Your PRU Life Agent

12/09/2024

Why we need income protection...

What are the basics necessities of life? 🤔 They are food, clothing and shelter right?

However, all 3 of the above are in fact based on only one variable, which is “INCOME”. Think about it! Your income decides on the type of food you eat, your income decides what kind of clothes you wear, your income decides what kind of house you live in; this is your lifestyle.

Now, there are two ways to get INCOME; Either YOU WORK or SOMEBODY ELSE WORKS and provides for you.

As of now, you’re working on providing the food, clothing and shelter. Unfortunately, If something were to happen to you, somebody needs to immediately take over this responsibility for your family. This is exactly how income protection works. If you are unable to work, the insurance company will compensate for your loss of income.

There are many income protection products in the market, so spend some time to understand which one caters more to your current financial needs. 🙌🏻

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If you are a financial advisor reading this: Please share this with your clients and friends who you think should be aware of this.

Don't forget to join the Mentoring Family to get my presentation.

05/09/2024

Did you know?

04/09/2024

Insurance is like a parachute. You don't need it until you really need it.

03/09/2024

A little today can mean a lot tomorrow.

31/08/2024

“Akala ko enough ang 1Mpesos para magpahinga ng 1 year sa work”

30/08/2024

"I'm too young to buy life insurance... I'll buy it when I'm ready..."

If you've ever had this thought, this post is for you!

In your 20s, you might think you're too young for life insurance or that it's only for older people. But if you’re old enough to worry about your loved ones, live independently, date, marry, or have kids, you’re definitely old enough to consider life insurance.

Here are 4 reasons to buy life insurance now, while you’re young and healthy:

👉 Lower Premiums and Better Coverage
Your age and health are key factors in determining your life insurance cost. The younger and healthier you are, the lower your premiums will be. Use online calculators to estimate costs and see how much you can save by starting early.

👉 Peace of Mind
Insurance can’t be bought with money alone—it also requires health and age. Buying life insurance early lets you focus on what truly matters without the fear of sudden financial loss.

👉 Protect Your Savings
Medical bills won’t drain your bank account if you have a good insurance plan in place.

👉 Create a Legacy
In your 20s or 30s, you might not have significant assets yet. Life insurance can help you build a legacy and provide for your loved ones, ensuring you pass on assets—not debts.

Here’s What You Can Do:
✅ Ask yourself if you have enough insurance.
✅ If not, check if you can still purchase it based on your current age and health.
✅ If you're fully covered, great!
✅ If you’re unsure, figure out how much coverage you need.

Remember, insurance provides peace of mind for you and your loved ones. Get covered early because premiums will only increase over time. Speak to your Financial Advisor today!

29/08/2024

The New PruLink Global Tech Navigator Fund!

27/08/2024

23/08/2024

Have you protected your heroes at home?

19/08/2024

No. 1

Thank you for making us NO. 1!

With your unwavering trust, we proudly stand as the nation’s TOP life insurer in NBAPE and Total Premium Income for VUL, as ranked by the Insurance Commission for Q2 2024.

YOU are the spark that fuels our passion to be your most trusted partner and protector.

Because in everything we do, Our Reason is YOU!