Ellen Hemady, Financial Advisor

26/08/2026

The small things you do today can make a big difference tomorrow. ✨

One meaningful way to prepare is by having a life insurance plan like Sun Life Secure Income.

Get guaranteed lifetime insurance protection and 6% yearly payouts for life* for your loved ones! Check out sunlife.co/SunLifeSecureIncome or talk to a Sun Life Advisor to know how.




Note: Actual terms and conditions of the insurance policy apply. *Annual payout is computed based on the plan's Face Amount and given starting the end of the 6th policy year until age 100.

25/08/2026

𝗚𝘂𝘀𝘁𝗼 𝗺𝗼 𝗿𝗶𝗻 𝗯𝗮 𝗻𝗴 𝗴𝗮𝗻𝗶𝘁𝗼𝗻𝗴 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝗳𝗮𝗺𝗶𝗹𝘆? 💛 With Sun Smarter Classic, you get life insurance protection with Critical Illness Benefit (CIB) for added financial protection when you need it most.

Sample Computation:
👨 Male, 25: ₱821.33/month
₱500K Life Insurance + ₱500K CIB

👨 Male, 50: ₱1,820.25/month
₱500K Life Insurance + ₱300K CIB

𝘗𝘳𝘦𝘮𝘪𝘶𝘮𝘴 𝘴𝘩𝘰𝘸𝘯 𝘢𝘳𝘦 𝘴𝘢𝘮𝘱𝘭𝘦 𝘤𝘰𝘮𝘱𝘶𝘵𝘢𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺 𝘥𝘦𝘱𝘦𝘯𝘥𝘪𝘯𝘨 𝘰𝘯 𝘢𝘨𝘦, 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦, 𝘢𝘯𝘥 𝘰𝘵𝘩𝘦𝘳 𝘧𝘢𝘤𝘵𝘰𝘳𝘴.

A traditional insurance plan focused on protection and peace of mind for you and your family. 🛡️

The best time to get protected is while you’re still young and healthy. Mas mababa ang premium, at mas smooth ang application process habang healthy pa.

📩 Interested? Send me a message for a personalized quote.

Ellen Hemady
Licensed Sun Life Agent since 2016

23/08/2026

Starting at ₱1,500–₱2,500/month, depending on your age and desired coverage. 💛 Life insurance protection + investment opportunities. Protect today. Build for tomorrow. ✨

21/08/2026

18/08/2026

𝗧𝗲𝗿𝗺 𝗼𝗿 𝗩𝗨𝗟 — 𝘄𝗵𝗶𝗰𝗵 𝗼𝗻𝗲 𝗶𝘀 𝗿𝗶𝗴𝗵𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂? 😊
Looking for a Sun Life plan but not sure where to start?

💛 TERM INSURANCE
Affordable life protection — ideal if your priority is getting substantial coverage within a budget.

📈 VUL / Sun MaxiLink 100
Life insurance with an investment component — for those who want protection while also building funds for future goals.

𝗧𝗵𝗲𝗿𝗲’𝘀 𝗻𝗼 𝗼𝗻𝗲-𝘀𝗶𝘇𝗲-𝗳𝗶𝘁𝘀-𝗮𝗹𝗹 𝗽𝗹𝗮𝗻. 𝗧𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗼𝗽𝘁𝗶𝗼𝗻 𝗱𝗲𝗽𝗲𝗻𝗱𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗮𝗴𝗲, 𝗴𝗼𝗮𝗹𝘀, 𝗯𝘂𝗱𝗴𝗲𝘁, 𝗮𝗻𝗱 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗻𝗲𝗲𝗱𝘀. 😊

📩 Send me your age, gender, smoker/non-smoker status, and budget, and I’ll prepare a personalized quotation for you.

Ellen Hemady
Sun Life Licensed Financial Advisor since 2016
[email protected]

21/07/2026

✨ 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗻𝗼𝘁 𝗼𝗻𝗲-𝘀𝗶𝘇𝗲-𝗳𝗶𝘁𝘀-𝗮𝗹𝗹. ✨

Every person has different dreams, responsibilities, priorities, and financial goals.

Some choose Term Insurance because they want maximum protection at an affordable premium.

Others choose plans that provide protection while also building value over time because they have different long-term goals.

There is no “one perfect plan” for everyone. The right insurance is the one that matches your needs, budget, and the future you want to protect.

My goal is not just to offer a plan, but to help you find the protection that truly fits your life. 💛

24/06/2026

After I presented the detailed Term Insurance quote to the client.

Quarterly Premium: PHP 3,781.25
Annual Premium: PHP 13,750.00
Client Profile: Female, 55 years old, with hypertension maintenance medication

𝗖𝗹𝗶𝗲𝗻𝘁: Best price na po ito?
𝗠𝗲: Yes po Ma'am, ito na po ang lowest premium available for a TERM insurance plan based on your age and health profile.
𝗖𝗹𝗶𝗲𝗻𝘁: May nakita kasi ako na below ₱500 per month.
𝗠𝗲: Possible po na para iyon sa mas batang applicant, usually nasa 20s o 30s. Insurance premiums are based on age, health, and lifestyle. The younger and healthier you start, the lower the cost.

Since 55 years old na po kayo at may hypertension maintenance, possible rin pong magkaroon ng additional rating depende sa approval ng insurance company.

𝗖𝗹𝗶𝗲𝗻𝘁: Huwag na lang po, mahal pala. Hindi kaya ng budget. 🥹

⭐️ Lesson: Insurance is cheapest when you're young and healthy. Delaying often means higher premiums and fewer options later on.

23/06/2026

Client (Yr 2022): Sige, pag-iisipan ko muna.
Me: Sige po, message lang kayo kapag ready ka na.
Client (Yr 2026): 𝗢𝗸𝗮𝘆 𝗻𝗮, 𝗽𝗮𝗮𝗻𝗼 𝗯𝗮 𝗺𝗮𝗴-𝗮𝗽𝗽𝗹𝘆? 😁

4 years. Same conversation. Different timing.

Insurance is not about chasing quick sales. It's about building trust and being present when people are finally ready.

Sa insurance, hindi bilis ang labanan kundi tibay ng loob 💪

14/06/2026

Term Plan
✅ Pure protection only
✅ Lower cost, no savings
✅ Renewable yearly
👉 Perfect for those on a budget who want temporary protection

📩 Message me anytime!