Isabel Cruz

Isabel Cruz Helping Filipino Families Protect Their Health, Income & Future ๐Ÿ’š

Meet my client Mr V. Another health insurance approved in less than 24 hours. ๐Ÿ™ Meron na syang 4 life insurance policies...
15/07/2026

Meet my client Mr V.

Another health insurance approved
in less than 24 hours. ๐Ÿ™

Meron na syang 4 life insurance policies
pero napansin ko wala pala siyang
๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ coverage.

Heโ€™s almost 60, healthy
no maintenance, kaya na-approve agad.

Covered na siya til age 100
with life insurance included.

As we age, usually tumataas ang premium
& if may pre-existing condition na,
mas limited na ang options.

Insurance isnโ€™t just about
what you leave behind.
Itโ€™s also about protecting yourself
while youโ€™re still here. ๐Ÿ’š

08/07/2026

We insure our cars, our homes and our gadgets. The bigger question is: are we protecting our familyโ€™s future?๐Ÿค”

โ€œPaano kung biglang may ๐ž๐ฆ๐ž๐ซ๐ ๐ž๐ง๐œ๐ฒ ang anak ko? Ang family ko?โ€ As parents, we spend so much time planning for our family...
25/06/2026

โ€œPaano kung biglang may ๐ž๐ฆ๐ž๐ซ๐ ๐ž๐ง๐œ๐ฒ ang anak ko? Ang family ko?โ€

As parents, we spend so much time planning for our familyโ€™s future. But have we prepared for the unexpected?

Hindi natin kayang pigilan ang lahat ng ๐€๐Š๐’๐ˆ๐ƒ๐„๐๐“๐„ o ๐๐ˆ๐†๐‹๐€๐€๐๐† ๐’๐€๐Š๐ˆ๐“. ๐Ÿš‘

Kahit gaano tayo kaingat, may mga bagay talagang hindi natin kontrolado.

Pero may isang bagay na kaya nating gawinโ€ฆ

๐๐‘๐„๐๐€๐‘๐„.

Hindi dahil negative tayo o may hinihintay tayong mangyari, but dahil mahal natin ang family natin. โค๏ธ

Gusto nating kung dumating man ang hindi inaasahan, mas makapag-focus tayo sa pag-aalaga sa kanila kaysa sa pag-aalala sa gastos.

Minsan, ang tunay na paghahanda ay hindi lang tungkol sa pag-iipon.

Itโ€™s about making ๐ฐ๐ข๐ฌ๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐ญ๐จ๐๐š๐ฒ that can ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ your family ๐ญ๐จ๐ฆ๐จ๐ซ๐ซ๐จ๐ฐ.

If budgeted ka pa and wala ka pang full HMO check this ๐๐ซ๐ž๐ฉ๐š๐ข๐ ๐‡๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐.

ER Care All-In (Ages 1โ€“64yo) ๐Ÿ‘ง๐Ÿ‘ฆ๐Ÿง“๐Ÿ‘ด๐Ÿง‘โ€๐Ÿง‘โ€๐Ÿง’โ€๐Ÿง’

โœ… Up to โ‚ฑ100,000 emergency coverage
โœ… Covers ER treatment and hospital confinement
โœ… Protection for ๐€๐‚๐‚๐ˆ๐ƒ๐„๐๐“๐’ and ๐•๐ˆ๐‘๐€๐‹ ๐จ๐ซ ๐๐€๐‚๐“๐„๐‘๐ˆ๐€๐‹ ๐ˆ๐‹๐‹๐๐„๐’๐’๐„๐’ (emergency cases only)
โœ… One-time payment, one-time use
โœ… Accepted in 500+ accredited iCare hospitals nationwide
โœ… Starts at โ‚ฑ1,350

To all parents, letโ€™s continue doing our best to keep our family safe and as much as we can, be prepared for the unexpected. โค๏ธ๐Ÿ™





We canโ€™t prevent ๐š๐œ๐œ๐ข๐๐ž๐ง๐ญ๐ฌ or ๐ฌ๐ฎ๐๐๐ž๐ง ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ, but we can be prepared.As parents, all we really want is to have a backu...
23/06/2026

We canโ€™t prevent ๐š๐œ๐œ๐ข๐๐ž๐ง๐ญ๐ฌ or ๐ฌ๐ฎ๐๐๐ž๐ง ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ, but we can be prepared.

As parents, all we really want is to have a backup plan just in case.

If youโ€™re a parent, consider getting one for your kids. We never know when weโ€™ll need it, but having that ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง gives so much ๐ฉ๐ž๐š๐œ๐ž ๐จ๐Ÿ ๐ฆ๐ข๐ง๐. ๐Ÿ™

๐‡๐ฐ๐š๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐  ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐š๐ ๐ž๐ง๐ญ ๐จ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐š๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ข๐Ÿ ๐ฆ๐š๐ก๐ข๐ง๐š ๐š๐ง๐  ๐ฅ๐จ๐จ๐› ๐ฆ๐จ. ๐Ÿ™…โ€โ™€๏ธMejo matagal na akong nasa sales kaya akal...
18/06/2026

๐‡๐ฐ๐š๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐  ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐š๐ ๐ž๐ง๐ญ ๐จ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐š๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ข๐Ÿ ๐ฆ๐š๐ก๐ข๐ง๐š ๐š๐ง๐  ๐ฅ๐จ๐จ๐› ๐ฆ๐จ. ๐Ÿ™…โ€โ™€๏ธ

Mejo matagal na akong nasa sales kaya akala ko madali lang. When I was offered to join an insurance company, sabi ko kaya ko yan! Maganda ang product,may value & believer din ako ng insurance since we have one.

Pero pagpasok ko, doon ko nalaman na hindi pala ganun kadali. ๐Ÿคฏ Inaral ko! Hindi lang pagmememorize ng products, but to understand sa needs ng bawat client.

Nag-training, nag-review & nag-exam pa sa Insurance Commission. As a millennial mom of 3, akala ko sasabog na utak ko kakaaral. ๐Ÿ˜‚ But by Godโ€™s grace, pumasa naman. ๐Ÿ˜Š

Akala ko tapos na? Hindi pa pala.

Continuous learning ito. Personal choice ko rin na mag-aral bec clients ang umaasa sa akin. Paano naman kung may tanong sila tapos wala akong maisagot? Nag-aral pa ako ng nakakalitong VUL na yan. ๐Ÿ˜… Mas challenging pa nga para sa akin ang VUL exam kaysa traditional insurance lol. But again, God was faithful.

The company offers incentives, bonuses & even travel rewards. Pero hindi yan free! Pinaghihirapan lahat yan. Just like in real estate, the automotive industry & other sales professions, incentives are earned when you hit your targets & deliver results.

Over time, mas na-enjoy ko ang journey. I get to hear real stories from clients.. why they decided to get life or health insurance. Minsan may mga kumuha dahil may namatay sa pamilya at nakita nila kung gaano kalaking tulong ang claims.

Did I experience rejection? OH YES!! Marami. At hanggang ngayon meron pa rin.

I dont force people, I educate, I follow up but i dont force lalo na kung finances ang usapan. Timing is important too. Every family has different priorities and seasons in life. Minsan hindi pa ngayon kukuha and thatโ€™s okay.

Pero nakakalungkot minsan kapag kaya naman nila pero hindi priority. Madalas saka lang nila naiisip kapag may emergency na.

I still remember a close friend telling me:

โ€œSana pala kinuhaan ko na si Papa ng insurance bago siya nagkasakit. Kami rin kasi ang gumastos & weโ€™re talking about millions.โ€

Isa sa mga natutunan ko insurance industry is ๐ง๐จ๐ญ just about making a sale. This is a ๐ฅ๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ.

Kung gusto mo lang makabenta at mawala pagkatapos, ๐ญ๐ก๐ข๐ฌ ๐ข๐ฌ ๐ง๐จ๐ญ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ.

Bec after the sale, the work doesnโ€™t stop there. For me a ๐ ๐จ๐จ๐ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐š๐๐ฏ๐ข๐ฌ๐จ๐ซ conducts policy/portfolio reviews regularly to make sure the coverage still aligns with the clientโ€™s goals, life stage & financial situation.

This is a ๐ญ๐ซ๐ฎ๐ฌ๐ญ-๐›๐š๐ฌ๐ž๐ ๐ซ๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ๐ก๐ข๐ฉ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ.

Ang gusto ko din dito pwede ka mag part-time habang nasa corporate job ka pa. Marami ang nagsisimula nang part-time & meron ding nagfu-full-time eventuall not only bec of the income potential, but bec they truly believe in the value of what theyโ€™re offering.

๐Š๐š๐ฒ๐š ๐ค๐ฎ๐ง๐  ๐ก๐ข๐ง๐๐ข ๐ค๐š ๐ฆ๐š๐ญ๐ข๐›๐š๐ฒ ๐ฐ๐š๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐  ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐š๐ ๐ž๐ง๐ญ.

You will face rejection.
You will hear a lot of โ€œNo.โ€
You wonโ€™t earn if you donโ€™t have issued policies.
Walang basic salary.

But if youโ€™re willing to learn, work hard & ๐ ๐ž๐ง๐ฎ๐ข๐ง๐ž๐ฅ๐ฒ ๐ก๐ž๐ฅ๐ฉ people, this career can be very rewarding not just financially, but bec youโ€™re helping families prepare for lifeโ€™s uncertainties.

Not easy. But definitely worth it.๐Ÿ˜Š

If ready kang mag-aral, tumanggap ng rejection, mag-build ng trust, mag-commit sa long-term service & genuinely care for the people you serve, then this career can change lives including your own.โ™ก๏ธŽ

Today, Iโ€™m grateful to celebrate another approved health insurance policy ๐ŸŽ‰ processed and approved in less than 24 hours...
16/06/2026

Today, Iโ€™m grateful to celebrate another approved health insurance policy ๐ŸŽ‰ processed and approved in less than 24 hours. When health challenges arise, the last thing we want to worry about is the financial burden that comes with them.

Because insurance is not only about what you leave behind. Itโ€™s also about protecting yourself while youโ€™re still here.โค๏ธ

Congratulations to our friend/client and thank you for trusting me to be part of your financial journey. ๐Ÿ™๐Ÿ˜Š Honored to be your partners for life. ๐Ÿ˜Š

Madali lang ba mag apply ng insurance?๐Ÿค”Akala ng iba, basta may pambayad ka automatic approved na.Pero ang totoo, hindi l...
13/05/2026

Madali lang ba mag apply ng insurance?๐Ÿค”

Akala ng iba, basta may pambayad ka automatic approved na.

Pero ang totoo, hindi lahat naa-approve sa insurance.

May factors na chine-check tulad ng:
โ€ข Age
โ€ข Current health condition
โ€ข Medical history
โ€ข Underwriting assessment

Minsan kahit gusto mong kumuha, possible na:
โŒ ma-postpone
โŒ ma-decline
โŒ mas mataas ang premium

Kaya habang bata at healthy pa, mas okay kumuha ng protection.

Mas affordable, mas mataas ang chance ma-approve, at mas secured ang future ng family mo. ๐Ÿ’™

Hindi natin hawak ang future, pero pwede tayong maging prepared.

๐Ÿ“ฉ Message me if gusto mo malaman anong insurance or health protection ang bagay sa budget at needs mo.

40 ka naโ€ฆ at ๐๐‘๐„๐€๐ƒ๐–๐ˆ๐๐๐„๐‘ pa? Ang hirap matulog nang panatag kapag alam mong maraming umaasa saโ€™yo ๐Ÿ‘€โœจ Peace of mind knowi...
12/05/2026

40 ka naโ€ฆ at ๐๐‘๐„๐€๐ƒ๐–๐ˆ๐๐๐„๐‘ pa? Ang hirap matulog nang panatag kapag alam mong maraming umaasa saโ€™yo ๐Ÿ‘€

โœจ Peace of mind knowing you as the breadwinner and your family are protected.

โœ… Up to โ‚ฑ1.5M Life Coverage
โœ… Up to โ‚ฑ3M Accidental Coverage
โœ… Critical Illness Coverage for cancer, stroke, heart attack & more
โœ… Renewable up to Age 80
โœ… Pure Protection Plan
โœ… Affordable Quarterly Payment โ€” starts at โ‚ฑ6,339 only
โœ… Optional Add-on Riders like Hospital Income Benefit & Maccimax

Message me for a free quotation and personalized proposal ๐Ÿ˜Š

Looking for an affordable prepaid health card for seniors? ๐Ÿ‘ต๐Ÿป๐Ÿ‘ด๐ŸปVidaCare Premiere is designed for ages 60+ with benefits ...
07/05/2026

Looking for an affordable prepaid health card for seniors? ๐Ÿ‘ต๐Ÿป๐Ÿ‘ด๐Ÿป

VidaCare Premiere is designed for ages 60+ with benefits perfect for regular checkups and monitoring โœจ

โœ”๏ธ Unlimited doctor consultations
โœ”๏ธ Unlimited laboratory & diagnostic tests
โœ”๏ธ Dental consultations
โœ”๏ธ ER coverage up to โ‚ฑ20,000
โœ”๏ธ Covers pre-existing condition consultations
โœ”๏ธ Accepted in 500+ accredited hospitals nationwide

Best for seniors who need regular outpatient care, labs, and emergency support without the high cost of full HMO plans ๐Ÿ˜Š

Message me ๐Ÿ“ฉ

3 layers of protection na kailangan mo while living in the Philippines ๐Ÿ‡ต๐Ÿ‡ญ๐Ÿฅ1๏ธโƒฃ Emergency FundYour first safety net for em...
06/05/2026

3 layers of protection na kailangan mo while living in the Philippines ๐Ÿ‡ต๐Ÿ‡ญ๐Ÿฅ

1๏ธโƒฃ Emergency Fund

Your first safety net for emergencies, pagkawala ng income, repairs, or urgent family needs. Insurance is important, but having ready cash matters too.

2๏ธโƒฃ HMO / Health Insurance / Critical Illness Coverage

Helps cover medical expenses like checkups, hospitalization, ER cases, and major illnesses like cancer, stroke, or heart attack.

3๏ธโƒฃ Life & Non-Life Insurance

Life insurance protects your family financially, while non-life insurance protects your car, home, travel, business, and other assets.

One emergency can wipe out years of savings, kaya important ang preparation and protect. ๐Ÿ™

Address

Makati

Website

Alerts

Be the first to know and let us send you an email when Isabel Cruz posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share