Carmela Vullag - Your Financial One Stop Shop

07/10/2025

🎁 Show your love the ValuCare way!

Good health is the greatest gift you can give your family.
With ValuCare HMO, you’re not just giving a card —
you’re giving peace of mind, protection, and care they can count on.

✔️ Reliable coverage for inpatient & outpatient care
✔️ Emergency and preventive services
✔️ Access to top hospitals & doctors nationwide

🎁 Give your family a gift of health and peace of mind today!
📩 Message us today to learn more and find the best plan for you!

01/07/2025

Top 2 for the month of May 🙏

This is not just my win - it's a reflection of the trust you continue to give me when it comes to your healthcare needs. Thank you to all my clients, partners, and those who continue to refer and support me. Your belief in me fuels my passion to serve better everyday.

To God be all the glory. Onward to helping more families and individuals secure their health and peace of mind. 🤗

21/04/2025

TOP SELLER FOR THE MONTH OF MARCH! 😇

Huge thanks to my amazing clients, partners, and supporters—this wouldn’t be possible without your trust and encouragement. 🙏

Cheers to more wins this season! 🫶

24/01/2025

💡 Life is unpredictable, but your health doesn’t have to be!

🎉 Meet PHILCARE - HEALTHLUXE Plan — your VIP pass to worry-free health care!

✨ Here’s why you NEED it:
✅ Cashless treatments (because nobody likes awkward billing drama)
✅ Access to top hospitals (hello, first-class care!)
✅ Peace of mind for you and your family

👩‍⚕️ Stay prepared, stay protected. Because health surprises are overrated!

📲 Feel free to message me so I can help you! Thank you.

09/07/2024

Hello! We are hiring Financial Wealth Planner.

What's in it for you?

👉 Flexible time - Work from home
👉 Multiple Streams of Income
👉 Travel Opportunities
👉 HMO Benefits
👉 Easy Promotion

--> NO EXPERIENCE REQUIRED! All Trainings will be provided online. You just need to take a Licensure Exam. 👍

Kindly send me a message if you are interested, so I can reserve you a slot for the orientation.

Join our team and experience the fulfillment of impacting lives!

Thank you so much. 🤗

26/06/2024

100% Coverage for early stage of cancer? 🤔

YES! With FWD Big 3 Critical Illness Insurance, we got you! 👍

Big 3 Critical Illness Insurance is a protection plan that covers the Top 3 most common Critical Illnesses in the Philippines --》CANCER, STROKE and HEART ATTACK.

For as low as 1,635php Quarterly, you already have 1 Million coverage! 😍 (sample age - 31 year old/F)

NO MEDICAL TESTS REQUIRED!
(Basta Healthy 😉)

Benefit Summary:
👉 Get 100% of Benefit Amount when diagnosed with Cancer, Heart Attack and Stroke.

👉 Receive 100% of Benefit Amount when you're diagnosed with either early or late stage cancer.

👉 Get 1 year unlimited consultation with Licensed General Physicians and Family Doctors at Adventus Medical Inc. clinics nationwide (20 days after your policy is issued)

--------
*Issue Age: 18-60 years old
*Renewable up to age 79

To know more about the Big 3 Critical Illness Plan, feel free to message me 📩📩📩

You can check it also in this online shop:
https://shop.fwd.com.ph/agency/agent/10018686

Thank you and God bless! 😇

20/06/2024

"You need CRITICAL ILLNESS INSURANCE not because you are going to die, but because you are going to survive".

Wag ka matakot maginvest lalo na sa health 👍

Feel free to message me, I will help you to have your Health Insurance. :)

16/06/2024

INSURANCE - Ito ang bubuhay sa pamilya when the sick is the breadwinner tapos hindi makatrabaho. If you can afford it why not? At least, at peace ka na insured ka at ang buong pamilya. :)

In FWD, we have THE ONE product designed for the breadwinners of the family. Yes! Mura lang ito. 👍👍👍

1. Life Coverage
2. Major Critical Illness Benefit
3. Accidental Death Benefit

For as low as 656 per month! 😍
(based on a 30 year old, male)

✅ NO medical test required
✅ Available for ages 18 up to 70 years old
✅ Renewable yearly
✅ NO premium increase after every 5 years if you continually renew your plan on time — for your base plan and any add-on coverage you have!

Feel free to message me if you're interested.

Thank you and God bless! 😇

12/06/2024

Introducing FWD Golden 7, an exclusive limited offer investment-linked insurance plan that offers:

✅ 4% annual returns for 7 years
✅ 100% return of premiums at the end of the 7th year
✅ Beneficiaries receive 125% on the single paid premium or 105% of the account value, whichever is higher if the insured passes away.

Maximize your money's earning potential. Starts at PhP500,000 for a one-time payment plan.

Feel free to message me for more details. :)

Introducing FWD Golden 7, an exclusive limited offer investment-linked insurance plan that offers:

✅ 4% annual returns for 7 years
✅ 100% return of premiums at the end of the 7th year
✅ Beneficiaries receive 125% on the single paid premium or 105% of the account value, whichever is higher if the insured passes away.

Maximize your money's earning potential. Starts at PhP500,000 for a one-time payment plan.

Visit fwd.com.ph/investment/golden-7 for more information.

05/06/2024

Prepare for your Children's Education with FWD Set for Life.. 👍

It guarantees you that regardless of how high tuition fees may rise in the future, your child's education will not be compromised. It provides peace of mind and allows you to plan. :)

Feel free to message me for a free quotation or proposal. 📩📩📩

Thank you and God bless! 🤗