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Clyde Villanueva, Insurance Adviser - Manulife

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Clyde Villanueva, Insurance Adviser - Manulife

Financial Services

20/11/2024

Hey, you who’s planning to get a health insurance…

You’re probably heard things like:

”I paid this XX amount, yet this is only what I get after 5 years, sobrang lugi!”
”I have zero knowledge about insurance; I’m afraid I’ll get the wrong one”
”Wala akong ‘financial advisor’ to trust in explaining it the way I would understand”

I get it.

You’ve heard it all before. Insurance can feel confusing, unnecessarily expensive, and sometimes even like a waste if you don’t end up using it. And when people say things like, “Insurance is just a scam,” it’s hard not to feel skeptical, right?

That is why we’re approaching insurance differently.

We realized that it doesn't have to be complicated or feel like it’s only useful when there’s a major health issue. Rather, it can actually be simple, fit your budget, protect you when you need it, and even return what you’ve paid when you don’t.

Here’s what our latest health insurance can do for you:

✅ Finance a sudden critical illness (that might cost 1M++) without breaking your budget
✅ Have this coverage for practically your whole life without paying for your whole life
✅ Refund your money back with no questions asked or any hassle

Finally, you found an insurance that works with you, not against you, and help you achieve real financial security.

Send me a message and lets talk 😊💚

13/11/2024

3 things that I love about being a financial advisor:

1. Work anytime, anywhere! I can start working as early as 5am or even as late as 2pm.. At the same time, I can work from home, I can work inside a coffee shop, or even in front of the beach as long as there is a strong internet connection.

2. Free travels, effort-based income, work-life harmony, rewards and recognition, career advancement, great leaders and mentors and supportive environment! Who would not want that???

3. And definitely not the least, I give myself and my clients peace of mind that whatever happens to them thru sickness or in health or till death do us part they are protected and they will not leave their family with a broken heart and an empty pocket and Prepare Savings for the Future.

Imagine experiencing this kind of career. I'm definitely sure you'll love this job.

23/09/2024

Kung healthy ka pa naman, hindi mo pa talaga need ng critical illness insurance na yan!

Kaya nga lang, life insurance companies don't insure people na hindi na healthy, o may pre-existing illnesses na. Or kung minor illness lang, you get a higher rate. Kasi nga the business works by gathering people's money, growing it, and setting aside money for potential claims, based on statistics, mathematics, science, etc. Thus, you can only avail it while you are still healthy.

Now when you already need it kasi na-diagnose ka na, guaranteed din that your application will be rejected. Trust me, I got a couple of those.

So, what happens next?

(1) Life savings, if there's even one, gets used up. If mommy and daddy's rich, okay lang. You'll be surprised ICU can cost half a million pesos in just few days;

(2) Properties (either yours or your family's) get sold. Worse is you can't sell it at its market price, kasi nga rush eh. Magbibigay ka pa ng para sa ahenteng nakahanap ng buyer. Trust me, we’ve been there;

(3) Then the last option and the most common among Filipinos - online solicitation through Facebook and the famous GoFundMe and GoGetFunding. Kita nyo na ‘to lagi, yung bank account numbers, GCash, Paymaya, etc. na pinopost sa Facebook, which of course, doesn't guarantee na makaka-abot sa amount na need mo.

If you're still in good health and in your late 20's or early 30's, you'll be amazed that a ₱2-Million Life Insurance Policy will cost you lesser than a single meal daily. Totoo? Yes! PM me for your free quotation.

I’ll say this again. A lot of Filipinos are a single illness away from being broke, make sure you're not part of that group. 😊

31/07/2024

As a young single man I have these 2 valid reasons why I do not need to buy life insurance yet:

1. I’m not a breadwinner and,
2. No one is dependent on me financially.

But, I still choose to buy life insurance because I know that:

I’m not immortal,

I don’t want to work forever,

I might still get sick someday,

And I don’t want to be a burden to my family if the unexpected happens but instead, I still want to be blessing to them when the time comes that I'm no longer here for them.

Life insurance will also serve as my last love letter to my family that will give them the future that they deserve.

Now, if you still think that life insurance is not a necessity, think thrice.

If you need life insurance now, shoot me a message now.

09/05/2024

To my cherished clients, I extend my heartfelt gratitude for your trust, collaboration, and partnership over the years. Your loyalty and feedback have been instrumental in driving my continuous improvement and innovation. It has been a privilege serving you, and I am committed to delivering even greater value in the years ahead.

As I reflect on the past five years (6 years as of april 2024), I am filled with gratitude for the opportunities, challenges, and accomplishments that have enriched my career. I am excited about the future and eager to continue contributing to the success and growth of Manulife.

Thank you once again for this incredible journey. Here's to many more years of collaboration, success, and shared achievements.

07/05/2024

"May insurance naman ako sa current company ko."

This is one of the reasons bakit hindi priority ng ibang employed ang kumuha ng personal protection plan.

BUT,

What if si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

What if an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

What if an employee resigns or gets laid off? Are they still qualified for the company benefits?

What if the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family's future?

When you become unemployed, will your LIFE SAVINGS be enough to pay for your hospital bill if you get critically ill?

This is why we NEED to get our PERSONAL protection plan.

Because we will NOT be an employee FOREVER

DM me now 🙂

Ctto

14/03/2024

When selecting an insurance company, it's crucial to prioritize several factors to ensure you're making a well-informed decision. One significant consideration is the company's longevity in the industry. Choosing an insurance company that has been in operation for a long time implies stability and dependability, suggesting that they have navigated through different economic conditions and market shifts successfully.

By investing time in research and due diligence, you can make an informed choice that provides you with peace of mind knowing that your insurance needs are in capable hands.

22/11/2023

Sharing to everyone my 1st Death Claim in my 5yrs of Being a financial Adviser in Manulife and to let everyone know that Life Insurance really pays.

She was an orphaned client of mine since her previous financial adviser was no longer connected with the company, 24 years of age and working in one of the fast food restaurants here in cebu. Got her first policy last april 2019, fast forward she was diagnosed with brain tumor last 2021 and her Critical Illness claim was processed immediately. Two Months ago I got a message from her previous financial adviser the she already passed away, it is in these times that I am most needed by the family of the client and as a Financial Adviser we always deliver what our company promised.

Nothing can replace the loss of a loved one, but having a life insurance policy helps ease the burden financially and this really shows the love of a sister to her family.

22/09/2023

Valued Clients, we are glad to inform you that the Philippines’ no. 1 insurance self-service platform is now an app! Manulife Online makes it easier and more convenient for you to access your Manulife policy anytime, anywhere. DOWNLOAD NOW!!!

✅View your policy information
✅Pay your premiums
✅Check your daily fund value
✅Update your personal details
✅Download official receipts and notices
✅Reinstate your policy

03/09/2023

2017: “Unahin ko na muna yung bahay at kotse…later nalang yang insurance.”

2021: “For Assume. Need Funds For Hospital Bills.”

— based on a lot of Filipinos’ experience.

23/05/2023

“LABAN LANG” and “GET WELL SOON” from friends can only do so much when you are undergoing a treatment for critical illness.
As of today, hospitals only accept money to provide such service. Money that either come from one’s pocket or from other people through debt or donation. Or better, from the insurance company you have a policy from.
Which do you think is the most convenient option?
Get yourself insured while you’re still healthy and eligible.

Address

Manulife 2Quad Building Ayala Business Park
Cebu City
6000

Telephone

+639496911391

Website

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