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Brighter Life Financial Planner

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I am a Licensed Insurance Advisor with a goal to help fellow Filipinos achieve a Brighter Life thru my advocacy on Financial Planning and Insurance Awareness.

Allow me to be your Financial Advisor to help you plan for you and your family's future.

30/11/2022

WHAT'S MY FAVORITE INSURANCE PRODUCT?
▪️Without a doubt —

Sun Smarter Life Elite Peso 10
🔥Here are my 7 Compelling Reasons:

1. CRISIS PROOF Lifetime Guaranteed Cash Benefits
▪️ As early as end of 6th year of your policy, you get to receive a Guaranteed Pay Out every other year until age 100 regardless of the economic situation

2. Earn DIVIDENDS Yearly
▪️ You will receive money if the company declares that there is a dividend

3. Multi Generational Benefits
▪️ Even your grandchild will experience benefits

4. Future Ready Credit
▪️ You can borrow money when you need money in small interest that is surely approved

5. Future MRI For Housing Loan
▪️ You can use it if you're going to loan a house

6. Multi-Pupose Fund
▪️ You can give it as a gift, wedding fund, buy a car, build a business, property and many others

7. LEGACY Gift For A Lifetime
▪️ Your family will never forget you and what you've set-up for them

PM ME FOR CONSULTATION 📩

-ctto-

30/08/2022

Friend: Kuha ako insurance, nadiagnose kasi ako ng sakit.

Unfortunately, you can only apply for insurance while you are still healthy. Wag na antayin na may maramdaman na sakit kasi by the time you realize you need insurance, it may be too late kasi idedecline na ang coverage once may finding na ng sakit.

If you have existing coverage, also ask yourself, is it enough? How much na ba magkasakit ngayon? If someone is depending on you for education, is your insurance coverage enough para maituloy nila ang buhay nila if may mangyari sayo?

While healthy pa, pag-isipan mo sana ito kaibigan. We welcome any questions to help you compute how much is your ideal coverage and will assist you in finding a supplementary insurance policy. Isang message away lang. 🙂

Credit to the owner of Photo: Sir Randell Tiongson

19/08/2022

Imagine saying this to your child:

“Anak, nung 1-year-old ka, 50k ginastos namin para sa bonggang birthday mo, tapos 50k din sa binyag.”

Versus

“Anak, 1-year-old ka palang pero secured na educational fund mo. Kahit anong mangyari, makakapag-aral ka, kasi yun lang ang maipapamana namin sayo.”

— — — — — — — —

𝚁𝚎𝚖𝚎𝚖𝚋𝚎𝚛, 𝚒𝚝’𝚜 𝚊𝚕𝚠𝚊𝚢𝚜 𝚋𝚎𝚝𝚝𝚎𝚛 𝚝𝚘 𝚒𝚖𝚙𝚛𝚎𝚜𝚜 𝚢𝚘𝚞𝚛 𝚌𝚑𝚒𝚕𝚍, 𝚗𝚘𝚝 𝚝𝚑𝚎 𝚜𝚘𝚌𝚒𝚊𝚕 𝚖𝚎𝚍𝚒𝚊. 🤗🤗🤗

𝗣𝗲𝗿𝗼 𝗸𝘂𝗻𝗴 𝗺𝗮𝗸𝗮𝗸𝗮𝗽𝗮𝗴 𝗽𝗮𝗿𝘁𝘆 𝗸𝗮 𝗻𝗮𝗺𝗮𝗻 𝘁𝗮𝗽𝗼𝘀 𝗺𝗮𝘆 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗳𝘂𝗻𝗱𝗶𝗻𝗴 𝗱𝗶𝗻 𝗮𝗻𝗮𝗸 𝗺𝗼. 𝗔𝗯𝗮
𝘄𝗵𝘆 𝗻𝗼𝘁? 🤗😁

credits to Practical Dad

14/08/2022

Another Promise Delivered ‼️

Breast Cancer Stage 3

*Female
*34 Years Old
*Recruitment Officer

"That time hindi ako naniniwala sa insurance healthy naman ako pero sige KUKUHA AKO.” These are her were words 2 years ago.

Then it happened.

Today, I still can’t believe that I have delivered to my client her 1,000,000 (1M) Critical Illness Benefit (CIB) Claim. Tumulo na lang ang luha nya nung malaman nyang APPROVED na ang claim nya.

“Naubos ang savings namin, Kris? Napakalaking tulong nito.
Totoo pala sya. Maraming salamat!”

Hearing these words.

I have come to a pause.

Mas lalong lumalim ang pag appreciate at pagmamahal ko sa industriyang ito.

CTTO: Krissel Bauan

09/08/2022

𝘽𝙧𝙚𝙖𝙙𝙬𝙞𝙣𝙣𝙚𝙧 𝙡𝙖𝙣𝙜 𝙖𝙣𝙜 𝙙𝙖𝙥𝙖𝙩 𝙣𝙖 𝙞𝙣𝙨𝙪𝙧𝙚𝙙.

𝘿𝙞 𝙣𝙖𝙢𝙖𝙣 𝙖𝙠𝙤 𝙗𝙧𝙚𝙖𝙙𝙬𝙞𝙣𝙣𝙚𝙧, 𝙙𝙞 𝙠𝙤 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣 𝙣𝙜 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚.

Are you one of those people who have this same reasoning? Or do you often hear this from other people?

Besh, hindi porket hindi ka breadwinner, hindi porket hindi ka income generator, hindi porket walang nakadepende sa income mo, ay hindi ka na magkakasakit, hindi ka na maaaksidente, hindi ka na kukunin ni Lord o hindi mo na kailangan ng insurance.

To all those who are already insured, breadwinner ka man or hindi, make sure you encourage your family members to be insured as well. Kasi paano kung ikaw 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 pero (𝑊𝐴𝐺 𝑁𝐴𝑀𝐴𝑁 𝑆𝐴𝑁𝐴), yung kapatid mo, or yung parents mo, or yung asawa mo, or yung mga anak mo ang kinailangan ng insurance, pero wala sila nito. Ano sa tingin mo mangyayari sa finances mo? Will you be able to continue supporting your family along with the medical and recovery expenses?

Kaya friends, once again, 𝗘𝗡𝗖𝗢𝗨𝗥𝗔𝗚𝗘 𝗬𝗢𝗨𝗥 𝗟𝗢𝗩𝗘𝗗 𝗢𝗡𝗘𝗦 𝗧𝗢 𝗕𝗘 𝗜𝗡𝗦𝗨𝗥𝗘𝗗 𝗔𝗦 𝗪𝗘𝗟𝗟.

(c)

08/08/2022

FROM 6K to 1 MILLION

“The insured was the wife of my close friend who got her first Life Insurance policy on March 2020 when she was 7 MONTHS PREGNANT, their firstborn. For the past 4 years, we have always talked about the importance of preparing for the future but somehow it was pushed back to prioritize bills such as mortgage payments, and other expenses.

Finally, last year, they decided to secure the future of their upcoming child since they will be starting a family. She was so happy that she got approved for her first life insurance policy.

TWO MONTHS INTO THE POLICY, after giving birth to a healthy baby girl, the insured died of unexpected complications. As the husband tries to recover from the loss of her beloved wife, her legacy lives on with their daughter and the fund to help secure her future. The husband, as her beneficiary, received a Php 1 Million death claim benefit from her policy.

𝗠𝘆 𝗰𝗹𝗶𝗲𝗻𝘁'𝘀 𝗵𝗲𝗮𝗿𝘁𝗯𝗿𝗲𝗮𝗸𝗶𝗻𝗴 𝘀𝘁𝗼𝗿𝘆 𝗶𝘀 𝗮 𝘁𝗿𝘂𝗲 𝘁𝗲𝘀𝘁𝗮𝗺𝗲𝗻𝘁 𝘁𝗵𝗮𝘁 𝘄𝗵𝗶𝗹𝗲 𝘁𝗵𝗲 𝗹𝗼𝘀𝘀 𝗼𝗳 𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝗺𝗮𝘆 𝗰𝗼𝗺𝗲 𝗮𝘁 𝗮𝗻 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗶𝗺𝗲, 𝘁𝗵𝗲𝗶𝗿 𝗽𝗿𝗼𝗺𝗶𝘀𝗲 𝘁𝗼 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗻𝗱 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗻𝗲𝗲𝗱𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗵𝗲𝘆 𝗹𝗼𝘃𝗲 𝘄𝗶𝗹𝗹 𝘀𝘂𝗿𝗲𝗹𝘆 𝗹𝗶𝘃𝗲 𝗼𝗻.”

Claim Amount: Php 1,005,015.99
Total Premium Paid: Php 6,000
Policy Issued: March 2020
Date of Death: May 2020

©️Harold Labuguen

07/08/2022

Client: Ang dami pa kasi naming bayarin.

Me: Oh I understand, huwag kang mag alala ramdam na ramdam ko rin yan. Pero diba di naman natatapos yung mga bayarin natin?

Nadadagdagan pa nga sa totoo lang habang tumatanda tayo.

Pero ang pinagkaiba kapag may Life Insurance ka, may peace of mind ka na whatever happens sa'yo, yung mga bayarin na sinasabi mo, ay di na masyado poproblemahin ng pamilyang maiiwan mo.

Kapag kumuha ka ng Life Insurance ngayon, di ko naman sinasabi na mababawasan ang bills mo, may bills ka pa rin pero insured ka.

Pili ka client, dun sa maraming bills na insured o sa marami lang bills?

Client: Anu ba kailangan dyan, nasan na ba yung forms na pipirmahan?!?

Start na natin insurance plan mo now?

Send me a message on my personal fb account 🙂

(c)

20/07/2022

Kung nasa bank lang ang pera mo, I’m sure di ganyan kalaki ang interest rate nyan ✔️

Ask me about our Life insurance with investment policies. PM ME NOW📲

12/07/2022

Ang dami kong nababasa na sana daw magkaroon sila ng buhay na katulad kay Cardo. 😁

Kaso hindi tayo immortal at wala tayo sa teleserye kaya pa-insure ka na, friend. 😉

📷 Ang Probinsyano

ctto

07/07/2022

Naalala mo nung kumuha ka ng first car mo na 20k monthly-ang mindset mo kakayanin mo. Kaya kinakaya mo. 🚗

Yung life insurance na 3,000 monthly 5 yrs pay lang - ang mindset mo ang mahal. Kaya until now hindi ka pa din insured. ☀️

Sometimes it's not about the right amount, it's about the right mindset. 🗝️

Address

Laguna
Laguna
4023

Telephone

+639194759733

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