Ken Palubon - AXA Insurance Philippines licensed Financial Advisor

Ken Palubon - AXA Insurance Philippines licensed Financial Advisor Teaching true financial freedom God's way. Responsible stewardship today secured for future. Hello there! Kamusta po kayo? Ako po si Ken Bernabe Palubon.

Isa akong Philippine licensed AXA financial advisor. I focus on giving solutions to Filipino breadwinners. I know health matters and in my job, I am more than capable of helping you have the health protection you and your family needs because Im also an AXA Certified Health specialist. Alma mater ko ay sa University of Santo Tomas. Naging paralegal din po ako at may kaalaman sa ating mga batas ka

ya makakaasa kayo na sigurado na legitimate ang AXA Philippines bilang insurance company. Addressing the Common trust issues and concerns about Insurance:

- > Para po malaman natin kung scam ang isang bagay, ito ang dapat natin gawin:

1. Alamin natin background o mga detalye tungkol sa kompanya. Ano ba si AXA? Bakit AXA, local ba ito o foreign company? Global company ang AXA at nasa France ang main office nito. 1816 noong nagsimula ang AXA sa France at nagbranch naman dito sa Pilipinas nitong 1999. About AXA Philippines

Established in 1999, AXA Philippines is one of the largest and fastest growing insurance companies in the country. It offers financial security to over 1 million individuals through its group and individual life insurance as well as general insurance products. AXA Philippines is one of the first to introduce bancassurance operations in the country, and is among the pioneers in the investment-linked insurance sector. AXA Philippines is one of the largest and fastest growing insurance companies in the country, offering financial security to over 1 million individuals through its group and individual life insurance as well as general insurance products. AXA has more than 7,000 financial advisors in more than 40 branches, and more than 900 financial executives in over 900 Metrobank and PSBank branches nationwide. AXA now offers a complete range of products for all its customers' insurance and financial protection needs, including savings and investments, health plans, and income protection as well as general insurance: fire, motor/car, marine cargo, personal accident, bonds, casualty, and engineering insurance products. AXA Philippines closed 2022 with P2.5 billion in consolidated net income from both its life and general insurance businesses. Today, AXA has more than 7,000 financial advisors in more than 40 branches, and 4,000 financial executives in over 900 Metrobank and PSBank branches nationwide. AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission and has following licenses to operate: 2019/37-R and 2019/40-R. About GT Capital

www.gtcapital.com.ph

GT Capital (PSE: GTCAP) is a listed major Philippine conglomerate with interests in market-leading businesses across banking (through Metropolitan Bank & Trust Co.), automotive assembly, importation, wholesaling, dealership, and financing (through Toyota Motor Philippines, Toyota Financial Services, and Toyota Manila Bay Corp.), property development (through Federal Land, Inc.), infrastructure and utilities (through Metro Pacific Investments Corp.), and life and general insurance (through AXA Philippines). GT Capital is the primary vehicle for the holding and management of the diversified business interests of the family of Dr. George S.K. Ty in the Philippines. About Metropolitan Bank and Trust Company (Metrobank)

The Metrobank Group is a premier financial conglomerate with a diversified portfolio of industry-leading businesses that include Philippine Savings Bank, First Metro Investment Corporation, Metrobank Card Corporation, and ORIX Metro Leasing and Finance Corporation. It was awarded the Best Commercial Bank and the Strongest Bank in the Philippines by various award-giving agencies. Metrobank is a component company of GT Capital Holdings, Inc., whose major business interests include financial services, automotive, property development, infrastructure and utilities, and life and general insurance. Fan ka ba ng NBA? sila Kobe, Jordan at Lebron James at Stephen Curry ay ilan sa mga sikat na NBA players. Alam mo ba na si AXA insurance ang sumasagot sa gastos nila tuwing naiinjure sila? NBA at si AXA - the Official Insurance Partner of NBA Philippines

AXA Philippines is now the Official Insurance Partner of the NBA in the Philippines. Assisting clients in making the right financial decisions by offering innovative solutions. Similar to how a coach in the NBA helps his team win a game. This partnership with the NBA highlights common principles between the companies. Teamwork, integrity, courage, innovation and the foresight for customers to power up their game plan, not just on the physical playing field, but also on the hard court that is life. AXA Philippines shares NBA’s commitment to innovation and looks forward to joining NBA in creating new and exciting experiences for passionate fans. Serving as the presenting partner of NBA 3X Philippines, AXA Philippines will also support the league’s global youth basketball participation program, the Jr. NBA Philippines. AXA Philippines has also pledged its support to NBA Cares, the league’s global social responsibility program that engages 12 million youth annually. AXA Philippines products are like winning NBA moves: Global Health Access for defense against unforeseen medical expenses. AcademiX for protection versus the rising cost of education. AXelerator and life Basix for savings and income protection. Whether on the basketball court or in the game of life, proper coaching, the right strategy, and the support of a strong partner are vital in reaching your goals, just like AXA and the NBA. So, what’s your game plan? Maging AXA insured ka na! Tupadin mo ang GOALS mo kasabay ng kasiguraduhan Protektahan mo KALUSUGAN ng sarili mo at pamilya mo ng walang stress. MaAXAhan mo ko tulungan ka at kapartner mo si AXA para sa pag abot sa kinabukasan ng mga importante sa iyo. AT dahil nasa pagiging SIGURADO na din tayo, may incentive din si AXA sa mga insured nito na habang sila ay insured protektado ang HEALTH nila up to age 100 gamit ang Life at Health insurance policy nya, dahil LONGTERM ito, may punto sa pagiging epektibo ng policy coverage na pede kayo mag top up o PUMILI ng pamumuhunan o INVESTMENT at maging stockholder sa mga dividends o sobra nila kita participating big time companies. ilan sa mga ito ay Jollibee, SM, Google, Amazon at Ayala etc. Sa pagkakataon din na iyon, may mga investment market o GLOBAL FUNDS na binubuo ng mga malalaking kompanya tulad ng lokal at foreign kung san pag may sapat ng ACCOUNT VALUE o pondo ang insurance policy ni insured ay pede sya magsabi sa akin na Advisor nya na nais nya magbigay ng pili or certain amount as investment sa isang particular fund at hayaan na lumaki ang investment nya paglipas ng ilan taon habang TULOY TULOY pa din ang COVERAGE OF PROTECTION mo bilang Insured ky AXA. REWARD MO ang INSURANCE in the longrun o sa FUTURE:

ANO BA LAYUNIN O PURPOSE NG INSURANCE? Bakit siya mahalaga? Bakit kami makulit? Ito kasi yun. ( sagot nya lahat ng gastos in case of HOSPITALIZATION, DISABILITY O NASA FINISH LINE ka na)
Life insurance
Health insurance
Variable Universal Life


-->>May official website ang AXA insurance, ito po ay https://www.axa.com.ph/about-axa

-->>Para sa dagdag kaalaman pa tungkol kay AXA Philippines at sa mga produkto nito, may official youtube channel po kami
https://www.youtube.com//featured. Ito naman ang masasabi ko --> ang advise ko sa inyo sa kabutihan ng pagiging Insured ay:

Mabuti ang pagiging Insured habang bata pa at malakas pa ang kita at ang katawan dahil mas abot kaya mo ang pagbayad ng premiums. Pagiging insured ay pagiging sigurado sa kakayanang protektahan ka bilang breadwinner o provider sa oras na kailangan mo ito at ng pamilya mo.

21/10/2024

Breadwinners, What's most important to you? Have you already secured them? Do so.

Champion Pinoy breadwinners!ONE OF THE EFFECTIVE USES OF INSURANCE IS MRI (Mortgage Redemption Insurance) in the form of...
21/10/2024

Champion Pinoy breadwinners!

ONE OF THE EFFECTIVE USES OF INSURANCE IS MRI (Mortgage Redemption Insurance) in the form of Term life insurance.

Did you know may affordable na paraan upang maipagawa mo ang dream house mo, dream land mo or condo unit na gusto mo bilhin?

Sa panahon po ngayon, ang costs ay tumataas. It means na dapat may ginagawa tayo mas maging masinop sa income natin lalo na may future tayo na kinokonsider.

Isa sa goals ng bawat breadwinner ay magkaroon ng DREAM HOUSE or Unit, so kelangan na may sapat na ipon para maafford sya pero, reality is kung minimum wage earner ka, masyado matagal before mangyari yun so we get a loan usually.

Alam nyo po ba may solution din ang pagkuha ng isang klase ng insurance para meron kang guaranteed na pambayad na hindi manggagaling sa properties mo?

Yes meron po.

The bonus thing is since term life insurance sya, you get a bigger coverage with little budget you have.

How does it work? Base sa amount ng property na gusto mo bilhin, yan po ang gagawin natin coverage and the corresponding premium will be paid. The plan will serve as security ni bank para iapprove loan so in case may something na mangyari while binabayaran ang loan, the Mortgage redemption insurance will pay off the entire loan so your family dont need to.

Value nya is para di mahirapan family and maforce sila maghanap ng means to answer yun financial burden na di nacomplete because of unexpected.

It's the essence of being financially ready.

Ito po usual advice kay client.

I advised my client to get an MRI (mortgage redemption insurance)

Isa ‘to sa mga ginawa ko for my client to have peace of mind WHILE paying for their 30-year condo payment

May 4.2M pesos siyang kailangan bayaran for the next 30 years, kaya ang binigay kong insurance to her is 4.2M pesos as well.

🚫 Paano kung walang MRI ang client ko and God suddenly calls her? What will happen?
— Her family will need to pay the remaining years of contract. Ang problema dito, paano kung walang means ang maiiwan niya? Sayang ang years of payments. Sayang ang property.

✅ Bakit magandang may MRI kung may binabayaran kang properties?
— Simple lang. MRI ang sasalo sa natitirang payments sa loan o sa bangko.

Generally, nire-require na rin ang insurance kapag kumukuha tayo ng mga hulugang properties.

Point is— WE all need life insurance. And while we keep on ignoring the need of it, the cost is getting ❗️HIGHER❗️

I accept all inquiries about how Mortgage Redemption insurance works.

Send a message!

ctto Financial Coach Ken.

strategies smarts

Para sa mga nagtatanong kung ititigil ba nila ang VUL nila.Para sa mga nagtatanong kung pwede ba mag-withdraw or kunin l...
21/10/2024

Para sa mga nagtatanong kung ititigil ba nila ang VUL nila.
Para sa mga nagtatanong kung pwede ba mag-withdraw or kunin lahat ng fund value.
Para sa mga nagtatanong kung bakit may charges ang VUL.
Sana makatulong ito😊
Tandaan: Kumukuha tayo ng VUL (o kahit term insurance) HINDI para yumaman, kundi para hindi maghirap ang mahal natin sa buhay kapag kinuha tayo ni Lord. At para maprotektahan ang ating income, at hindi basta basta maubos kapag tinamaan ng sakit. Wag lang tayo magfocus sa charges or sa fund value.
Focus tayo sa biggest why bakit tayo nagpa-insure.😉
Kuya Kim Advisor
July 12, 2022
·
Ang VUL insurance ay parang kotse.
Hindi aandar ang kotse (protection) kung walang gas (premium).
Kada paandar ng kotse, nababawasan ang gas. Ayaw mong mabasa ng ulan, covered ka ng kotse. Ayaw mong makipagsiksikan sa public transpo, safe ka sa loob ng kotse. Ayaw mong mainitan at pagpawisan, buksan mo lang ang aircon ng kotse (comfortable living), babawas din yon sa gas. (insurance charges)
Ngayon yung ibang portion ng gas(premium) mo, ay sa 'fund value' naman ma-aallocate (gas reserve) para makapunta sa destinasyon (pangarap/goal) mo ng worry-free.
Kung gusto mong mas tumagal ang andar ng kotse mo at kung gusto mong mas malayo ang marating ng pangarap/goal mo... regular ka dapat magdagdag ng gas (premium payment or top up).
Naubusan ka bigla ng pang-gas? tapos huminto ka muna sa paghayad? Ayos lang din naman.
Hindi agad titigil ang andar ng makina. (covered ka pa din) May reserve gas ka remember??
Kaya lang...babagal na ang takbo (hahanap ka ng pang-karga ulet sa daan) at apektado na rin ang mararating ng kotse mo, dahil sa fund value (reserba) ito kukuha para mapanatili ang andar ng makina (or coverage mo).
At kapag dumating ang oras na naubos na ang gas reserve, hihinto na din ang andar ng kotse (protection) mo. Kaya wag mong hahayaang maubos ang fund value, kasi ito rin ang buhay ng policy mo.
Ayaw mo naman masayang ang pera na pinambili mo ng kotse at gas tama ba?
Ganon din ang insurance. 😉
Ctto Kim Louie Padero

Freedom

sa pamilya

19/10/2024

The green flag to know whether its safe to invest or not is before&after you pay, you are informed.

Address

Bulacan
Bulacan
3017

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