Financial Planning Made Simple l Hazel Olvez l PRU LIFE UK

22/09/2026

17/09/2026

*PRUHealth Prime*

_*Definition, Features, & Benefits*_

🧩 *Definition*

*PRUHealth Prime is a 20-year-pay investment-linked life insurance plan covering death, cancer, and hospitalization until age 85*, with an Early Stage Cancer Benefit that can advance 50% of the Sum Assured, subject to applicable limits.

✨ *Features*

- *Product Type:* Limited-pay investment-linked product

- *Benefit term period:* Up to age 85

- *Issue age:* 0 (30 days) to 60 years old

- *Premium payment term:* 20 years to pay

- *Mode of payment 😗 Annual, Semi-annual, Quarterly, and Monthly

- *Minimum Sum Assured:* ₱500,000

🌟 *Key Benefits*

✅ *Death benefit*

*Sum Assured + Value of Units + 125% of all Top-ups*

*Less applicable deductions* such as:
- 125% of withdrawals from Top-up units
- Advanced Early Stage Cancer Benefit claims
- Policy debt

✅ *Maturity Benefit*

If the policy reaches *age 85*, the maturity benefit is:

- *Sum Assured + Value of Units*

- *Less any advanced Early Stage Cancer Benefit claim*

✅ *Early Stage Cancer Benefit*

Upon diagnosis of a covered Early Stage Cancer, the plan can *advance 50% of the Sum Assured.*

The benefit is capped at:

- *₱3.75 million for adults*
- *₱1.5 million for juveniles*

*_Note: After claiming the Early Stage Cancer Benefit, the coverage continues, but at a lower Sum Assured._*

✅ *Late Stage Cancer Benefit*

- *Full Sum Assured + Fund Value less any Early Stage Cancer Benefit already claimed.*

*_Note: Once the Late Stage Cancer Benefit is claimed, the policy terminates._*

✅ *Hospital Income Benefit*

If the Life Insured is hospitalized due to covered Early Stage and/or Late Stage Cancer:

- *Pays 0.125% of the Sum Assured per confinement day*
- *Maximum of ₱10,000 per day*
- *Twice the amount of the Hospital Income Benefit will be paid daily if hospitalization is in the Intensive Care Unit (ICU).*

⚠️ Important Conditions

- *Filing Rule:* File this claim at the same time as your main cancer benefit.
- *Per Confinement Limit:* Maximum of 45 days per hospital stay.
- *Lifetime Limit:* Maximum of 90 days total for the entire policy.

✅ *Post Hospitalization Benefit*

- For Late Stage Cancer, the plan provides a ₱5,000 lump sum for a specialist doctor visit following discharge.

✅ *Loyalty Bonus*

- Receive an *additional ten percent (10%) of every regular premium* paid starting on the *11th up to the 20th policy year.*

- *No Loyalty Bonus will be allocated on the following circumstances*:
1. On a top-up that is paid;
2. When a regular premium was not paid within the grace period of 31 days from the date they are due;
3. When the policy’s withdrawals exceeds all top-ups; or
4. When the policy’s regular premiums have been reduced.

09/07/2026

Real peace of mind is knowing secured na ang college education ni baby.

09/07/2026

🩺 Because their smiles deserve a lifetime of protection. 💖

As parents, we want to give our little ones everything—the best education, a happy home, and a bright future. But part of protecting that future means preparing for the unexpected.

With PRUHealth Prime, you can secure critical illness insurance for your kids (from 30 days old to 17 years old) with a 20-year premium term.

✨ Key Benefits Include:

Up to ₱3,000,000 Sum Assured for Death and Late-Stage Cancer or Critical Illness

Up to ₱1,500,000 for Early-Stage Cancer

₱10,000 per day Hospital Income Benefit to ease financial worries during tough times

Let's ensure their happiness and your peace of mind today.

📲 Send me a message or comment below to get a free proposal customized for your child! 💼

09/07/2026

🚗 Car insured? Yes.
🏠 House insured? Yes.
💎 Jewelry insured? Yes.
👨‍👩‍👧‍👦 Family insured? ...... Php 0.00?

We often prioritize protecting our material possessions, forgetting that the most valuable asset we have is the one provider making it all possible—and the loved ones we want to protect.

08/07/2026

PRUSteady Income

A 20-year endowment insurance plan that gives you guaranteed coverage and steady cash benefits, so you don't have to choose between enjoying life today and planning for your future.

08/07/2026

Early detection saves lives, but a solid critical illness plan protects your hard-earned savings and your family's future

07/07/2026

Hindi ko kailangan ng insurance.

Madalas natin itong marinig, at baka isa ka rin sa mga nakapagsabi na nito. Pero ang totoo, karamihan sa atin ay iniisip na ang life insurance ay para lamang sa "huling yugto" ng buhay.

Dahil dito, marami ang hindi nakakaalam kung ano ang tunay na halaga at proteksyon na ibinibigay nito habang tayo ay nabubuhay. Ang insurance ay hindi gastos—ito ay paghahanda para sa mga pangarap mo at ng pamilya mo.

07/07/2026

Bilang mga magulang, walang mas hihigit pa sa pangarap nating makitang grumaduate ang ating mga anak Pero alam naman natin na taon-taon, patuloy ang pagtaas ng matrikula sa kolehiyo.

Huwag nating ipagkait ang pangarap na kurso ng ating mga anak dahil lang sa kakulangan sa budget sa hinaharap. Maging handa at magplano ngayon

07/07/2026

Parang kailan lang nung nangibang-bansa ka para sa pangarap ng pamilya. Pero ang tanong, Kabayan: Kailan ka naman uuwi para sa sarili mo? ✈️💼

Huwag hayaang mapunta lang sa buwanang gastusin ang iyong pinaghirapan. Simulan nating patubuin ang iyong ipon at protektahan ang iyong pamilya sa pamamagitan ng tamang Insurance with Investments at Retirement Planning.