Kathleen So

18/03/2023

Please support friends🙏🏻

15/03/2022

FOLLOW THIS SIMPLE RULE TO BUILD WEALTH

I bike every morning.
I love the exercise.
My only problem is that it makes my skin dark.
But that’s okay.
I’ve long accepted that I’m Tall, Dark, and, uh, Happy.🤪

I bought my bike for P20,000.
That’s cheap if you compare it to high-end bikes.
Expensive bikes sell for the price of a small car.
No joke.

Can I afford to buy a high-end bike?
Yes.
But did I buy? No.
Because I follow one simple rule:
“Grow your INCOME exponentially,
Grow your EXPENSES incrementally.”

If you follow this rule, you’ll wake up one day and say, “I’m financially free!”
What is Financial Freedom?
When your passive income from your investments is more than your monthly expenses.
Because of this, you’re free not to work anymore.
(I’m financially free, but I still work because I want to give more.)

Let me break it down this simple rule:

1) GROW YOUR EXPENSES INCREMENTALLY
You have no choice.
Your expenses will grow over time.
Because your responsibilities grow over time too.
But let your expenses grow SLOWLY.
How? KEEP YOUR LIFESTYLE SIMPLE.
So that at least 20% of your income, you faithfully invest.
Hey, a simple lifestyle doesn’t mean you don’t enjoy life.
I enjoy my little pleasures.
For example?
One day, I’m going to upgrade my bike.
I’m sure it still won’t cost the price of a car.
But I’m going to make it a nice reward.
I’ll buy it AFTER my investments reach my next goal.

2) GROW YOUR INCOME EXPONENTIALLY
Exponential doesn’t mean fast.
In fact, the exponential curve starts very FLAT and SLOW.
Like nothing is happening with your investing.
But after some years, your investments hit a tipping point.
And VABOOM!
Your money goes up like a rocket ship.
That’s what happens when you invest in great companies in the stock market for 10 to 20 to 30 years.

Our problem?
We lack patience.😎❤️

14/03/2022

Learn more about mutual funds and how they will help you in building your solid financial foundation.
Join us in our Financial Literacy Monday today at 2:00 pm. Don't miss out on this online lecture that will undoubtedly help you navigate the world of investment!
Register here to join: http://img-corp.net/events/zoom

06/03/2022

FORMAL EDUCATION WLL MAKE YOU A LIVING, SELF EDUCATION WILL MAKE YOU A FORTUNE.

Kapag nag bukas ka ng Savings Account sa BANKO. Ikaw ay isang DEPOSITOR.

Tuwing magdedeposit ka sa iyong Savings Account, HINDI yan itatago ni BANK sa Vault.

Ano ginagawa ng BANK0 sa pera ng mga DEPOSITORS? Syempre ini - INVEST yan sa mga INVESTMENT Vehicle kagaya ng MUTUAL FUNDS.

Kikita ng 12% ang Pera mo bibigyan ka ng BANK0 ng 1% na interest. Ang 11%?..... sa BANKO na.

Ang pera mo nagtatrabaho para sa banko. HINDI sa iyo.

Hindi ba mas maganda kung ikaw na mismo ang mag invest ng pera mo sa Mutual Fund?

Paano?!

Gusto mong matutunan ang TAMANG PAG SAVE & INVEST?
Ituturo yan ni IMG sa iyo.
Join our COMMUNITY and be your own MONEY MANAGER.

Feel free to SEND US MESSAGE.

05/03/2022

Is 100 pesos big or small for you?

Friend, today I have something to share with you, just a simple tip about saving money that I learned 5 years ago when I was invited to attend a financial seminar here in Cebu.
..Ironically, saving Php 100 a day is too big for most people to save, but spending Php 100 a day is too small for them.

If this is the case...

Why not we try to change our thinking or mindset?

Why not we think saving as an expense to afford our future spending?

Why not we think savings as our "Family Financial Freedom" bill?

Why not?

"The greatest discovery of all time is that a person can change his future by merely changing his mindset."

DID YOU KNOW?

That if you invest 100 per day at 12% average annual interest it will grow around;

3M in 20 years
10M in 30 years
31M in 40 years

What if we can save more?

How many 100 pesos you spent for nothing already?

When I learned about this it blew my mind!

Your 100 pesos a day is not big money to save and invest specially if you have big dreams for your family, but still saving 100 will really chang your future!

Financial education is the Key.

04/03/2022

Happy with what you have and work for what you want.

02/03/2022

Most people Don't realize these life scenarioes
-
1.) During retirement, your cost of living is still the same while you are working and receiving salary, SSS and GSIS cannot give that same monthly take home pay with your current job. Thus, retirement money from your employer becomes exhausted in the next 3 to 5 years.
-
2.) Medical cost already at its peak during retirement, can your SSS and GSIS alone can fund it?

Most cannot realize this because they still have money and retirement is still far. Most only realize when retirement is near and it is already too late. The best years to start saving is during our first salary.

Ctto

27/02/2022

09/02/2022

Amazing Friday awaits all Financial Educators as the President and CEO of Rampver Financials, Mr. Rex Mendoza, join us in the Leaders Call meeting on February 11 at 9:30 AM!

Let your teammates know about this awesome news and together, let us find out the latest updates on the Philippine economy and the stock market today!

Register here: https://img-corp.net/events/zoom

06/02/2022

See you😀

📌 Feb 07, 2022 || 7:00pm PH TIME

Meeting ID: 991-503-0972

Or you may click this link: http://bit.ly/Zoom-Teamchiever