28/12/2024
For 10 to 40 years old. You can save atleast 88 pesos per day. Mas madaling ipunin yan dahil most of us minimum naman ang sahod , yung iba may bussiness, may raket, at may mga networks pa.
Kaiser 3 in 1 Investment..
Start Now your basic level investment for as low as โฑ88.00/day or โฑ2,647/month* for only 7 years Saving Period!
๐ Funds are invested in a reserve trust fund, and in the stock market (thru mutual funds);
๐ With Term Life Insurance rider;
๐ With LongTerm HealthCare that covers your hospitalization even beyond age 65;
๐ Plus 10% average interest growth rate yearly (during compounding period and even after maturity or full coverage period);
๐ Includes Healthcare Benefits:
- No downpayment upon hospital admission
- Dental Care coverage
- Room & board coverage
- Plus more benefits!
Note: This is an LTC investment design
Having a LongTerm HealthCare Investment is better than just having insurance w/ health insurance riders only~
Here are the Top 5 Reasons Why:
1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old. LongTerm Care investment can cover even beyond 100 years old (based on available funds).
2. IT WORKS BETTER THAN YOUR COMPANY HEALTHCARE - Life Insurance is a reimbursement type program. You can never present your Life Insurance policy during admission or when settling your hospital bill. You have to pay the hospital first, then file necessary documents for reimbursement. With LongTerm HealthCare, it is just like the usual company HMOs--even better! It settles everything (other than personal misc.) after deducting the PhilHealth benefits. It uses negotiated rates by the provider (Kaiser International Healthgroup Inc.) and the accredited hospital, thus making you spend lower compared to when you pay in cash.
3. PEACE OF MIND - Every Filipino fears about getting hospitalized because of having little or no cash available on hand. Most borrow money somewhere else expecting to pay interests in the future. If you only have Life Insurance, you can get reimbursement to pay back your lender but you will still shell-out money out from your pocket. Remember: The insurance provider will only reimburse what the hospital billed to you and it does not include the interests you incurred from borrowing it. With LongTerm HealthCare, you no longer need to borrow money from somewhere else. That's peace of mind!
4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance, its health benefits are fixed and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, thus forcing you to squeeze-out more money from your pocket. Kaiser's LongTerm HealthCare program makes your contributions and unused healthcare benefits grow over the period of time (ave. 10%) giving you more hospitalization coverage when you need it in the future.
5. WELL MANAGED FUND - To ensure sustainability and security of all Kaiser Long Term care plan holders' contributions, its fund are invested in a long term investment vehicle. Kaiser International Healthgroup Inc. owns 80% of the most dynamic Mutual Fund company in Philippines--Soldivo Funds. In 2015, Soldivo Funds was able to grow their assets to more than 200%, just one year after it was launched.
Possessing both programs give you a more secure financial future for you and your loved ones!
Kaiser International Healthgroup Inc. is the 1st in the Philippines that provides the best comprehensive LongTerm HealthCare investment to take build your future, today~
โ Send us a personal message to know more ๐
