FWD - Licensed Financial Wealth Planner

06/12/2024

❌ 2 REASONS WHY PEOPLE ARE NOT GETTING INSURED.

We all know that we need insurance but never really did we spend time trying to find out about it, isn't it?

🤔 This is BECAUSE:

1. We always think we can buy it tomorrow.
2. We think insurance is expensive, so we always said nothing will happen to me this coming year, why not let me buy it next year so l can save money on coverage this year.

Let's go over the TWO..

1. We always think we can buy it tomorrow.
Unlike luxury goods, the urge to get insurance is way significantly less. People always think that they can buy insurance later.
But do you know that insurance can only be purchased with health? If you can't buy today because of bad health, it means you won't be able to buy tomorrow. 😰 Because your health only gets worse over time.

2. We think insurance is expensive and try to save money for coverage every year.
There are many ways to save financially, but saving on insurance is definitely a NO-NO. Insurance is designed to protect you when unpredictable incidents occur.

== Frequently Asked Questions ==

🤔 What if I can't afford them now?

Start small! If you can't afford insurance right now, start by investing on a small policy and top it up across time. You have to start as early as you can, especially when premiums are cheap.

🤔 I'm not sure what coverage I have.

Go find an advisor and ask him/her. Let them tell you how much coverage you need. Every professional advisor is trained to do a proper policy review. There is no harm in approaching them.

== What To Do Next? ==

☕️ To sum it up, make sure you're fully covered.

🙌🏼 Every professional advisor in the financial planning industry will know that their clients' priorities changes dramatically especially in DECEMBER due to them planning for the next year. That is why they are being responsible and checking if you're fulling covered and financially ready

30/08/2024

𝐒𝐒𝐒 𝐯𝐬 𝐕𝐔𝐋 𝐏𝐋𝐀𝐍 (insurance + investment)

Marami satin ayaw nung idea ng 15 years or longer na pag-iipon kapag kukuha ng insurance policy pero parehas lang sya ng government mandated benefits.

Question is, sasapat ba ang government benefits for us and our family?

Retirement = SSS + VUL
Health = Philhealth + HMO + VUL

Go for comprehensive!

Why not have both? 🧡
Message me and let's discuss your options.

28/08/2024

You can also customize your plan depending on your goals so it can be the perfect plan suited for you.

Talk to a Financial Wealth Planner today.

26/08/2024

✔️42 Major critical illnesses coverage
Up to 3X claim!!! (up to age 75!)
✔️Plus 15 minor critical illness 20% coverage
✔️ May kasama pa Life insurance!
✔️ Premium waiver if meron major claim
✔️ if wala claim, if hindi ka magkasakit RETURN OF PREMIUMS at age 75 or if gusto mo earlier than age 75, check mo lang Guaranteed Cash Value Surrender nya sa proposal.

Gawan kita proposal? Ok to pandagdag sa existing mo. Critical illness plus Life insurance pero this time- may Money back!

23/08/2024

If a child, a spouse, a life partner, or a partner DEPENDS on your income then yes you NEED life insurance.

If meron kang goal na talagang gustong gusto mong ma-achieve no matter what then yes you NEED life insurance.

TGIF! 🧡

21/08/2024

The man in this photo was taken in 1946. This guy is Ken Shimizu. He is 35 years old. He has 2 children. Shimizu never runs. Sleeps late. Eat whatever he wants. Even drink beer instead of water. Eat dinner with many kinds of food every night...
What does Shimizu do to get such a body?
Shimizu doesn't have any secrets.
Shimizu is the person sitting in the bottom left corner of the photo... As for the man standing in the middle, I'm not sure.

—-

If you are like Shimizu, talk to me. You badly need income protection & health insurance. 🫰🏼

19/08/2024

4 Reasons Why Planning for Retirement is important:

1. SSS IS NOT ENOUGH - It will not sustain your medical bills and possible you will need to downgrade your lifestyle if you will depend on SSS alone. (Nothing against SSS — malaki naitutulong niya. Hindi lang talaga enough na ito lang aasahan for retirement)

2. INFLATION - Your Php100.00 right now will have lesser value in the future. Php20.00 coin na lang ngayon. 😱

3. KIDS ARE NOT OUR RETIREMENT FUND
- They will build and take care of their own family, too. Do not pass the burden to them. 🙏

4. WE LIVE LONGER- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses. 60 years old tagal pa nyan! 😅 How about taking a vacation for a month with no SALARY? 😬

Do not just depend on your company's retirement benefit. Get your own back up plan. Talk to your trusted financial wealth planner. 🙏🧡

16/08/2024

"Insurance? Ayaw ko niyan! Pag namatay lang doon may makukuha!"

You don't buy life insurance because you are going to die, but because those you love are going to live. 🧡

Best part? May living benefits like Critical Illness protection coverage na you can claim up to 3X! Yes, you read it right! Up to 3X! Plus withdrawable forced savings in the future. 💡

14/08/2024

An investment program that can yield 21.52% growth versus last year.

An investment program that has access to global companies such as Microsoft, Tesla and Walt Disney.

An investment program managed by the world's largest asset manager, BlackRock.

An investment program that is available for you and your family.

Invest wisely folks 🧡

12/08/2024

𝐖𝐇𝐀𝐓 𝐈𝐒 𝐘𝐎𝐔𝐑 𝐆𝐑𝐄𝐀𝐓𝐄𝐒𝐓 𝐀𝐒𝐒𝐄𝐓?

Your greatest asset is not your money nor your properties and definitely not your businesses.

Your greatest asset is YOU – your health and ability to earn a living for you and your loved ones. You should therefore protect your greatest asset with insurance! 😎

Stay fit and healthy. And most importantly, BE FINANCIALLY PROTECTED. 🧡

10/08/2024

𝗛𝗮𝘃𝗲 𝘆𝗼𝘂 𝗵𝗲𝗮𝗿𝗱 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗲 𝗦𝗮𝗻𝗱𝘄𝗶𝗰𝗵 𝗚𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻? 🤔

This is the generation of people (usually in their 30s or 40s) who 𝘤𝘢𝘳𝘦 𝘧𝘰𝘳 𝘵𝘩𝘦𝘪𝘳 𝘢𝘨𝘪𝘯𝘨 𝘱𝘢𝘳𝘦𝘯𝘵𝘴 𝘸𝘩𝘪𝘭𝘦 𝘴𝘶𝘱𝘱𝘰𝘳𝘵𝘪𝘯𝘨 𝘵𝘩𝘦𝘪𝘳 𝘰𝘸𝘯 𝘤𝘩𝘪𝘭𝘥𝘳𝘦𝘯. 👨‍👩‍👧‍👦

Usually, Sandwich Generation “put off” their own plans because of added financial obligations. ☝️

Imagine supporting yourself, your parents' medical needs, and your kids future, mahirap 'di ba?

Would you want your child to experience the same?

𝙀𝙣𝙙𝙞𝙣𝙜 𝙎𝙖𝙣𝙙𝙬𝙞𝙘𝙝 𝙂𝙚𝙣𝙚𝙧𝙖𝙩𝙞𝙤𝙣 𝙬𝙞𝙡𝙡 𝙨𝙩𝙖𝙧𝙩 𝙛𝙧𝙤𝙢 𝙔𝙊𝙐! 🧡

09/08/2024

Life insurance doesn't have to be complicated. Explore options tailored to your needs by clicking here:

https://shop.fwd.com.ph/agency/agent/10025895/products/

Still unsure? We're here to help! Reach out anytime with your questions or to get personalized assistance.

Buy FWD Insurance online in 3 simple steps for affordable life, critical illness, accident, disability insurance to get protected with exciting rewards.