Money Making Cents

21/02/2023

05/11/2020

See? Please find these tips helpful to struggling to save, invest and retire abundantly 😊

20/07/2020

Yes, please give your money a purpose...

13/06/2020

DUDA NOW! PULUBI LATER
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A friend once told me, "Ayoko ng insurance kasi unang una, pinapayaman mo lang ang ahente diyan." 😂

My friend didn't know that I am part of the industry already. And when I told him that I am also a financial advisor, I saw a hint of embarrassment on his face. But don't get me wrong, I still love my friend despite his statement.😂😂😂 It just made me realize though, that it could be one of the many reasons (or excuses) of people why they don't want to get an insurance.

They do not realize the circumstances of their traditional beliefs:

So guys, if you can only promise all the financial advisors these three things:

1. YOU WON'T GET OLD
2. YOU WON'T GET SICK
3. YOU WON'T DIE

Then you wouldn't see our faces anymore.
BUT if you cannot, DO YOURSELF A FAVOR, rush to your financial adviser friend (kahit hindi sa akin) and get an insurance. It will just take you 15mins of your time to know your options. You owe this to your future self.

Think about it! 😉

Ctto

11/11/2019

Kelan ka magstart? Pag di na pwede? Marami pang gastusin, pano kung maaksidente at madisable, pano ang diskarte??

07/11/2019

REPEAT IT TO YOURSELF... 😍😘😘

06/11/2019

Send me a message for a financial wellness....

06/11/2019

“Retirement could be the longest holiday of your life, or it could be the longest nightmare. Depends, how you prepared for it.”

Sandwich generation stops when we make a decision to take responsibility for our future. If you’re 40 years old, you have about 20 years left before you retire, that’s 240 months left. You forego for another month, then it’s down to 239 months, and so on and so forth.

Time can be an ally or a threat. What you do today till your last working day determines the quality of life you’ll have during your retirement.

Credits to:
™️

04/11/2019

Why does it pay to insure yourself and make an investment as early as you can?

As insurance is an asset (not an expense), you pay a smaller amount for the guaranteed benefit that gives you in return.

Take for example the 30 year old male. Minimum amount to pay is 2,000 monthly (24k annual). In only 10 years, he just paid out a total of 240,000. But what is his minimum guaranteed insurance coverage? 700,000. That's 460,000 MORE than what he paid. Plus he has a bonus investment that when left long-term to grow, can help add funds to our retirement years.

That makes insurance one of the best assets we can get for ourselves and our families.

But since as we grow older our insurability decreases (meaning we get more prone to sickness and death), insurance premiums increase as we age.

Take for example the 45 year old male. His minimum payment is now at 3,000 monthly (36k annual). In 10 years, that would be 360,000. He is still insured for 700,000 (still higher than what he paid, only more advantageous for the 30 year old who just paid a total of 240,000). Since the 30 year old also started earlier, this gave his investment a longer time to grow, as illustrated below. What more if you get for your children while they're young.

Time is our friend in terms of insurance and investments. 🙂 Not only do you give yourself financial protection as early as possible (especially while still healthy and free from medical conditions), but you also get the most value out of your money.

If you've given this thought already, I am always here to help. 🙂

Your Sun Life Advisor,

Juna Ortega
09161363685

04/11/2019

INSURED ka na, may INVESTMENT ka pa sa STOCK MARKET!

Start saving 1500, 2000, 3000, 5000 and up per month NOW!

"Benefits"

- Life Insurance up to AGE 100
- Accidental Death Benefit
- Income Protection from Critical Illness
- Waiver of Premium for Total Disability
- INVESTMENT that can be used for your future goals (Retirement, Education, Business and Travel!)

For Free Quotations,PM me with the following:

- Plan Amount (e.g. Plan 5,000.00)
- Complete Name
- Birth Date

The younger you start, the lower the cost of insurance and the higher the investment return.

Start investing TODAY!

PS. Premiums will depend on the person's age, smoking habit and lifestyle.