Ive Homecillo

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Soo proud of nieces and nephew! keep up the good job kiddos ๐Ÿ‘๐Ÿ‘๐Ÿ˜˜๐Ÿ˜
13/12/2022

Soo proud of nieces and nephew! keep up the good job kiddos ๐Ÿ‘๐Ÿ‘๐Ÿ˜˜๐Ÿ˜

bonding with cuzinsโค๏ธ๐Ÿ˜˜
19/11/2022

bonding with cuzinsโค๏ธ๐Ÿ˜˜

Third wheeling with ds twoโ˜บ๏ธ๐Ÿ˜thanks sa pa luch Mayor Dino
11/10/2022

Third wheeling with ds twoโ˜บ๏ธ๐Ÿ˜
thanks sa pa luch Mayor Dino

happy birthday  have a blast๐ŸŽ‚๐ŸŽ‰๐ŸŽˆ๐Ÿ˜˜โค๏ธ see you soon
19/04/2021

happy birthday have a blast๐ŸŽ‚๐ŸŽ‰๐ŸŽˆ๐Ÿ˜˜โค๏ธ see you soon

I wish you a very happy birthday ๐ŸŽŠ๐Ÿ˜˜May life lead you to great happiness,success and hope that all your wishes come true!...
19/04/2021

I wish you a very happy birthday ๐ŸŽŠ๐Ÿ˜˜
May life lead you to great happiness,success and hope that all your wishes come true! Enjoy your day๐Ÿ˜˜

Know your coverage... know your value!
13/12/2019

Know your coverage... know your value!

CLIENT CONVO DIARIES...๐Ÿ—ฃ๐Ÿ‘ค

Client๐Ÿ‘ค: Meron na ako insurance eh. Di ko na need ng additional.
Me๐Ÿ—ฃ: Ano po pala coverage na nakuha nyo?

Client๐Ÿ‘ค: 500k face amount
Me๐Ÿ—ฃ: Sir, okay na po ba yan for you? Parang di po bagay sa lifestyle, work status nyo and sa laki po ng family since breadwinner pa kayo. ๐Ÿ˜…

Client๐Ÿ‘ค: Okay na sakin yan basta meron.
Me๐Ÿ—ฃ: Okay po. Pero let me show you a sample computation. If you were taken away from the picture unfortunately, your wife and 2 kids will then receive the 500k.

If let's say 15 years nyo pa po sila susuportahan until your kids can become stable and get a job. 500k / 15 years / 365 days, that will be around 92 pesos per day.

So sir let me ask you again. Sapat na po ba yan for your family? Anong flavor po ba ng pancit canton favorite nyo? Chilimansi or sweet and spicy? Because with that coverage, that's all they will be able to afford.

Client๐Ÿ‘ค: ๐Ÿค”๐Ÿ˜ถ๐Ÿ˜‘

Know your coverage. Know your value...๐Ÿคฉ๐Ÿค—๐Ÿ˜

Let's talk. Send me a message.




Ctto

02/12/2019

โญ๐–๐ก๐ฒ ๐’๐ฆ๐š๐ซ๐ญ ๐๐ž๐จ๐ฉ๐ฅ๐ž ๐€๐ซ๐ž ๐๐ฎ๐ฒ๐ข๐ง๐  ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ˆ๐ง ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ?โญ

We all know that insurance is important because it gives us the peace of mind we all need.

Butโ€ฆ when an advisor tries to sell you insurance, your first response is probably โ€œ Nopeโ€ฆ I have enough! I donโ€™t need any more insurance!โ€๐Ÿ˜ฑ

I knowโ€ฆ When somebody tries to sell me something, I have that common reaction too. But have you ever asked yourself, why buy insurance especially in December?

=== ๐–๐ก๐ฒ ๐๐ฎ๐ฒ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ˆ๐ง ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ? ===

Here are some reasons for you to buy insurance in December this year:

โค๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐ข๐ฌ ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ซ๐ž๐œ๐ž๐ข๐ฏ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐›๐จ๐ง๐ฎ๐ฌ - let's be honest. The first thing you probably do when you receive your bonus is spending them away right? Why not convert some of these bonus into a policy that gives you and your family a peace of mind? It's the best time to plan for 2020.

โค๐˜๐จ๐ฎ ๐ž๐ฑ๐ฉ๐ž๐œ๐ญ ๐ญ๐จ ๐ก๐š๐ฏ๐ž ๐ฆ๐จ๐ซ๐ž ๐ฅ๐ข๐š๐›๐ข๐ฅ๐ข๐ญ๐ข๐ž๐ฌ ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐ŸŽ - whenever your liabilities increases , for example you intend to buy a new house in 2020, you need to purchase some term insurance to cover the loan in case something happens to you. This protects your loved one from unintended liabilities in the future.

โค๐˜๐จ๐ฎ๐ซ ๐ˆ๐ง๐œ๐จ๐ฆ๐ž ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ - December is probably the time where you are expecting your promotion. If that is the case, congratulations. Hereโ€™s a fun fact, did you know that you require ๐—ฎ๐˜ ๐—น๐—ฒ๐—ฎ๐˜€๐˜ ๐Ÿญ๐Ÿฌ๐˜… ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฎ๐—ป๐—ป๐˜‚๐—ฎ๐—น ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ in life protection? This also means if your income increased in December, the amount of life protection you require will increase as well. Have a conversation with your advisor to find out more.

โค๐“๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ ๐ข๐Ÿ๐ญ ๐Ÿ๐จ๐ซ ๐ฌ๐จ๐ฆ๐ž๐จ๐ง๐ž ๐ฒ๐จ๐ฎ ๐ญ๐ซ๐ฎ๐ฅ๐ฒ ๐œ๐š๐ซ๐ž ๐š๐›๐จ๐ฎ๐ญ ๐ข๐ฌ ๐š ๐Ÿ๐ฅ๐จ๐ฐ ๐จ๐Ÿ ๐œ๐จ๐ง๐ฌ๐ข๐ฌ๐ญ๐ž๐ง๐ญ ๐ข๐ง๐œ๐จ๐ฆ๐ž - December is the month where many grandparents are trying to give out gifts to their loved ones. Rather than giving a small lump sum of money, why not invest the money in an annuity that ๐ ๐ข๐ฏ๐ž๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ ๐ž๐ง๐ž๐ซ๐š๐ญ๐ข๐จ๐ง ๐š ๐œ๐จ๐ง๐ฌ๐ข๐ฌ๐ญ๐ž๐ง๐ญ ๐Ÿ๐ฅ๐จ๐ฐ ๐จ๐Ÿ ๐ข๐ง๐œ๐จ๐ฆ๐ž? This is what many smart grandparents are currently doing.

โค๐˜๐จ๐ฎ ๐ข๐ง๐ญ๐ž๐ง๐ ๐ญ๐จ ๐ฌ๐ญ๐š๐ซ๐ญ ๐š ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ ๐จ๐ซ ๐ ๐ž๐ญ ๐ฆ๐š๐ซ๐ซ๐ข๐ž๐ - Now when you are single and has no dependents, you donโ€™t need life insurance. However when your life cycle changes and now you finally have somebody you truly care about, you need to spare thoughts for them. Get yourself covered.

===๐–๐ก๐š๐ญ ๐ญ๐จ ๐๐จ ๐ง๐ž๐ฑ๐ญ? ===

โ˜•To sum it up, make sure youโ€™re fully covered. If your advisor ever approach you this December and ask you for a cup of coffee, donโ€™t reject them first. Spend a few minutes listening to what they have to offer.

๐Ÿ˜‰Every professional advisor in the financial planning industry will know that their clientsโ€™ priorities changes dramatically in December due to them planning for 2020. That is why they are ๐›๐ž๐ข๐ง๐  ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐›๐ฅ๐ž ๐š๐ง๐ ๐œ๐ก๐ž๐œ๐ค๐ข๐ง๐  ๐ข๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐Ÿ๐ฎ๐ฅ๐ฅ๐ฒ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐ ๐šnd financially ready to kick start 2020!

๐Ÿ˜‰Remember, the best time to buy insurance is yesterday because you never know what will happen today! Get yourself covered & insurance only get more expensive as you age.

๐Ÿ’ฅAffordable condominium located at Mandaue Cityโ€ผ๏ธ๐Ÿค‘๐Ÿ˜๐Ÿ”ฅ๐Ÿ”ฅAS LOW AS 5k/Month๐Ÿ”ฅ๐Ÿ”ฅโœ…eco-friendly developmentโœ…incorporates greenevi...
14/11/2019

๐Ÿ’ฅAffordable condominium located at Mandaue Cityโ€ผ๏ธ๐Ÿค‘๐Ÿ˜
๐Ÿ”ฅ๐Ÿ”ฅAS LOW AS 5k/Month๐Ÿ”ฅ๐Ÿ”ฅ

โœ…eco-friendly development
โœ…incorporates greenevident in the use of bigger open space to built-up ratio.
โœ…Its well-designed outdoor spaces offer much more than just having a backyard.
โœ…They provide a perfect setting for relaxation, just like what you want in a home.

โ˜‘๏ธName of Project: Northern Light Condominium
โ˜‘๏ธLocation: Lower Hermag, Brgy. Tabok, Mandaue City, Cebu,

โ˜‘๏ธLandmarks/Accessibility:
๐Ÿ‘ฃwalking distance going to Insular Square
๐Ÿ‘ฃwalking distance going to China Bank
๐Ÿš™8 minutes drive going to Sacred Heart School Ateneo De Cebu
๐Ÿš™12 minutes drive going to Gaisano Grand Mall Mandaue

โœ…Transportation Details:
PUJ (Public Utility Jeep) going to schools, malls and hospitals

โ˜‘๏ธPROPERTY DETAILS/FEATURES
๐Ÿ—Floor Area: 22.57 Sqm
๐Ÿ—Studio Unit
๐Ÿ—Bed Area
๐Ÿ—1 Toilet And Bath
๐Ÿ—Living Area
๐Ÿ—Dining Area
๐Ÿ—Kitchen Area
๐Ÿ—Complete Lightning Fixtures
๐Ÿ—Painted Walls & Ceiling
๐Ÿ—Door Guard, Door Stopper, Mortise Lockset
๐Ÿ—Kitchen Sink With Countertop
๐Ÿ—Kitchen Base Cabinets
๐Ÿ—Tiled Dwelling Area
๐Ÿ—Tiled Toilet & Bath With Complete Bathroon Fixtures
๐Ÿ—All Units With Balcony
๐Ÿ—Provision For Window Type Ac
๐Ÿ—Provision For Telephone
๐Ÿ—Provision For Cable Internet
๐Ÿ—Universal Type Convenience Outlet

โ˜‘๏ธAMENITIES
๐Ÿ†’24 Hour Security System With Cctv
๐Ÿ†’Reception Area & Lobby
๐Ÿ†’Multi-purpose Hall
๐Ÿ†’Swimming Pool
๐Ÿ†’Landscape Courtyard
๐Ÿ†’Two Elevators
๐Ÿ†’Laundry-drying Cages
๐Ÿ†’Storage Units
๐Ÿ†’Garbage Holding Area
๐Ÿ†’Administration & Security Office
๐Ÿ†’Outdoor Lounge
๐Ÿ†’Walking & Jogging Path
๐Ÿ†’Fire Alarm System
๐Ÿ†’100 (percent) Power Back-up
๐Ÿ†’Generator
๐Ÿ†’Louver Facade
๐Ÿ†’On-site Sewage
๐Ÿ†’Treatment Plant
๐Ÿ†’Large Window
๐Ÿ†’Rain Water Catchment Facility
๐Ÿ†’Materials Recovery Facility

For more info or site tripping please donโ€™t hesitate to contact:
๐Ÿ‘ฉโ€๐Ÿ’ป๐Ÿ‘จโ€๐Ÿ’ป( Ive H. Baraparapantao)
๐Ÿ“ž๐Ÿ“ฑ ( 09175061035
Bachelors Realtyand Brokerage Inc. โ€” with Bachelors Julie and 2 others.

๐Ÿ‡ต๐Ÿ‡ญ In the Philippines, Insurance is still viewed as an EXPENSE.(Well, INSURANCE  is really an EXPENSE. But it's the only...
05/11/2019

๐Ÿ‡ต๐Ÿ‡ญ In the Philippines, Insurance is still viewed as an EXPENSE.
(Well, INSURANCE is really an EXPENSE. But it's the only expense that will turn into CASH when you NEED it.)

There are more than 100M Filipinos but only 1.39M were Insured๐Ÿ˜Œ

๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡จ๐Ÿ‡ฆ In US and Canada, more than 95% have insurance.

๐Ÿ‡ฏ๐Ÿ‡ต In Japan, almost all Japanese have at least 2 insurance policies.

๐Ÿ‡ธ๐Ÿ‡ฌ๐Ÿ‡ญ๐Ÿ‡ฐ In Singapore and Hong Kong, people line up in malls so they can get a quote from an Insurance Advisor.

It's about time we learn and see the BIGGER PICTURE.

Time for CHANGE. Time to TAKE CHARGE of your FUTURE.

This is your advisor for life,

Ive H. Barapantao
Licensed Financial Advisor

/Savings&Investments

#09175061035

๐Ÿ‡ต๐Ÿ‡ญ In the Philippines, Insurance is still viewed as an EXPENSE.
(Well, INSURANCE is really an EXPENSE. But it's the only expense that will turn into CASH when you NEED it.)

There are more than 100M Filipinos but only 1.39M were Insured๐Ÿ˜Œ

๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡จ๐Ÿ‡ฆ In US and Canada, more than 95% have insurance.

๐Ÿ‡ฏ๐Ÿ‡ต In Japan, almost all Japanese have at least 2 insurance policies.

๐Ÿ‡ธ๐Ÿ‡ฌ๐Ÿ‡ญ๐Ÿ‡ฐ In Singapore and Hong Kong, people line up in malls so they can get a quote from an Insurance Advisor.

It's about time we learn and see the BIGGER PICTURE.

Time for CHANGE. Time to TAKE CHARGE of your FUTURE.

This is your advisor for life,

Vangie Caduan
Licensed Financial Advisor

/Savings&Investments

#09175021351

05/11/2019

A few reminders for all of those who are thinking to insure themselves and their family members. Have a blessed day!

Credit to: Wise In Money

Hope kumuha na po tayo ng insurance habang pwede pa..๐Ÿค”๐Ÿค—

#09175021351

15/10/2019

Getting sick is not just a huge hassle. It can be expensive.

Address

, Alegria
Cebu
6030

Telephone

+639175061035

Website

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