Financial Planning and Wellness

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"Millennial now, Millionaire later"You shouldn’t just enjoy life while you’re young. You should enjoy life at every stag...
30/01/2018

"Millennial now, Millionaire later"

You shouldn’t just enjoy life while you’re young. You should enjoy life at every stage of your life. Discipline yourself early to moderate your lifestyle. Do not live beyond your means so you can achieve your life goals the soonest. Sure you’re young now, but that is exactly why you should start investing and protecting your future.

Here are the benefits of investing in VUL on your 20’s:

✅It is cheaper
✅You are healthier
✅You have less responsibilities
✅Your money will earn more with longer time of investment

Start your Insurance + Investment = VUL
Ask your Manulife Financial Advisor now:
Ryan Alamar
09483159732


When you plan where your money goes, you can also plan on how to make it grow. Consider investing in different types of ...
30/10/2017

When you plan where your money goes, you can also plan on how to make it grow. Consider investing in different types of financial instruments to help you achieve your .
So, what are you saving up for? Share your comment below!

Look forward to the milestones that will come your way.  And as change happens, always be prepared for what lies ahead. ...
18/09/2017

Look forward to the milestones that will come your way. And as change happens, always be prepared for what lies ahead. Secure your future today so you can enjoy life in every step of the way.

Congratulations Mr. Aquino(Support Network Engr), your application has been approved.

Thank you for choosing Manulife your partner for your future.

An estate tax is a type of tax that is collected on the transfer of a person's assets to his or her loved ones (or lawfu...
12/09/2017

An estate tax is a type of tax that is collected on the transfer of a person's assets to his or her loved ones (or lawful heirs) after death.

In estate planning, did you know that life insurance can help you set aside funds to pay for estate taxes in the future? By doing this, you are able to retain the value of your assets when you pass it on to your loved ones.

Speak to a Manulife Advisor to learn more about life insurance in estate planning.
Ryan Alamar
09483159732

Source: investopedia.com

TIME plays a major role in growing your money. Maximize its earning potential!Let your money grow with the BIG COMPANIES...
10/09/2017

TIME plays a major role in growing your money. Maximize its earning potential!

Let your money grow with the BIG COMPANIES in the Philippines today...

Ask me how:
Ryan Alamar
Licensed Financial Advisor
09483159732

WHAT AND HOW CAN YOU USE LIFE INSURANCE? PARA SAAN BA TALAGA ITO?1. For funeral or burial expenses - Pag bigla kang nawa...
10/09/2017

WHAT AND HOW CAN YOU USE LIFE INSURANCE? PARA SAAN BA TALAGA ITO?

1. For funeral or burial expenses - Pag bigla kang nawala, yung pamilya mo hindi na mag-aalala sa pagbigay sa'yo ng maganda at maayos na burol.

2. For debts - puwede mo itong gamitin pambayad sa mga loans or utang mo lalo na sa mga bangko. Ang insurance policies ay tinatanggap bilang pang-collateral. Pag bigla kang nawala, yung pamilya mo mababawasan ang pag-iisip nila kung saan sila kukuha ng pambayad sa mga naiwanang utang.

3. For mortgage or taxes - puwede din itong pambayad sa bahay at ari-arian mo. Dito din papasok ang estate planning. Instead na mapunta sa gobyerno ang pinaghirapan mong bahay, lupa, condo, etc., puwedeng gamitin ng family mo ang insurance mo bilang pambayad

4. Income replacement - ito ay isang paraan para ma-compensate kahit paano ang mawawalang income sa family niyo pag ikaw ay wala na

5. Education - ang anumang kikitain ng life insurance na may investments, dividends or cash benefits ay puwedeng magamit sa tuition ng inyong anak

6. Donation or Gift - puwede itong gamitin bilang regalo sa anak or sa apo or any organization na napamahal na sa iyo at gusto niyong tulungan

This are the few things that life insurance can do. Marami pa pong iba.

Bottomline: can help you and your family in terms of finances

Get a free quote by sending me a message :)

Have you started to build your wealth? If you haven’t, begin by looking into these steps. While we’ve made it simple, it...
07/09/2017

Have you started to build your wealth? If you haven’t, begin by looking into these steps. While we’ve made it simple, it still requires a great amount of discipline to make it work for you.

Ask for expert advice from a Manulife Financial Advisor and get started on building your wealth today.
Ryan Alamar
09483159732

How To Get POOR Quick - 6 Easy StepsWarning: Itong babasahin mo ay hango sa matinding research na ginawa sa Cardboard Un...
01/09/2017

How To Get POOR Quick - 6 Easy Steps

Warning: Itong babasahin mo ay hango sa matinding research na ginawa sa Cardboard University.

Malalaman mo ang step by step at 100% sure way to become POOR as soon as possible.

Kahit kaylan hindi ka aasenso o yayaman ‘pag sinunod mo ‘tong steps na ‘to.

Yung ibang tips dito ay galing pa sa librong Think and Grow Poor.

Kaya ‘pag sinunod mo itong mga steps na ’to, I guarantee na magkakaron ka ng time and financial slavery.

Let’s get started…

STEP 1 - Gumastos Ng Wagas

Pagkasahod na pagkasahod mo ganito gawin mo… Punta ka kagad sa mall!

Punta ka dun sa mga branded na section. Bilin mo yung pinaka latest na design. Tapos bahala ka na sa buhay mo, bilin mo lahat ng magugustohan mo.

ADDITIONAL TIP: Make sure na gumamit ka ng malaking cart para mas marami kang mabili.

Tapos pag may sale sa SM, punta ka at bumili ka ng kung ano-anong bagay. Kahit hindi mo kaylangan bilin mo!

Tapos ‘pag may bagong cellphone model na lumabas, kahit bago pa cellphone mo, bilin mo na kagad yung bago.

Di ba gusto mo na mapa bilib mga tropa mo?

Kaya OK lang ‘yan, ubusin ang pera dahil mas masarap magyabang sa barkada.

Gawin mong motto ay “Gumastos ng wagas na parang wala nang bukas”

STEP 2 - Wag Na Wag Mag-Save

YOLO! You Only Live Once. Kaya wag kang magi-ipon. Ang corny n’yan! Ang pagiipon para lang ‘yan sa mga matatanda.

Ang ipunin mo resibo ng mga pinamimili mo. Mas OK yun!

Anong gagawin mo sa ipon eh mas masarap magka iPhone ’di ba?

STEP 3 - Magpabaon Sa Utang

Oh yeah! Mangutang ka kahit sa kahit kanino. At wag lang basta utang.

Dapat yung utang na siguradong hindi mo kayang mabayaran.

Mag-apply ka sa lahat ng credit card providers. Tapos bili ka pa ng mga gadgets na isang beses mo lang gagamitin.

Mas maganda kung may kakilala kang bumbay. Utang ka din dun kasi mas malaki sila tumubo five-six.

STEP 4 - Wag Mag Plano

Always go with the flow. Pag may biglaang gimik o kaya pag nagkayayaan sa outing go lang ng go. Another opportunity ‘to para ubusin ang pera mo.

Kaylangan mong gamitin ang strategy na madalas gamitin ng mga unsuccessful at poor. Ang tawag dito sa strategy na ‘to ay impulsive buying.

Tandaan mo… Wag na wag kang magpa-plano dahil ang pagpa-plano… ‘yan ang pipigil sa paghihirap mo.

STEP 5 - Isang Income Source Lang

Wag ka din hahanap ng additional source of income. Mortal sin ‘yan ng pagiging poor.

Dapat isa lang ang source ng income mo. Para ‘pag sinuwerte ka at napatalsik ka sa trabaho… BOOOM sigurado 'yun poor ka kagad.

Baka mapasigaw ka pa ng OH YES! UNSUCCESS!

Pag may nakita kang kahit anong opportunity, siguraduhin mong maging close minded ka ha?

Ang pagiging open minded ay para lang sa mga mayayaman.

Maniwala ka lang na lahat ng bagay ay IMPOSIBLE!

Walang posible sa mundong ‘to. Lahat ng nakikita mo fake lahat ‘yan OK?

STEP 6 - Sumama Ka Sa Mga Negative

Ito talaga and pinaka sikreto sa paghihirap!...

Makipag halubilo ka sa mga maling tao. Mga tao na may poor mindset at negative thinker.

Sila yung mga tao na tutulong sa’yo para maging very poor.

Ganito gawin mo… Hanap ka ng mga sumusunod:

- Tsimosa
- Sugarol
- Basagulero
- Batugan
- Lasingero

Tapos make sure na araw-araw ay napapalibutan ka nila.

Araw-araw mo silang kausapin at p**inggan.

Pumunta ka din pag may mga gatherings sila. Tuald ng Tambayan sa kanto, Tsimisan sa gilid, Inuman sa tindahan at marami pang iba.

There you have it, How To Get POOR Quick!!!

Napaka effective nitong steps na ‘to dahil ito yung eksaktong ginawa ng 99% ng mga Pinoy.

Kaya sigurado ako sa effectiveness nito kung gusto mong maghirap.

Eh pano naman kung ang gusto mo eh maging mayaman?

Wag na ‘yun mahirap yun!

Pero simple lang gagawin mo,… kabaligtaran ng lahat ng mga ‘yan! ;)

PS - Sorry sa mga hindi makaka gets ng sarcasm, p**i explain na lang po sa kanila.

By: Coach Eduard Reformina

Gaano kahalaga ang P1,500/month?Investment (stock market and bonds) + Life Insurance (death benefit, total disability, a...
30/08/2017

Gaano kahalaga ang P1,500/month?

Investment (stock market and bonds) +
Life Insurance (death benefit, total disability, accidental).

Let me help you secure your family's future and grow your hard-earned money. Save to invest!

Your Manulife Financial Advisor
Ryan Alamar
09483159732

Ask me for your free financial consultation.
Message or comment below.

Being smart about saving is not as complicated as you might think. The trick is to be disciplined. Here are 3 simple rul...
21/08/2017

Being smart about saving is not as complicated as you might think. The trick is to be disciplined. Here are 3 simple rules to keep in mind.

Manulife Policy DeliveryCongratulations Jaeza Basas for trusting   your partner for your future.Financial planning is th...
15/08/2017

Manulife Policy Delivery
Congratulations Jaeza Basas for trusting your partner for your future.

Financial planning is the process of realizing your dreams and financial aspirations in life .This allows you to assess and control your financial condition that will give you financial security especially during retirement. It provides you a blueprint on how you can realize your dreams and can serve as a roadmap of your financial goals.

Talk to your financial advisor now for your retirement plan
Ryan Alamar
09483159732



Gaano kahalaga ang P1,500/month?Investment (stock market and bonds) + Life Insurance (death benefit, total disability, a...
12/08/2017

Gaano kahalaga ang P1,500/month?

Investment (stock market and bonds) +
Life Insurance (death benefit, total disability, accidental).

Let me help you secure your family's future and grow your hard-earned money. Save to invest!

Your Manulife Financial Advisor
Ryan Alamar
09483159732

Ask me for your free financial consultation.
Message or comment below.

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Olongapo City
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