The JUN ESMA Financials & General Services

The JUN ESMA Financials & General Services An Affiliate of Pacific Cross, OONA, Malayan, PhilCare, Intellicare, CosmoClimbs and Sun Life Grepa ACP100
(1)

21/05/2026

Seven-year, principal-protected structure with consistent annual payouts and a substantial life-cover legacy through a VUL plan with guaranteed acceptance.

Concise summary with Guaranteed Acceptance:

Seven-year term with principal protection at maturity: Your initial investment is safeguarded and returned at the end of the term.

4.5% annual payout (credit to the policy): Predictable annual cash flow linked to the VUL structure.

Life insurance equal to 125% of principal: Strengthens legacy via significant life coverage within the policy.

VUL-based legacy package:
Growth potential tied to market performance within a controlled risk framework, plus protection for heirs.

Guaranteed acceptance:
Easy entry for qualified applicants, with a smooth onboarding process.

Ideal for seven-year capital allocation:
Long-term planning with a focus on wealth transfer and protection.

If interested please click the LINK: https://forms.gle/j9tAbGTRy9shzy6V6

21/05/2026

Are you wealthy? Here is an alternative to your time deposit with protection just in case. Watch the video and if you think you have the money to park then take advantage of this limited offering.

17/05/2026

Limited Offer: SunLife Grepa on ProIncome

Grow Your Money. Secure Your Future.

Start building a stronger financial future with Sun Grepa ProIncome VUL — a smart investment designed to give you both income and protection.

✨ Enjoy these amazing features:
✔️ 4.50% Annual Payout for 7 Years
✔️ Life Insurance Coverage worth at least 125% of your one-time premium
✔️ 100% Return of Full Premium after 7 years
✔️ Globally diversified investments for long-term growth
✔️ Guaranteed acceptance up to age 80

Why let your money sit idle when it can grow and protect your future at the same time? 🌍

📞 Book your FREE financial consultation today!
👨‍💼 Engr. Jun Esma
Senior Agency Manager
📱 09989770277

⏳ LIMITED TIME OFFER — Available only until MAY 25, 2026 or until maximum limit allocated for tranche.

📩 Call or DM now to learn more and get a personalized proposal.



17/05/2026

Grow Your Money. Secure Your Future.

Start building a stronger financial future with Sun Grepa ProIncome VUL — a smart investment designed to give you both income and protection.

✨ Enjoy these amazing features:
✔️ 4.50% Annual Payout for 7 Years
✔️ Life Insurance Coverage worth at least 125% of your one-time premium
✔️ 100% Return of Full Premium after 7 years
✔️ Globally diversified investments for long-term growth
✔️ Guaranteed acceptance up to age 80

Why let your money sit idle when it can grow and protect your future at the same time? 🌍

📞 Book your FREE financial consultation today!
👨‍💼 Engr. Jun Esma
Senior Agency Manager
📱 09989770277

⏳ LIMITED TIME OFFER —Extended until May 25, 2026 or until maximum allocated limit for this tranche.

📩 Call or DM now to learn more and get a personalized proposal.


17/05/2026

Limited Offer: SunLife Grepa on ProIncome

Grow Your Money. Secure Your Future.

Start building a stronger financial future with Sun Grepa ProIncome VUL — a smart investment designed to give you both income and protection.

✨ Enjoy these amazing features:
✔️ 4.50% Annual Payout for 7 Years
✔️ Life Insurance Coverage worth at least 125% of your one-time premium
✔️ 100% Return of Full Premium after 7 years
✔️ Globally diversified investments for long-term growth
✔️ Guaranteed acceptance up to age 80

Why let your money sit idle when it can grow and protect your future at the same time? 🌍

📞 Book your FREE financial consultation today!
👨‍💼 Engr. Jun Esma
Senior Agency Manager
📱 09989770277

⏳ LIMITED TIME OFFER — Available only until MAY 25, 2026 or until maximum limit allocated for this tranche.

📩 Call or DM now to learn more and get a personalized proposal.



13/05/2026

Grow Your Money. Secure Your Future.

Start building a stronger financial future with Sun Grepa ProIncome VUL — a smart investment designed to give you both income and protection.

✨ Enjoy these amazing features:
✔️ 4.50% Annual Payout for 7 Years
✔️ Life Insurance Coverage worth at least 125% of your one-time premium
✔️ 100% Return of Full Premium after 7 years
✔️ Globally diversified investments for long-term growth
✔️ Guaranteed acceptance up to age 80

Why let your money sit idle when it can grow and protect your future at the same time? 🌍

📞 Book your FREE financial consultation today!
👨‍💼 Engr. Jun Esma
Senior Agency Manager
📱 09989770277

⏳ LIMITED TIME OFFER — Available only until MAY 25, 2026

📩 Call or DM now to learn more and get a personalized proposal.


03/05/2026

Sun Grepa Secure Income: A Wealth-Guard Plan for Professionals

Imagine a tree that grows year after year—and pays you a steady income for life. Tailored for doctors, lawyers, entrepreneurs, and executives, Sun Grepa Secure Income delivers protection with lifelong income.

Plant Once, Earn Forever: Guaranteed Lifetime Income

Starts in year 6 and never stops
Builds a reliable cash flow for retirement or family needs
Especially valuable for high-earning professionals planning for a long, secure horizon

Double the Shield: 200% Life Coverage

Coverage equals 200% of your applied face amount
Protects family, clears debts, funds future goals (practice expansion, education, exits)

The Long Game Pays Off: Centenarian Benefits

Payouts at 80, 85, 90, 95: 25% of face amount
At 100: 100% payout
Helps bridge longevity planning for professionals with extended careers

Predictability Over Guesswork

Fixed, predictable returns
Reduces worry during market downturns and aligns with high-income stability

A Gift That Keeps Giving: Build a Financial Legacy

Lifelong income + substantial death benefits
Creates a cushion for generations, including practice partners and heirs

Set It and Benefit: Simple by Design

No constant monitoring
Automate premiums for stress-free consistency

Secure today, thrive tomorrow. A steady foundation for retirement, family protection, and lasting wealth—designed with doctors, lawyers, entrepreneurs, and executives in mind.

Interested? Call 0998-977-0277 for an appointment or DM me directly or click the link: https://forms.gle/m988BetZHMmex9gE8

01/05/2026

Secure Lifetime Income and Legacy with SUN GREPA SECURE INCOME

If you’re a lawyer, doctor, or entrepreneur, you know proactive planning is essential to protect your business and your family’s financial future. With 31 years of experience in life insurance, I’ve found that the most satisfied VIP clients are those who start saving early and stay committed. They’ve seen the value of disciplined planning and the peace of mind that comes with a secure future—and they rarely regret starting sooner.

Here’s a compelling plan I’m offering: SUN GREPA SECURE INCOME

Guaranteed lifetime income starts at the end of year 6 (beginning of year 7):

This plan provides a guaranteed 6% lifetime income for as long as the plan holder lives, with the income commencing at the end of the 6th year, ensuring you have a stable cash flow right as you enter retirement.

Legacy option for your children:

If you have children, you can structure the plan as a legacy. You can be the owner and payor, while enjoying living benefits during your lifetime. After you pass, your children continue to receive the living benefits, and a life insurance component supports the next generation.

Flexible use of cash flow:

For high-net-worth families with liquidity, this plan offers a smart alternative to keeping cash idle in the bank. It helps your money work harder for you, while preserving and growing your retirement income.

Travel and lifestyle harmony:

With guaranteed income, you can travel or pursue ventures without sacrificing future retirement security.

Proactive protection for busy professionals:

Lawyers, doctors, and entrepreneurs often don’t have time to meet a financial planner regularly. This plan is designed to fit into a busy schedule while delivering robust protection and growth.

Why this plan works for you
Reliability: A guaranteed income stream that you can count on, even in uncertain markets.

Legacy you control: The owner and payor can pass benefits to children exactly as you intend.

Living benefits: Access to living benefits can provide financial flexibility during your lifetime.

Structured for cash-rich families: Makes efficient use of liquidity, turning idle cash into ongoing value.

If you’re interested in learning more, I’d be happy to discuss how SUN GREPA SECURE INCOME can fit your goals. Please call 0998-977-0277 or DM me directly to schedule a convenient time.

Best regards,
Engr. Jun Esma, ECE, MMExM, LUTCF, CIS, RFC, MDRT-COT
Senior Agency Manager
The Jun Esma Financials and General Services
☎️ 09989770277
📧 [email protected]

゚everyone ゚ ゚

01/05/2026

Secure Lifetime Income and Legacy with SUN GREPA SECURE INCOME

If you’re a lawyer, doctor, or entrepreneur, you know proactive planning is essential to protect your business and your family’s financial future. With 31 years of experience in life insurance, I’ve found that the most satisfied VIP clients are those who start saving early and stay committed. They’ve seen the value of disciplined planning and the peace of mind that comes with a secure future—and they rarely regret starting sooner.

Here’s a compelling plan I’m offering: SUN GREPA SECURE INCOME

Guaranteed lifetime income starts at the end of year 6 (beginning of year 7):

This plan provides a guaranteed 6% lifetime income for as long as the plan holder lives, with the income commencing at the end of the 6th year, ensuring you have a stable cash flow right as you enter retirement.

Legacy option for your children:

If you have children, you can structure the plan as a legacy. You can be the owner and payor, while enjoying living benefits during your lifetime. After you pass, your children continue to receive the living benefits, and a life insurance component supports the next generation.

Flexible use of cash flow:

For high-net-worth families with liquidity, this plan offers a smart alternative to keeping cash idle in the bank. It helps your money work harder for you, while preserving and growing your retirement income.

Travel and lifestyle harmony:

With guaranteed income, you can travel or pursue ventures without sacrificing future retirement security.

Proactive protection for busy professionals:

Lawyers, doctors, and entrepreneurs often don’t have time to meet a financial planner regularly. This plan is designed to fit into a busy schedule while delivering robust protection and growth.

Why this plan works for you
Reliability: A guaranteed income stream that you can count on, even in uncertain markets.

Legacy you control: The owner and payor can pass benefits to children exactly as you intend.

Living benefits: Access to living benefits can provide financial flexibility during your lifetime.

Structured for cash-rich families: Makes efficient use of liquidity, turning idle cash into ongoing value.

If you’re interested in learning more, I’d be happy to discuss how SUN GREPA SECURE INCOME can fit your goals. Please call 0998-977-0277 or DM me directly to schedule a convenient time.

Best regards,
Engr. Jun Esma, ECE, MMExM, LUTCF, CIS, RFC, MDRT-COT
Senior Agency Manager
The Jun Esma Financials and General Services
☎️ 09989770277
📧 [email protected]

゚everyone ゚ ゚

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Cebu City

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