09/05/2025
FWD Philippines' Set for Health is a critical illness insurance plan designed to provide comprehensive protection against major and minor critical illnesses.
It offers policyholders the ability to claim up to three times for unrelated major critical illnesses, ensuring continued support even after multiple diagnoses.
Key Features:
Multiple Claims: Policyholders can make up to three separate claims for 42 major critical illnesses, provided each illness is unrelated to the others.
Minor Illness Coverage: An additional 20% cash benefit is available for diagnoses of any of the 15 covered minor critical illnesses, subject to a maximum of ₱500,000.
Premium Waiver: Upon the first diagnosis of a major critical illness, future premium payments are waived, allowing policyholders to focus on recovery without financial strain.
Return of Premiums: If no major critical illness claims are made by age 75, 100% of the total premiums paid are returned, providing a form of savings or retirement fund.
Death Benefit: In the event of the policyholder's death before age 75, beneficiaries receive 100% of the coverage amount.
Flexible Payment Options:
Set for Health offers flexible payment terms, allowing policyholders to choose between 5, 10, or 20-year payment plans, accommodating various financial capacities and planning horizons.
For more information, send me a message.