Maria Charizze Gaddi, Sunlife Licensed Financial Advisor

Maria Charizze Gaddi, Sunlife Licensed Financial Advisor Financial Advisor

To all, give me a moment to explain.Yes, nagbebenta ako. Yes, nagungulit ako. Pero this kind of chat is my fuel. As a fi...
21/10/2021

To all, give me a moment to explain.

Yes, nagbebenta ako.
Yes, nagungulit ako.
Pero this kind of chat is my fuel.

As a financial advisorโ€ฆ

๐Ÿ˜ญI donโ€™t want you end up selling everything you have invested because you work hard for that;

๐Ÿ˜”I donโ€™t want you begging from other people when you canโ€™t handle the expenses for a sickness you never see coming;

๐Ÿ˜ขI donโ€™t want you blaming yourself for being a burden to you family during uncertain events you are not prepared for.

Please do not wait to make late decisions and actions.

Listen to our call. Listen to our plea. Please get an insurance. Protect yourself. Protect your family. Protect your assets.
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22/08/2020

Oo nga naman!!!

Bakit pag kotche ang hanap natin parati yung top of the line? Pag gadgets yun high-end. Pero pag insurance, magkano ang minimum? ๐Ÿค”

It's not enough na insured lang tayo. Dapat sapat! Ito yun tips how to get adequately insured:

1) Ask for a Financial Needs Analysis with an Insurance Advisor. It's not enough na magbabase lang tayo sa sample proposal. Unless alam mo na kung magkano ang need mo na insurance or yun nalang talaga kailangan mo to supplement whatever you have.
.. and please, wag niyo tanungin lahat sa text. Set a call or an online meeting. Mahirap sagutin lahat ng mga tanong via text. May mga bagay na mas maganda pag ini-explain ng personal or via call. ๐Ÿ˜

2) By getting adequately insured, it doesn't necessarily mean that you'll get all the insurance coverage you need all at once. Pwedeng smaller amount muna or depende sa budget. Para at least you know your numbers and you know how much you really need. Then unti-unti dagdagan mo nalang.

3) And... know your reasons in getting an insurance:

โœ… For your family, to protect your income. Para may maiwan kang amount for them in case something happens to you as a breadwinner.
โœ… For critical illness. In case you get a major illness, meron kang fund for that.
โœ… For your kids, para no matter what happens, your kids can still go to college, or at least para di mahirapan yun spouse mo to fund for your kids' tuition fee.
โœ… For estate tax. Life insurance can be used to pay for estate taxes of all your assets.
โœ… To create an estate or pamana. Para may maiwan kang kayamaman sa mga anak mo.
โœ… Or for final expenses. Pwedeng magamit ang insurance for funeral expneses. Pambayad sa last bill sa ospital, or sa mga nautang ng family for health expenses.
.. And a lot more reasons...

Just remember this:
One of the BEST GIFTS you could give to your family is a LIFE INSURANCE protection. Getting a little insurance coverage is better than having no coverage at all.

And... Not saving and investing early when we are still young, and not getting insurance when we are still healthy, are the most common financial regrets when time is no longer our ally.

Happy Investing! ๐Ÿ˜Š

22/08/2020

Para po sa BREADWINNER โ˜บ๏ธ

In this time of Pandemic , Life Insurance is really a MUST. Iba yung feeling na may PEACE of MIND ka , na in the event t...
09/08/2020

In this time of Pandemic , Life Insurance is really a MUST. Iba yung feeling na may PEACE of MIND ka , na in the event that you will meet S.A.D (sickness , accident ,death ) your family will not suffer financially . Maliban sa insurance coverage, pwede ka na ding magsimulang mag invest thru our VUL plan for as low as 50 pesos a day ๐Ÿ™‚

To know more about this product , feel free to PM me . Start your financial journey NOW and allow me to help you build a financially secured future โค๏ธ

Contact me for free financial planning๐ŸŒž

โœ”๏ธNo meet ups needed
โœ”๏ธOnline Application
โœ”๏ธOnline Payment
๐Ÿ‘ฉ๐Ÿปโ€๐Ÿ’ผMaria Charizze C. Gaddi
[email protected]

Kailan ka pa magsisimula? Kapag huli na ang lahat? ๐Ÿค”๐Ÿ˜ž๐Ÿ˜”
08/08/2020

Kailan ka pa magsisimula? Kapag huli na ang lahat? ๐Ÿค”๐Ÿ˜ž๐Ÿ˜”

23/07/2020

Walang trabaho na panghabang-buhay. Kaya hanggang may oras pa, mag-ipon ka.

Don't just work for money - work to learn. Until you learn how to make money work for you. Invest!

Reality Check โ˜‘๏ธWe always hear parents telling other parents that they'll do everything for their children. But when you...
29/06/2020

Reality Check โ˜‘๏ธ

We always hear parents telling other parents that they'll do everything for their children. But when you asked them, have you protected your income for your children's future? ๐Ÿค”

That's what INSURANCE does for you and your kids. It PROTECTS YOUR INCOME. So when all of a sudden, YOU leave them, they still have MONEY as a replacement for the INCOME that goes with you when you're GONE. ๐Ÿ’ฐ๐Ÿ’ต

Amazing isn't it?! ๐Ÿ’ฏ๐Ÿ‘Œ

Next time you tell other people you'll do everything for your loved ones, if you're the breadwinner, make sure to include protecting the money that you bring in to your FAMILY. ๐Ÿ˜Ž

Haven't protected your income yet? Feel free to ask and letโ€™s plan for your brighter future๐ŸŒž

Maria Charizze C. Gaddi
Licensed Financial Advisor


We got you covered! No need to go out of your house! Talk to me.
06/05/2020

We got you covered!

No need to go out of your house!

Talk to me.

Sacrifice now and Enjoy Later. Not Enjoy now, Sacrifice later.How about you? Do you intend to postpone saving/investing ...
04/03/2020

Sacrifice now and Enjoy Later. Not Enjoy now, Sacrifice later.

How about you? Do you intend to postpone saving/investing TODAY? WHY not START TODAY?

MESSAGE ME and let's talk about it!
By setting schedule, it's a "FREE Money Management Coaching"

be FINANCIALLY FREE.๐ŸŒž๐ŸŒž๐ŸŒž

MUST READ๐Ÿ˜‡Di mo maappreciate ang halaga ng oras dahil bata ka pa,kapag matanda kna saka mo marerealize na sana ginawa mo...
01/03/2020

MUST READ๐Ÿ˜‡

Di mo maappreciate ang halaga ng oras dahil bata ka pa,kapag matanda kna saka mo marerealize na sana ginawa mo na yung mga bagay na pwede sana makatulong sayo kapag ikaw ay matanda na.

So what I mean? Wag mong hayaan kainin ka ng sistema mo na, "Ay BATA PA AKO ,MAG PARTY AT MAGPAKASARAP MUNA AKO SA BUHAY."
Oo, ok naman yan syempre bata ,ang gusto puro happy happy lang, pero kung iisipin mo ha, di tayo habambuhay na bata eh, dapat sabayan mo ng GOAL habang ikaw ay bata pa, magkaroon ka ng Malaking IDEA..na "PAANO KAYA AKO KAPAG MATANDA NA, ANO UNG PWEDE MAKATULONG SA AKIN, SA PAMILYA KO.

So dapat wag lang isipin yung NGAYON,
Mag LOOK Forward din tayo sa FUTURE o Kung ano ung naghihintay sa atin at the end of the day na di na tayo bata.๐Ÿค”โค๐Ÿ’ฏ๐Ÿ™.

REMEMBER THAT WORD,โค๐Ÿ’ฏ
KUNG WALA KANG ITINANIM ,WLA KA DIN AANIHIN.
KAIBIGAN simulan mo na magipon TODAY, para pagdating ng TOMORROW handa ka!


โ˜‘๏ธMayroon ka na bang VUL with SUNLIFE?Ito ung life insurance na may kasamang investment (na para ka lang nag iipon na ma...
24/02/2020

โ˜‘๏ธMayroon ka na bang VUL with SUNLIFE?
Ito ung life insurance na may kasamang investment (na para ka lang nag iipon na mas kayang makapagbigay ng mas malaking interest kaysa banko).
โ˜‘๏ธInvestment of 4-10%
โ˜‘๏ธLife Insurance: Min. 700k coverage
May mga additional benefits din tulad ng:
โ˜‘๏ธTotal Disability Waiver of Premium
โ˜‘๏ธAccidental ,Dismemberment, Disablement: Min. 350k coverage
โ˜‘๏ธHospital admission: Min. 1k per day
โ˜‘๏ธCritical Illnesses: Min. 350k coverage
โ˜‘๏ธMinimum of 2k/month or โ‚ฑ67/day, minimum of 10yrs to pay and covered until age 88.
Paano sisimulan? Message mo lang ako at usap tayo! ๐Ÿค—

๐—ง๐—›๐—˜ ๐—ก๐—ฒ๐˜…๐˜ ๐— ๐—ผ๐—ป๐˜๐—ต ๐—–๐˜†๐—ฐ๐—น๐—ฒ ๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜†: Di pa ako kukuha kasi nag babawi pa ako nung gastos nung pasko. Bka next Month na.๐—™๐—ฒ๐—ฏ๐—ฟ๐˜‚๐—ฎ๐—ฟ๐˜†...
13/02/2020

๐—ง๐—›๐—˜ ๐—ก๐—ฒ๐˜…๐˜ ๐— ๐—ผ๐—ป๐˜๐—ต ๐—–๐˜†๐—ฐ๐—น๐—ฒ

๐—๐—ฎ๐—ป๐˜‚๐—ฎ๐—ฟ๐˜†: Di pa ako kukuha kasi nag babawi pa ako nung gastos nung pasko. Bka next Month na.

๐—™๐—ฒ๐—ฏ๐—ฟ๐˜‚๐—ฎ๐—ฟ๐˜†: Di padin ako nkakabawi nung gastos nung pasko. Next month nlang bka makahinga hinga na ako s gastos.

๐— ๐—ฎ๐—ฟ๐—ฐ๐—ต - ๐—”๐—ฝ๐—ฟ๐—ถ๐—น : Nkabawi nman kaso ung budget ko ngayon nlaan ko na sa bakasyon naming pamilya.
Balikan kita next month.

๐— ๐—ฎ๐˜†: Naku alam mo nman galing kami bakasyon kya wlang natira. Balikan mo ako by next month.

๐—๐˜‚๐—ป๐—ฒ - ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ: Naku bka by next next month kasi nag bayd ako matrikula. Dami padin gastos.

๐—ข๐—ฐ๐˜๐—ผ๐—ฏ๐—ฒ๐—ฟ- ๐—ก๐—ผ๐˜ƒ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ: Antayin ko lang Bonus pra sure na.

๐——๐—ฒ๐—ฐ๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ: Naku bka next year nlang kasi nkalaan na ung pera ko sa pasko.

๐—Ÿ๐—ฒ๐˜€๐˜€๐—ผ๐—ป: ๐˜๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฌ๐˜ข ๐˜ต๐˜ญ๐˜จ๐˜ข ๐˜ฎ๐˜ข๐˜ฌ๐˜ข๐˜ฌ๐˜ข๐˜ช๐˜ฑ๐˜ฐ๐˜ฏ ๐˜ฌ๐˜ถ๐˜ฏ๐˜จ ๐˜ฎ๐˜ฆ๐˜ณ๐˜ฐ๐˜ฏ ๐˜ฌ๐˜ข๐˜ฏ๐˜จ ๐˜ฅ๐˜ข๐˜ฉ๐˜ช๐˜ญ๐˜ข๐˜ฏ ๐˜ฑ๐˜ข๐˜ญ๐˜ข๐˜จ๐˜ช ๐˜ฌ๐˜บ๐˜ข ๐˜ฅ๐˜ช ๐˜ฌ๐˜ข ๐˜ฏ๐˜ฌ๐˜ข๐˜ฌ๐˜ข๐˜ช๐˜ฑ๐˜ฐ๐˜ฏ. ๐˜ˆ๐˜ฏ๐˜จ ๐˜Ž๐˜ˆ๐˜š๐˜›๐˜–๐˜š ๐˜ฅ๐˜ช ๐˜•๐˜ˆ๐˜ž๐˜ˆ๐˜ž๐˜ˆ๐˜“๐˜ˆ ๐˜บ๐˜ข๐˜ฏ. ๐˜“๐˜ข๐˜จ๐˜ช๐˜ฏ๐˜จ ๐˜ข๐˜ฏ๐˜ฅ๐˜บ๐˜ข๐˜ฏ ๐˜บ๐˜ข๐˜ฏ. ๐˜ˆ๐˜ฏ๐˜จ ๐˜ฌ๐˜ข๐˜ช๐˜ญ๐˜ข๐˜ฏ๐˜จ๐˜ข๐˜ฏ ๐˜ฏ๐˜ข๐˜ต๐˜ช๐˜ฏ ๐˜ฃ๐˜ข๐˜จ๐˜ถ๐˜ฉ๐˜ช๐˜ฏ ๐˜ข๐˜บ ๐˜ข๐˜ฏ๐˜จ ๐˜‹๐˜๐˜š๐˜๐˜—๐˜“๐˜๐˜•๐˜ˆ ๐˜ฑ๐˜ข๐˜ข๐˜ฏ๐˜ฐ ๐˜จ๐˜ข๐˜ด๐˜ต๐˜ถ๐˜ด๐˜ช๐˜ฏ ๐˜ข๐˜ฏ๐˜จ ๐˜ฑ๐˜ฆ๐˜ณ๐˜ข ๐˜ฏ๐˜ข ๐˜ฎ๐˜ฆ๐˜ณ๐˜ฐ๐˜ฏ ๐˜ต๐˜ข๐˜บ๐˜ฐ.

๐—ก๐—ข ๐—ก๐—˜๐—˜๐—— ๐—ง๐—ข ๐—ฆ๐—ง๐—”๐—ฅ๐—ง ๐—•๐—œ๐—š; ๐—ฌ๐—ข๐—จ ๐—๐—จ๐—ฆ๐—ง ๐—›๐—”๐—ฉ๐—˜ ๐—ง๐—ข ๐—ฆ๐—ง๐—”๐—ฅ๐—ง ๐—ก๐—ข๐—ช !
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