Insurance Adviser: Charlene Atazan

23/01/2025

Minivan 4x2 Automatic transmission model 2023: capacity 7 to 8 persons. Good condition. Please contact us 09086775422. For sale 180,000

13/11/2023

15/10/2023

Retirement may be a few years away, but you can set yourself up for a comfortable future as early as now. Enjoy guaranteed returns while staying protected with Manulife Freedom insurance plan. 💚

To learn more, talk to a Manulife Financial Advisor or visit: https://manulife.pub/48y3y47

15/10/2023

Saving up for the little and big things will help make every day better for you and for those you love. Happy Sunday!

21/09/2023

Before you go on a shopping spree for 9.9 sale, ask yourself have you bought all these 4 PRODUCTS yet?

During these few months at home, many of us are doing a lot of online shopping. But how many of us really spend our hard earned money on financial products that can give us peace of mind?

Well… maybe 5%? Maybe not at all?

You see, nobody likes to talk about death… nobody likes to talk about illnesses… nobody likes to discuss what happens if an accident occurs and you’re unable to work… and nobody would IMAGINE the amount of people who lost their jobs this year.

But! We are seeing incidents like this happening around us every day and we probably try to convince ourselves saying “This will not happen to me!”

There is also a group of people who actually tried to research a little about insurance and got confused when they try to buy insurance because it seems like there are thousands of products, am I right?

You see, at the end of the day there are effectively only 4 TYPES of insurance products you can buy and the best time to buy it is TODAY.

Ask yourself, which is most important for you right now?

=== What to do next? ===

To sum it up, don’t roll the dice and say “this will not happen to me” so make sure you are fully covered.

Before you spend it on something like the 9.9 sale, take some time to think about whether you should spend that money on better financial coverage for you and your family?

Take the initiative to text your advisor and check with them if you are fully covered or if you have the products mentioned above. If no, find time to find out more about them.

Every professional advisor in the financial planning industry will know that their clients’ priorities change drastically during the year end. That is why they are being responsible and checking if you’re fully covered and financially ready to kick start 2024!

Remember, the best time to buy insurance is yesterday because you never know what will happen today!

If you’re a financial advisor looking to upgrade yourself to better value add your client, I’ve prepared a book for you here: https://www.financialplanningbook.com/

14/09/2023

Shield your savings from expensive cancer treatments. Be financially ready for any critical illness with the health insurance plan that fits your needs.

Learn how we can help you when you visit this page: https://manulife.pub/45Maett

25/08/2023

Here are 4 reasons why Whole Life Insurance is a great asset:

⭐️ It provides a death benefit to help protect loved ones: The primary purpose of life insurance is to provide financial support to the policyholder's beneficiaries in the event of their death. A whole life insurance policy can help to ensure that your loved ones are taken care of financially if you are no longer able to provide for them.

⭐ It builds cash value: Whole life insurance policies include a savings component that allows policyholders to build cash value over time. This cash value can be borrowed against or withdrawn by the policyholder, which can be helpful in times of financial need.

⭐ It can be a source of funds for policyholders: In addition to providing a death benefit, whole life insurance can also serve as a source of funds for policyholders to use during their lifetimes. Policyholders can borrow against their policy's cash value or take out a policy loan, which can be helpful in times of financial need.

⭐ It can provide tax benefits: In many cases, whole life insurance can provide tax benefits to policyholders. For example, the cash value of a whole life insurance policy may be tax-deferred, meaning that policyholders don't have to pay taxes on the growth of the cash value until it is withdrawn and almost always the death benefit is tax free.

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If you are a financial advisor reading this: Share this with your clients and friends who you think should be aware of this.

Don't forget to join the Mentoring Family to get my presentation.

Financial Advisors click here ➡️ learn.sanjaytolani.com

17/08/2023

*Family is everything.* Give them the best protection coverage with Manulife HealthFlex. An affordable health insurance plan that gives cash benefit of as much as P4million*.

Send a message if you want to know more!

*Terms and conditions apply. Cash benefit is for a covered critical illness claim.

14/08/2023

12/08/2023

“It’s always better to start 5 years early than 1 day too late.”

Many people DON’T realize that insurance only gets MORE EXPENSIVE over time. Not only that but bad things do happen to everyone. Therefore insurance is to help REDUCE the IMPACT of these bad days...

If your family has not been covered, I suggest you spend time talking to your financial advisors to find out more about it!

== To all financial advisors ==
If you are reading this: please share this with clients who you believe need to read this. Please do not hesitate to reach out to clients you care about to get them covered because we all know premiums are just going to keep increasing.

12/08/2023

Adulting is inevitable, and more so when you hit your thirties. Sure, part of being an adult is working hard to earn money but now is a good time to think of life insurance and investing as an efficient way to secure your future and grow your money.

Here's a way to start planning your future: http://ow.ly/iAi750uZ5cT