https://www.facebook.com/104786332417339/

CHAmp Goals with Sun Life, San Matias, San Matias (2026)

29/04/2025

‼️May insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na friend? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

Want to know how much protection you need? Send me a message and I will help you compute the right coverage for you ☺️. 📩

Choose to be Protected and Financially Prepared 💛

29/04/2025

🛡 𝗥𝗘𝗔𝗟 𝗧𝗔𝗟𝗞: 𝗜𝗳 𝘆𝗼𝘂 𝗴𝗼𝘁 𝘀𝗲𝗿𝗶𝗼𝘂𝘀𝗹𝘆 𝘀𝗶𝗰𝗸 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄... 𝘄𝗵𝗼 𝘄𝗼𝘂𝗹𝗱 𝗽𝗮𝘆 𝘁𝗵𝗲 𝗯𝗶𝗹𝗹𝘀?

Your HMO?
Your savings?
Your family?
Or utang?

The truth is, 𝗮 𝘀𝗶𝗻𝗴𝗹𝗲 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝗹𝗹𝗻𝗲𝘀𝘀 𝗰𝗮𝗻 𝘄𝗶𝗽𝗲 𝗼𝘂𝘁 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗵𝗮𝗿𝗱-𝗲𝗮𝗿𝗻𝗲𝗱 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 — cancer, stroke, heart attack… kahit bata pa, pwedeng tamaan.

💔 I’ve seen families sell their cars, homes, and even pull kids out of school—𝗷𝘂𝘀𝘁 𝘁𝗼 𝗽𝗮𝘆 𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗯𝗶𝗹𝗹𝘀.

But it doesn’t have to be that way.

𝗦𝘂𝗻 𝗙𝗶𝘁 𝗮𝗻𝗱 𝗪𝗲𝗹𝗹 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗶𝘀 𝘆𝗼𝘂𝗿 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 𝗵𝗲𝗮𝗹𝘁𝗵 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻:

✅ Covers 100+ critical illnesses — from early to late stage
✅ Hospital income + life insurance
✅ Recovery & wellness benefits
✅ Can be fully paid in 10, 15, or 20 years — pero lifetime protection na
✅ With LIVING BENEFITS like guaranteed cash value, special paid-up bonus, may earn dividends and guaranteed cash benefit

💸 Instead of paying millions later, start with just ₱2K–₱5K/month today.

You insure your car. Your phone. Even your pets.

𝗕𝘂𝘁 𝘄𝗵𝗮𝘁 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗛𝗘𝗔𝗟𝗧𝗛? 𝗬𝗼𝘂𝗿 𝗟𝗜𝗙𝗘?

💬 Message me today. Let’s create a plan that protects you and your family from the unexpected.

19/01/2025

Pa Insure ka na💛

25/10/2024

Great News!!! 📣
Introducing our New Sun Life Product

𝐒𝐔𝐍 𝐋𝐈𝐅𝐄 𝐒𝐄𝐂𝐔𝐑𝐄 𝐈𝐍𝐂𝐎𝐌𝐄:

✅Guaranteed insurance coverage equal to 200% of the face amount from Day 1 until age 100!
✅Guaranteed limited pay only 3/5/10/15 years
✅Guaranteed Centenarian Bonus! Receive in advance a portion of your insurance coverage at ages 80, 85, 90, and 95
✅Guaranteed LIFETIME Pay-out YEARLY equal to 6% of the face amount beginning at the end of 6th year.
✅Guaranteed CASH VALUE, which you can use in case of emergencies.
✅Non-guaranteed YEARLY CASH DIVIDENDS which you may receive in cash, use to pay future premiums or leave with Sun Life to accumulate

Game On, Partners for Life !!!

Message me for Free inquiry.

Charmaine Lapuz
09688900695

14/09/2024

𝗘𝘁𝗼 𝘆𝘂𝗻𝗴 𝗣𝗟𝗔𝗡 𝗻𝗮 𝗽𝗮𝗿𝗮 𝗸𝗮𝗻𝗴 𝗺𝗮𝘆 𝗔𝗽𝗮𝗿𝘁𝗺𝗲𝗻𝘁!

𝗞𝗮𝘀𝗶 𝘄𝗶𝘁𝗵 𝘁𝗵𝗶𝘀 𝗽𝗹𝗮𝗻, 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗽𝗮𝘆 𝗳𝗼𝗿 𝗼𝗻𝗹𝘆 𝟱 𝗼𝗿 𝟭𝟬𝘆𝗿𝘀 𝗕𝗨𝗧 𝗶𝘀 𝗹𝗶𝗸𝗲 𝗮 𝗧𝗥𝗘𝗘 𝘁𝗵𝗮𝘁 𝗴𝗶𝘃𝗲𝘀 𝗮𝗻𝗱 𝗴𝗶𝘃𝗲𝘀 𝗮𝗻𝗱 𝗴𝗶𝘃𝗲𝘀 𝘆𝗼𝘂 𝗠𝗢𝗡𝗘𝗬 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬!

👉𝟲𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟴𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟬𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝟭𝟮𝘁𝗵 𝗬𝗲𝗮𝗿: 𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 + 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
👉𝗨𝗻𝘁𝗶l 𝗮𝗴𝗲 𝟭𝟬𝟬!

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻 𝗻𝗮 𝗽𝘄𝗲𝗱𝗲 𝗺𝗮𝗴 𝗯𝗶𝗴𝗮𝘆 𝗻𝗴 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗰𝗮𝘀𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗻𝗮 𝗽𝘄𝗲𝗱𝗲𝗻𝗴 𝗴𝗮𝗺𝗶𝘁𝗶𝗻 𝗮𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝘂𝗻𝗱 𝗼𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱 𝗮𝗻𝗱 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝗸𝗮 𝗷𝘂𝘀𝘁 𝗶𝗻 𝗰𝗮𝘀𝗲 𝗺𝗮𝘆 𝗺𝗮𝗻𝗴𝘆𝗮𝗿𝗶 𝘀𝗮𝘆𝗼?

𝗧𝗼 𝗵𝗲𝗹𝗽 𝘀𝗲𝗰𝘂𝗿𝗲 𝗯𝗿𝗲𝗮𝗱𝘄𝗶𝗻𝗻𝗲𝗿𝘀 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝘂𝗻𝗱 𝗼𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱, 𝗼𝗻𝗲 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗜 𝗿𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱 𝗶𝘀 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬!

✅𝗚𝗿𝗲𝗮𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗸𝗶𝗱'𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗳𝘂𝗻𝗱 𝗳𝗿𝗼𝗺 𝟬 𝘁𝗼 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱.
✅𝗠𝗮𝘆 𝗰𝗵𝗼𝗶𝗰𝗲 𝗸𝗮 𝗻𝗮 𝗶𝗹𝗶𝗽𝗮𝘁 𝘀𝗮 𝗮𝗻𝗮𝗸 𝗺𝗼 𝗮𝗻𝗴 𝗰𝗮𝘀𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁.
✅𝗛𝗮𝗻𝗴𝗴𝗮𝗻𝗴 𝗺𝗮𝗴𝗸𝗮 𝗮𝗽𝗼 𝗸𝗮, 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮 𝗽𝗮 𝗿𝗶𝗻 𝗺𝗮𝗸𝘂𝗸𝘂𝗵𝗮.
✅𝗕𝗮𝗴𝗮𝘆 𝗻𝗮 𝗯𝗮𝗴𝗮𝘆 𝘀𝗮𝘆𝗼 𝘁𝗼 𝗸𝘂𝗻𝗴 𝗴𝘂𝘀𝘁𝗼 𝗺𝗼 𝗻𝗴 𝗰𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁 𝗯𝘂𝘁 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗿𝗲𝘁𝘂𝗿𝗻.
✅𝗔𝗹𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝘃𝗲𝗹𝘆, 𝗽𝘄𝗲𝗱𝗲𝗻𝗴 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗳𝘂𝗻𝗱
✅𝗣𝗮𝘆𝗶𝗻𝗴 𝗽𝗲𝗿𝗶𝗼𝗱 𝗶𝘀 𝟱 𝗼𝗿 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀
✅𝟴% 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 𝗼𝗻 𝘁𝗵𝗲 𝟲𝘁𝗵 𝘆𝗲𝗮𝗿 𝗨𝗻𝘁𝗶l 𝗮𝗴𝗲 𝟭𝟬𝟬!

𝗛𝗲𝘁𝗼 𝗮𝗻𝗴 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗻𝗴 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬:

✅𝗣𝗵𝗽 𝟭,𝟬𝟬𝟬,𝟬𝟬𝟬 𝗳𝗮𝗰𝗲 𝗮𝗺𝗼𝘂𝗻𝘁
✅𝗣𝗵𝗽 𝟮,𝟬𝟬𝟬,𝟬𝟬𝟬 𝗗𝗲𝗮𝘁𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗣𝗵𝗽 𝟴𝟬,𝟬𝟬𝟬 𝗘𝗻𝗱𝗼𝘄𝗺𝗲𝗻𝘁 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁
✅𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀
✅𝗖𝗵𝗶𝗹𝗱: 𝟬 𝗬𝗿 𝗼𝗹𝗱

𝗢𝗽𝘁𝗶𝗼𝗻𝗮𝗹 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗮𝗻𝗱 𝗮𝗱𝗱𝗲𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻:

✅𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁𝗮𝗹 𝗗𝗲𝗮𝘁𝗵 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗔𝗗𝗕)
✅𝗧𝗼𝘁𝗮𝗹 𝗗𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗧𝗗𝗕)
✅𝗪𝗮𝗶𝘃𝗲𝗿 𝗼𝗳 𝗣𝗿𝗲𝗺𝗶𝘂𝗺 𝘂𝗽𝗼𝗻 𝗱𝗲𝗮𝘁𝗵 𝗼𝗿 𝗱𝗶𝘀𝗮𝗯𝗹𝗲𝗺𝗲𝗻𝘁 𝗼𝗳 𝗶𝗻𝗶𝘁𝗶𝗮𝗹 𝗼𝘄𝗻𝗲𝗿 (𝗪𝗣𝗗𝗗)
✅ 𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗛𝗲𝗮𝗹𝘁𝗵 𝗙𝘂𝗻𝗱) (𝗖𝗜𝗕)
✅𝗛𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗜𝗻𝗰𝗼𝗺𝗲 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 (𝗛𝗜𝗕)

𝗝𝘂𝘀𝘁 𝘀𝗲𝗻𝗱 𝗺𝗲 𝗮 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗺𝗼𝗿𝗲 𝗼𝗿 𝗶𝗳 𝗺𝘆 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗸𝗮 𝗮𝗯𝗼𝘂𝘁 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗘𝗹𝗶𝘁𝗲 𝟭𝟬.

08/09/2024

QUICK FACTS ABOUT RETIREMENT
💡80% of retiring Filipinos are not financially prepared
💡SSS Pension is not enough to fully cover your living expenses
💡7.6 million Filipinos aged 60 and above, of which only 20 percent are covered by either the Social Security System or the Government Service Insurance System
💡It is not easy to retire comfortably
🧮 When we do the math, retiree shoud have at least P821,250 to cover the simple food expenses (P50/meal) for 15 years. How about your medical maintenance, utilities bill, travel and leisure?🤔
We can help you to Plan Your Retirement and build your Retirement Fund.
Always remember "Retirement Could Be Your Longest Holiday Of Your Life, Or It Could Be Your Longest Nightmare"

22/06/2024

Message me NOW🫶

30/04/2024

Sabi Ng iba, kaya ayaw daw nila kumuha Ng life insurance dahil Hindi Naman daw Sila Ang makikinabang.

Pag pinaalala mo Naman sino Ang makikinabang, mapapaisip din Sila.

Pag sinabi mo ba na pwede nilang mabawi Ang portion Ng Pera or lahat Ng perang binayad nila come retirement, Lalo Silang mapapaisip.

Habang pinaghahandaan nila Ang big money that will be readily available anytime for their family, nakakaipon din Sila Ng pwede nilang ma withdraw in the future.

Ano ang kinukwento ko Sayo...
(1) Life insurance with savings component.
(2) Life insurance with savings component and guaranteed payouts.
(3) Life insurance with investment component.

Pwede Naman din ang btid (buy term invest the difference). Magandang strategy din ito.

Sa term insurance Kasi walang nawiwithdraw Ng Buhay kaya kailangan mo talaga mag invest the difference para Meron Kang pwedeng aasahan pagtanda mo.

Pero bakit mas prefer ko Ang naunang tatlong na mention ko?

Hindi agad maglalapse Ang tatlong na-mention ko pag may naipon na na enough cash value, dividends, endowment and fund value. Iinitndihin mo lang how they work para ma-appreciate mo.

Bakit ko nakwento ito?

Dahil Nung panahong nagipit Ako, Hindi agad naglapse Ang mga plans ko that fall under these 3 categories.
..pero Yung term insurance na kinuha naming mag-asawa...

Naglapse agad nung lumampas na sa 31-day grace period.

Plus aliw talaga Ako na pwedeng Kong mabawi either a portion Ng binayad ko or lahat Ng binayad ko when I decide to surrender the plans come retirement age.

Ctto.

05/04/2024

150k yearly ni Client, 60k lifetime pension ang kapalit.☺️

This plan is transferrable.
Pwede mong maipamana sa anak mo at siya naman ang makakatanggap ng lifetime pension.

Sure na ang pang aral sa College ng anak,
Business Funds and For Building Retirement ni Client. 🙌

Ikaw?
Baka may natutulog kang 150K sa bank,
let’s make it grow! ✨

Message me for a sample quote. 💛

27/03/2024

This scene was taken from the movie “I Can Only Imagine”. It tells the life of Bart Millard, frontman of the group Mercy Me, and how he was able to write the song “I Can Only Imagine”, the best selling Christian song of all time.

Get a life insurance so that whatever may happen to you (as a parent), your child or children will be able to continue their dreams. May it be with their education, forming a band, having their own business, etc.

We also recommend you to watch the movie “I Can Only Imagine”. 🙂

*Sa ibang bansa priority nila ang Life Insurance. Bakit kaya? 😅

CTO

13/03/2024

𝑺𝒖𝒏 𝑭𝒊𝒕 𝒂𝒏𝒅 𝑾𝒆𝒍𝒍 𝑨𝒅𝒗𝒂𝒏𝒕𝒂𝒈𝒆 10

This is the most comprehensive health insurance of Sun Life. A complete wellness product from prevention, diagnosis, treatment and rehabilitation.

𝑩𝒆𝒏𝒆𝒇𝒊𝒕𝒔:

✔ 𝐒𝐩𝐞𝐜𝐢𝐚𝐥 𝐀𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐖𝐞𝐥𝐥𝐧𝐞𝐬𝐬
Once you avail Sun Fit and Well life insurance, you are automatically a GoWell Gold member.

✔ 𝐂𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
It provides coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses.

✔ 𝐇𝐨𝐬𝐩𝐢𝐭𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined.

✔ 𝐇𝐨𝐦𝐞 𝐑𝐞𝐜𝐨𝐯𝐞𝐫𝐲 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined.
Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✔ 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞
It also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan.

✔ 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐂𝐚𝐬𝐡 𝐁𝐞𝐧𝐞𝐟𝐢𝐭
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that,

✔ 𝐋𝐢𝐦𝐢𝐭𝐞𝐝 𝐏𝐚𝐲𝐢𝐧𝐠 𝐏𝐞𝐫𝐢𝐨𝐝
You have the option to pay for it in:
◾ 10 years
◾ 15 years
◾ 20 years
Take note, these are guaranteed paying periods. Sun life will never require you to pay beyond those years.

𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.

No Meet Ups Required!
Message me now to know more.
CHARMAINE LAPUZ
09688900695

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