪 𝗹𝗶𝗳𝗲 𝗶𝘀 𝗡𝗢𝗧 𝗙𝗢𝗥𝗘𝗩𝗘𝗥 ✈️🛳

Getting an investment-insurance savings plan helps you prepare not only for your homecoming, but also for your 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁. Make the most of your high-earning years!

HEALTH INVEST PLUS or AIA A+ SIGNATURE plans has a short saving period of 3, 5, 7, or 10 years, with higher premium allocations on investment or Guaranteed pay out with dividend which allows 𝗳𝗮𝘀𝘁𝗲𝗿 𝘄𝗲𝗮𝗹𝘁𝗵 𝗮𝗰𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗶𝗼𝗻. 💰

For example, these products can be used to purchase a car in cash, while having a lifetime insurance of at least 2M.

𝗢𝘁𝗵𝗲𝗿 𝘂𝘀𝗲𝘀:
✅To purchase a house
✅To save for business capital
✅To build your child’s educational fund
✅To build your retirement fund
'Wag hayaan umuwi sa Pinas ng walang ipon, wag hayaan masayang ang mga hirap at pagka-homesick 🙏

Message me to know your options ❤️

Just a gentle Reminder‼️‼️Rich or Poor, We need Life Insurance‼️‼️There are only two possibilities:FIRST:“𝘞𝘩𝘢𝘵 𝘪𝘧 𝘐 𝘥𝘪𝘦 ...
01/10/2024

Just a gentle Reminder‼️‼️

Rich or Poor, We need Life Insurance‼️‼️

There are only two possibilities:

FIRST:
“𝘞𝘩𝘢𝘵 𝘪𝘧 𝘐 𝘥𝘪𝘦 𝘵𝘰𝘰 𝘴𝘰𝘰𝘯?”
𝑨𝒏𝒔𝒘𝒆𝒓: 𝑳𝑰𝑭𝑬 𝑰𝑵𝑺𝑼𝑹𝑨𝑵𝑪𝑬
Even if you are gone, you are continuously providing for your family thru the life insurance claim that you will leave.

SECOND:
“𝘞𝘩𝘢𝘵 𝘪𝘧 𝘐 𝘭𝘪𝘷𝘦 𝘵𝘰𝘰 𝘭𝘰𝘯𝘨?”
𝑨𝒏𝒔𝒘𝒆𝒓: 𝑰𝑵𝑽𝑬𝑺𝑻𝑴𝑬𝑵𝑻
While you are earning, invest a portion of your money, so that in the future you will have something to use for your retirement, kids’ education, business and other major purchases.

For as low as ₱100 savings per day, you can insure yourself, the future of your family and protect all of your priorities! ♥️

Get a free quote based on your age and your preferred amount of coverage!

Pm usap tayo
Set your appointment now, and let’s talk about it😉

(Ctto)

Address

Tagum City
8100

Telephone

+639158486463

Website

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