Makku Mercado

24/03/2025

Unboxing Video TH Studio Luffy on Throne

Thank you ninong Toy KingDon lifetime warranty

01/05/2024

Madaming mura pala dito sa japan 😁

18/10/2022

Break the Generational Poverty!

An excerpt from the person I look up in wealth management

“99% of all Filipino seniors are not financially viable until death. What does that mean? It means money runs out ahead of life for 99 of every 100 Filipinos in this country. The average Filipino cannot sustain himself because when he is still earning, he can't and does not save for his own retirement. Why?

The typical Filipino adult today belongs to the "bibingka" generation. Such a reference draws from the manner by which bibingka is cooked: fire above and fire below. Many Filipinos find themselves in that fiery squeeze of financially supporting parents generationally above them while raising their own kids below them. AT THE SAME TIME. With all these obligations in the present, the future will have to take care of itself, right? Bahala na. Sadly, it does not.

While there are times when we find that role, at best, difficult to appreciate (on some days), and at worst downright hateful, (on other days), parenthood is still definitely a blessing we all should cherish and treasure. Without trivializing the daily struggle that the bibingka society imposes on many of us, a little perspective (over a much longer timeline) will help. Immeasurably.

If 99% of all seniors die penniless, it stands to reason that 99% of the time, what is left behind is not generational wealth but generational poverty. In a country with a practically non-existent healthcare system, debt is often the final act before death. This guarantees that the cycle of dependency continues as every generation is trapped by a legacy of financial desperation and want. Trapped in the bibingka generation.

This vicious cycle has to stop. And if you can't build wealth, achieve financial independence for yourself and pass on a financial windfall to your kids, please guarantee you stop the cycle by not passing on debt when you go. The most precious legacy you can leave behind is to give your kids a clean slate and allow them to pursue their financial dreams freed from the chains of the bibingka generation. For that, a simple solution is available. Get life insurance.”

17/10/2022

The iPhone 14 Pro Max 1TB Storage @ 109,990.

Should one buy or not? The quick answer? It depends on who is buying. The complete answer? It depends on what kind of money the buyer is using.

If you are using capital income to buy your iPhone, that transaction doesn't lower your net worth and comes practically at no cost to you. Free. Why? Because you are using money made by your money. HOW you make your money is the real measure of wealth.

If you are using labor income to buy it, I urge you to give it a second, even a third, think. More so if the money is yet to be earned by the labor you must expend to pay for it.

There is no such thing as a good or a bad purchase. Only the wrong or right buyer.

12/10/2022

Taking care of one aspect of health is the first step to overall wellness. Here are five universal guiding principles to better health.

💡Life is short, so live it well, live it prepared!

No matter where you are on your health journey, it’s still possible for you to turn your life around and start living more healthily. Life is short. So, try to enjoy it the best way you can by taking care of yourself in every aspect of health.

08/09/2021

Right Mindset!

17/03/2021

Yayaman at Papayat ako!

09/03/2021

A Friendly reminder

04/03/2021

“It’s not your SALARY that makes you rich, it’s your SPENDING HABITS.”

10/02/2021

Be in control of your finances.