Nino Lacap - Licensed Financial Advisor

04/09/2026

₱7,700/month. 3 lives. One family goal. ❤️

Daddy + Mommy + Baby 👨‍👩‍👦

Protection today. Investment for tomorrow.
Because the best time to prepare for your family’s future is before you need it.

📩 Message me for a personalized Family Bundle illustration.

03/09/2026

03/09/2026

Introducing PRU CARE CANCER PROTECT

A Plan that covers specially cancer for 10 years

Plan features
500k up to 5m Life benefit
100% claim for Late stage cancer
50% claim for early stage
30% claim for death any cause
+20% if catastrophic cascer

The best part is 50% money back after 10 years if no claim

If your interested PM me for more details

02/09/2026

Behind the numbers, it’s always about the people.

This August, my 2 clients chose peace of mind, putting over ₱4.45M worth of protection behind the people they love most.

The honest truth? The follow-ups, the schedule adjustments, and the late chats aren’t always easy, but moments like this make every single conversation worth it. Knowing that two homes are safer today than they were yesterday is why I do what I do.

To my clients, salamat sa tiwala. It’s an honor to walk this journey with you. 🤍

If you’ve been putting off that financial check-in, take this as your gentle sign. My inbox is always open whenever you’re ready.

02/09/2026

Secure your future with our insurance plans that not only protect, but also grow your wealth. Invest smart, live confidently.

𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘 & 𝗦𝗨𝗟𝗜𝗧 na insurance with investment for your future self!

For only P2,100 a month or 70 pesos per day, you can start a 𝟳-𝗶𝗻-𝟭 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗹𝗮𝗻 with Pru Life UK.

Where you can have:

✅ Life Insurance
✅ Disability Benefit
✅ Accident Benefit
✅ Critical Illness Benefit
✅ Hospitalization Benefit
✅ Investment
✅ Retirement Funds / Educational Fund

"𝗬𝗼𝘂 𝗮𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗮𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝘁𝗶𝗺𝗲 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝗶𝘀 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 📈."

Message me for a FREE quotation proposal. 📩 to get a free online financial assessment!

02/09/2026

💰 ₱500,000/YEAR: TIME DEPOSIT or PRUWEALTH 10 FLEX ELITE?

Kung kaya mong magtabi ng ₱500,000 per year, saan mo gustong ilagay ang pera mo for the next 10 years?

🏦 TIME DEPOSIT

Kung maglalagay ka ng ₱500,000, kikita ito based on the bank’s applicable time-deposit rate.

✔️ Earn interest
✔️ Relatively simple
✔️ Bank deposit
❌ Interest depends on prevailing rates
❌ May applicable taxes
❌ Walang life insurance protection

🛡️ PRUWEALTH 10 FLEX ELITE

Example: ₱500,000 annual premium × 2 years

➡️ ₱1,000,000 total premiums

Based on the plan structure:

💵 ₱55,000 guaranteed annual payout starting Year 3
💵 Potential total scheduled payouts over Years 3–10: ₱440,000
💵 100% of total annual premiums paid at maturity = ₱1,000,000
🛡️ May life insurance protection while the policy is in force

The key difference?

TIME DEPOSIT focuses on earning interest on your deposit.

PRUWealth 10 Flex Elite combines guaranteed cash payouts, maturity benefit, and life insurance protection in one plan.

Hindi ito tungkol sa kung alin ang “mas maganda.”

Ang tanong ay:

Ano ba talaga ang goal mo sa ₱500,000/year—interest, guaranteed payouts, protection, or a combination of these?

📩 Message me if you want a personalized illustration based on your age and budget.

Illustration only. Actual benefits, guarantees, charges, and eligibility are subject to the policy contract and applicable terms.

01/09/2026

While no amount of money can ever replace a loved one, this is a reminder that life insurance provides protection when it matters most.

May this financial support somehow help the family navigate the difficult days ahead. 🙏🏻

27/08/2026

August 10 — another meaningful milestone! ❤️

I was able to secure an Educational Plan for my client’s nephew, together with ₱1 Million worth of life insurance coverage. 🎓🛡️

It’s more than just preparing for a child’s education—it’s about making sure their dreams remain protected, no matter what life brings.

Education for the future. Protection for today. ❤️

Thank you for trusting me to be part of your family’s financial journey. 🙏

13/08/2026

PRULove Wealth Direct ❤️💰

What if your money can grow while giving you guaranteed benefits and life protection?

Introducing PRULove Wealth Direct — a simple plan designed to help your money do more.

✨ 4% guaranteed yearly cash benefits for 7 years
🔄 100% premium return at the end of the term
🛡️ 125% guaranteed life insurance coverage
💰 One-time payment of ₱50,000

Perfect for those looking for a simple, guaranteed, and protected way to put their money to work.

📩 Want to know how this can work for you? Send me a PM and I’ll help you check the details.

Limited offer only. Product terms and conditions apply.

12/08/2026

We insure our cars, phones, and homes.

But what about the person who pays for everything?

Your income is one of your most valuable assets. Protect it.

We don’t get insurance because we expect something bad to happen.

We get it because we want to make sure that if it does, our finances won’t fall apart.