Financial Literacy Club

08/05/2023

Hey there!
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Have you ever found yourself in a tough spot with unexpected financial challenges? Maybe it was a sudden car repair, a medical expense, or an emergency home repair. Whatever it may be, these unexpected expenses can throw you off course and leave you feeling stressed out and overwhelmed.
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But the good news is that you don't have to face these challenges alone! We understand that dealing with unexpected expenses can be tough, but with a little bit of planning and preparation, you can overcome these obstacles and come out stronger on the other side.
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That's why we've put together some helpful tips and strategies to help you navigate unexpected financial challenges with confidence. From creating a budget to finding ways to save money, we've got you covered.
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So, the next time you're faced with an unexpected expense, don't panic! Just remember that you've got this, and we're here to help you every step of the way.
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Cheers to taking control of your finances and conquering those unexpected challenges!

20/04/2023

# Mom's Financial Struggle

Today, many mothers are doing their best to balance managing a household with working and sometimes even pursuing further education.

It is important to acknowledge and support the financial struggle that many moms face, as they work hard to provide for their families while also striving towards personal and professional goals.

From single mothers to those with partners, moms often juggle multiple responsibilities and face financial challenges such as limited income, and the need to buy necessities for their children on a limited budget.

Efforts to support and empower mothers financially can have a positive impact not only on their well-being but also on the overall health of their families.

It's important to recognize the hard work and sacrifices that mothers make every day to provide for their families.

If you're a mom who is struggling financially, there are several ways to support you.

You can attend to our daily online financial classes for FREE via Zoom.

👉8pm Investing 101
Meeting ID: 884 9602 3818
Passcode: 539021

👉 10pm Financial Education Class for OFW
Meeting ID: 829 0726 0298
Passcode: IMGREAT

👉12am (Apr 21) Finance 101- Secret to Saving and Building Your Future
Meeting ID: 860 0504 8350
Passcode: IMGREAT

I understand that I am participating in the IMG's 30M by 2030 Financial Education Movement and hereby freely and expressly give my personal data for the purpose of said campaign. I also agree to be part of the campaign and to receive updates on future services and products relevant to me as determin...

20/04/2023

Are you tired of living paycheck to paycheck? Do you want to build a better financial future for you and your family? IMG can help you achieve your goals.

With IMG, you will have the opportunity to build a successful business that generates additional income. You will have access to high-quality training and support, as well as like-minded individuals who are also passionate about financial independence.

But that’s not all. You can also help others achieve financial independence by joining IMG. You will have the opportunity to educate and empower people in your community, and make a real difference in their lives.

And the best part? You don’t need any prior experience or a huge amount of capital to get started. All you need is a willingness to learn and a willingness to succeed.

So what are you waiting for? Join the thousands of IMG colleagues who have already taken control of their financial future. Start your journey to financial independence with IMG today.

19/04/2023

Here's our Online Event for Apr 19, 2023 via Zoom Meeting.

👉 4pm Secret to Saving and Building your Future
Meeting ID: 827 0764 6902
Passcode: PC2021

👉 8pm Investing 101
Meeting ID: 884 9602 3818
Passcode: 539021

👉 9pm Make money work for you
Meeting ID: 833 2284 3226
Passcode: 30Mby30

👉12am (Apr 20) Finance 101- Secret to Saving and Building Your Future
Meeting ID: 860 0504 8350
Passcode: IMGREAT

19/04/2023

Are you tired of feeling stressed about your finances?

Do you want to take control of your money and start building a better financial future?

It's time to invest in your FINANCIAL LITERACY!

Financial literacy is the foundation of a successful financial life.

By learning how to manage your money effectively, you can reduce your DEBT, increase your SAVINGS, and achieve your LONG-TERM FINANCIAL GOALS.

But financial literacy isn't just for the wealthy or the financially savvy – IT'S FOR EVERYONE..

Investing in your financial literacy can have a positive impact on your life in so many ways.

You'll feel more confident and empowered when it comes to making financial decisions.

You'll have a better understanding of your financial options and opportunities. And you'll be able to create a better future for yourself and your loved ones.

At our financial literacy program, we believe that everyone deserves access to the knowledge and tools they need to build a better financial future.

Our program is designed to be practical, accessible, and relevant to your everyday life.

We cover everything from budgeting and saving to investing and retirement planning, so you can build a strong foundation for your financial future.

Investing in your financial literacy is one of the smartest decisions you can make.

Don't let your finances control you – take control of your finances with our financial literacy program.

Join us today and start building the financial future you deserve!

To be FINANCIALLY LITERATE CLICK HERE : https://239384ph.imgcorp.com/

08/03/2023

Isang napakagandang morning sa inyo mga momshies!!!

Bilang isang working mom, napaka dami nating iniisip at ginagawa sa araw-araw. Isa na dito ang pag ba budget...

Maaaring mahirap ang pag-ma manage ng ating personal finances. Pero may e shi share ako sa inyong mga tips kung paano gumagana ang pera para sa mga working moms:

Gusto nyo yerrn???

Tip #1 Pagbuo ng budget: Mahalaga ang pagbuo at pag-stick sa budget para sa atin. Makakatulong ito para ma track ang ating kita at gastusin at siguraduhin din natin na hindi tayo lalagpas sa ating budget. Ito rin ay magbibigay ng pagkakataon sa atin na mag-plano para sa mga hindi inaasahan na gastusin o emergencies.

Tip #2 Pag-iinvest sa iyong sarili: Bilang isang working mom, mahalaga ang pag-iinvest sa ating sarili para magkaroon ng financial security. Ito ay maaaring pagbuo ng bagong skills, o pag-start ng isang side business.

Tip #3 Pagplano para sa retirement: Hindi habang buhay ay malakas tayo at employable kaya mahalaga ang pagplano para sa ating retirement kahit pa tila malayo pa ito.

Tip #4 Time management: Ang oras ay pera, at kailangan natin na makahanap ng paraan upang epektibong mag-manage ang ating oras. Ito ay kinabibilangan ng pagbibigay ng prayoridad sa mga task, delegating ng mga responsibilidad, at paghahanap ng paraan upang maging mas efficient.

Tip #5 Paghahanap ng suporta: Mahirap ang maging isang working mom, at ang paghahanap ng suporta mula sa pamilya, mga kaibigan, o mga propesyunal ay maaaring makatulong. Ito ay maaaring kinabibilangan ng paghihire ng isang financial planner, paghahanap ng isang mentor, o pag-join sa isang support group katulad ng IMG community..

Tandaan nating mga momshies ang pag-ma manage ng personal finances bilang isang working mom ay nangangailangan ng oras at pagsisikap, ngunit sa pamamagitan ng pag-plano at dedikasyon, maaari kang magkaroon ng financial stability at security para sa iyo at sa iyong pamilya.

Kaya join na sa ating FREE online event for today via Zoom:

9pm Make money work for you

Meeting ID: 833 2284 3226
Passcode: 30Mby30

See you momshie.

07/03/2023

Happy Women's Month! As we celebrate the achievements and contributions of women, let's also take a moment to focus on an important aspect of our lives - our financial well-being.

Financial literacy is a critical skill for everyone, especially women. Did you know that women often face unique financial challenges such as the gender pay gap, longer life expectancy, and caregiving responsibilities?

That's why it's crucial for us to educate ourselves about personal finance and take control of our financial future. By understanding basic financial concepts like budgeting, saving, and investing, we can make informed decisions and plan for our long-term goals.

This Women's Month, let's prioritize our financial well-being and invest in our future. Attend a financial education workshop, read a personal finance book, or talk to a financial educator. Let's empower ourselves with knowledge and take control of our financial lives.

Here's our online event via Zoom Meeting for today March 7, 2023:

4pm Secret to Saving and Building your Future
Meeting ID: 827 0764 6902
Passcode: PC2021

Remember, financial independence is not just a goal, it's a path to greater freedom and security for ourselves and our families. Happy Women's Month!

07/03/2022

"EMERGENCY2X, MAY NA OSPITAL ISA SA FAMILY MEMBER NYO"!!!

Di talaga natin alam ang bukas, ngayon wala tayong nararamdaman sa mga katawan natin-healthy tayo pero pa'ano bukas o sa susunod na araw, buwan o taon ??? ...

One afternoon umuwi ka after ng work mo at ang naabutan mo sa bahay yung kapatid mong namimilipit sa sakit di alam paano ang gagawin as the pain got worst at namumutla na sya ...

At ayun na nga itinakbo nyo na sya sa public hospital ....

Pagdating sa emergency room walang attending physician !!!
napa sigaw na sa sakit yung kapatid mo wala pa ring doctor na titingin sana sa kanya IMMEDIATELY until binigyan na sya ng pain reliever ng nurse on duty ...

Pero bakit ganun wala pa rin si dok??

At eto na nga ang sabi ni nurse kasi nga daw nasa "public hospital" kayo, dalawa lang ang doktor nila at maraming pasyente na ginagamot wala kayong magawa kundi maghintay kay dok...

Kung sana may KAISER HEALTHCARE lang yung kapatid mo di na sana sya nag hintay ng ilang minuto habang namimilipit pa rin sa sakit kasi si KAISER ay may mga affiliated private hospitals, doctors and surgeons ...

Visit https://www.kaiserhealthgroup.com/ for more information.


Hayyy buhay mahal mamatay mas lalong mahal mabuhay..

Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and reti...

22/10/2021

MAGPAPASKO NAAA!!!

Christmas BONUS is coming to town (sana all may bonus...hahaha)

So what do you do with it?? I mean it's like EXTRA CASH from your usual pay per month right..

Will you spend it on another gadget?

Another pair of shoes??

or

Bili nalang ng additional food for the christmas eve para mas bongga ang handaan??

Hmmm... pwede kaya lang baka hindi maubos ang food eh mapapanis lang sayang naman..

Let me share with you the reason behind the 13th-month pay bakit may 13th month ehh 12 months lang meron sa calendar???

The sole purpose of 13th-month pay, according to PD 851, is “so working masses can properly celebrate Christmas and New Year” and an opportunity for them to SAVE or INVEST.

Disclaimer: This statement is posted by Sen. Imee Marcos from facebook. (I just copied and pasted it here...)

Well, my point is that cash aside from your usual monthly salary is called extra. Since you have extra cash on hand you are given an opportunity to either spend it all you want and become a one-day millionaire or save and invest it so you won't be having a hard time looking for money when life happens such as the death of a loved one, emergencies or even retirement.

So why am I saying these things?..

You see many employees from private or government agencies don't bother to think about these. I often hear them say..

"May sahod pa naman ako na darating ehh ok lang yan.."

"Minsan lang naman 'to"

Sure there's nothing wrong with buying new things as Christmas gifts after all you've worked hard for it.

What's wrong is that...

Hindi ka nagtitira or you don't spare some for your savings and investments before you spend. You think hindi ka nawawalan ng pera kasi may trabaho ka, yes that's true naman..

BUT WHAT IF..

You STOP WORKING..

Your INCOME STOPS..

BONUSES STOP..

So learn to have discipline in handling your hard-earned money after all it's YOU who worked hard for it.

Nagpapa alala,
Your Financial Literacy Buddy😉