PRU LIFE UK Financial Advisor - Cedrick Cruz, CIA, MDRT

PRU LIFE UK Financial Advisor - Cedrick Cruz, CIA, MDRT A breadwinner helping other breadwinners secure, change, inspire, and touch other peopleโ€™s lives.

02/09/2026

Hopefully, right? ๐Ÿซถ๐Ÿป

22/08/2026

Maiba naman ๐Ÿ˜…๐Ÿ˜…

"๐˜พ๐™š๐™™, ๐™ข๐™–๐™ž๐™ฃ๐™œ๐™–๐™ฉ ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค. ๐™ƒ๐™š๐™–๐™ก๐™ฉ๐™๐™ฎ ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค ๐™–๐™ฉ ๐™—๐™–๐™ฉ๐™– ๐™ฅ๐™–. ๐™‹๐™–๐™ง๐™–๐™ฃ๐™œ ๐™๐™ž๐™ฃ๐™™๐™ž ๐™ ๐™ค ๐™ฅ๐™– ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ ๐™ฃ๐™œ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š."And that's exactly why...
05/08/2026

"๐˜พ๐™š๐™™, ๐™ข๐™–๐™ž๐™ฃ๐™œ๐™–๐™ฉ ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค. ๐™ƒ๐™š๐™–๐™ก๐™ฉ๐™๐™ฎ ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค ๐™–๐™ฉ ๐™—๐™–๐™ฉ๐™– ๐™ฅ๐™–. ๐™‹๐™–๐™ง๐™–๐™ฃ๐™œ ๐™๐™ž๐™ฃ๐™™๐™ž ๐™ ๐™ค ๐™ฅ๐™– ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ ๐™ฃ๐™œ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š."

And that's exactly why ngayon ang pinakamagandang time para kumuha ng insurance.

โœ… Healthy ka pa โ€“ mas mataas ang chance na ma-approve.
โœ… Bata ka pa โ€“ mas affordable ang premium compared kapag nadagdagan na ang age mo.
โœ… May income ka pa โ€“ kaya mong magplano habang may choice ka.

Madalas nating sabihin, "๐™ˆ๐™–-๐™ž๐™ฃ๐™œ๐™–๐™ฉ ๐™ฃ๐™–๐™ข๐™–๐™ฃ ๐™–๐™ ๐™ค."
I agree. ๐Ÿ˜Š

Pero ang totoo, hindi lahat ng bagay ay within our control. Tama?

Maraming accidents ang pwede mangyari like:
- Nagta-travel lang.
- Pauwi galing trabaho.
- Nagwo-workout.
- Kumakain sa labas.
- O kahit nasa loob lang ng bahay. Diba?

Minsan, hindi ikaw ang nagkamali.
May ibang tao ang pwedeng maging cause nito.

And remember,
Insurance isn't just for accidents.

๐—ง๐—ฎ๐—ป๐˜‚๐—ป๐—ด๐—ถ๐—ป ๐—บ๐—ผ ๐—ฟ๐—ถ๐—ป ๐—ฎ๐—ป๐—ด ๐˜€๐—ฎ๐—ฟ๐—ถ๐—น๐—ถ ๐—บ๐—ผ:
"๐—ฃ๐—ฎ๐—ฎ๐—ป๐—ผ ๐—ธ๐˜‚๐—ป๐—ด ๐—ฏ๐—ถ๐—ด๐—น๐—ฎ ๐—ฎ๐—ธ๐—ผ๐—ป๐—ด ๐—บ๐—ฎ๐—ด๐—ธ๐—ฎ๐˜€๐—ฎ๐—ธ๐—ถ๐˜?"

Hindi natin kayang hulaan ang bukas,
pero kaya nating paghandaan.

The best time to get insured isn't when you're sick or after an accident.
It's while you're still healthy, insurable, and financially capable.

Protect your future while you still have the privilege of choosing.
โค๏ธ


24/07/2026

Itโ€™s an honor to learn alongside delegates and speakers from the Philippines ๐Ÿ‡ต๐Ÿ‡ญ, Malaysia ๐Ÿ‡ฒ๐Ÿ‡พ, Singapore ๐Ÿ‡ธ๐Ÿ‡ฌ, Indonesia ๐Ÿ‡ฎ๐Ÿ‡ฉ, India ๐Ÿ‡ฎ๐Ÿ‡ณ, Ireland ๐Ÿ‡ฎ๐Ÿ‡ช, Hungary ๐Ÿ‡ญ๐Ÿ‡บ, Hong Kong ๐Ÿ‡ญ๐Ÿ‡ฐ, and Macau ๐Ÿ‡ฒ๐Ÿ‡ด.

Hereโ€™s to my commitment to continuously providing my clients with the excellent service they deserve โค๏ธ




๐Ÿ“Madge Cafรฉ โ˜•One of Iloiloโ€™s iconic coffee spots, serving locals since 1940 pa raw! ๐Ÿ˜If youโ€™re exploring Iloilo, this pl...
24/07/2026

๐Ÿ“Madge Cafรฉ โ˜•
One of Iloiloโ€™s iconic coffee spots, serving locals since 1940 pa raw! ๐Ÿ˜

If youโ€™re exploring Iloilo, this place is definitely worth a stop!

Now, I need your recommendations, haha
Coffee spots to visit?
Local food to try?
Hidden gems to discover?

Drop them below! ๐Ÿ‘‡๐Ÿ˜„


โ€œDo not conform to the pattern of this world, but be transformed by the renewing of your mind.โ€Romans 12:2Grateful for t...
23/07/2026

โ€œDo not conform to the pattern of this world, but be transformed by the renewing of your mind.โ€
Romans 12:2

Grateful for the opportunity to attend another international conference and proudly represent the Philippines. ๐Ÿ‡ต๐Ÿ‡ญ

Every opportunity to learn is an opportunity to grow. Iโ€™m here to sharpen the saw, gain fresh perspectives, and learn from some of the brightest minds in the finance and insurance industry.

Itโ€™s an honor to learn alongside delegates and speakers from the Philippines ๐Ÿ‡ต๐Ÿ‡ญ, Malaysia ๐Ÿ‡ฒ๐Ÿ‡พ, Singapore ๐Ÿ‡ธ๐Ÿ‡ฌ, Indonesia ๐Ÿ‡ฎ๐Ÿ‡ฉ, India ๐Ÿ‡ฎ๐Ÿ‡ณ, Ireland ๐Ÿ‡ฎ๐Ÿ‡ช, Hungary ๐Ÿ‡ญ๐Ÿ‡บ, Hong Kong ๐Ÿ‡ญ๐Ÿ‡ฐ, and Macau ๐Ÿ‡ฒ๐Ÿ‡ด.

Hereโ€™s to my commitment to continuously providing my clients with the excellent service they deserve โค๏ธ



First time to try pickleball! ๐Ÿ˜„๐Ÿฅ’๐Ÿ“
16/07/2026

First time to try pickleball! ๐Ÿ˜„๐Ÿฅ’๐Ÿ“

Yesterdayโ€™s Side Quest was Pickleball ๐Ÿฅ’๐Ÿ“
16/07/2026

Yesterdayโ€™s Side Quest was Pickleball ๐Ÿฅ’๐Ÿ“

๐Ÿ’™
13/07/2026

๐Ÿ’™

Retirement is something we all hope to reach,Ako personally sana ma-experience ko yung libreng sine hahaha, makita yung ...
03/07/2026

Retirement is something we all hope to reach,

Ako personally sana ma-experience ko yung libreng sine hahaha, makita yung mga pamangkin ko graduating from college and soon having their own families.

Pero the reality is, most Filipinos are not financially prepared for it.
According to the Bangko Sentral ng Pilipinas (BSP), only 12% of Filipinos save specifically for retirement.

Even more concerning, 8 out of 10 Filipino senior citizens do not have a retirement fund or pension coverage.

And a recent study also found that 72% of Filipinos expect to continue working even after retirement age,
not because they want to, but because they need to.

Nakakapag-isip no? What if? ๐Ÿฅน

We spend years working hard for our future, but sometimes we forget to prepare for the season when we can no longer work the same way we do today.

Retirement isnโ€™t just about reaching 60 or 65 years old.

Itโ€™s about having the freedom to choose:
- Kung gusto mo pang mag-travel.
- Spend more time with your family.
- Enjoy life at your own pace.
- And most importantly, not becoming financially dependent on others.

The best time to prepare wasnโ€™t when you turned 50.
It was years ago, friends! ๐Ÿ™๐Ÿป

The next best time is today. โ™ฅ๏ธ
Think about it, fam. ๐Ÿ˜Š

Address

6th Floor CBC Corporate Center, Shaw Boulevard
Mandaluyong
1552

Telephone

+639476531284

Website

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