Money Steward

14/04/2021

We got that power every time! 💪

05/04/2021

San aabot ang 1k mo? 🤔

Sa Mutual Fund investment, malayo ang mararating ng 1k mo. 👍

Kaya wag ng magpatumpik-tumpik pa...

INVEST na! 😉🤩

Send me a message to learn more. 😎

01/02/2021

“Oh, that You would indeed bless me and enlarge my territory, that Your hand might be with me, and that You would keep me from evil, that it may not bring me hardship!” -Jabez’ Prayer

I personally like this prayer & this is my declaration this year…

That just as the Lord granted the prayer of Jabez, He would also grant mine…

That God would wonderfully bless me & my work, and that He would be with me in everything I do so that I can prosper & be free from hardships…

Thank You Lord! 🙏🙌

30/01/2021

Yey! 👏🎉

Natapos na natin ang 4 concepts na siguradong makakatulong sa pagma-manage ng ating finances kung i-a-apply natin…

Just a quick recap…

✅ X-Curve Concept o ang ideal relationship ng ating responsibilities & money as we age.

✅ Building a Strong Financial Foundation before investing para siguradong safe & protected ang ating investments at loved ones.

✅ Pay God & Yourself First o ang pagsunod sa 10-20-70 rule, 10% of your salary goes to your tithes, 20% for yourself which you can invest and 70% for your living expenses.

✅ Rule of 72 or the power of compounding interest.

Ang susi for all of these to work ay TAYO mismo, ikaw at ako.

All of these concepts are good pero kung hindi natin susundin, nothing will happen. 😉

Kaya kilos na habang maaga.

The younger you start, the better.

Hindi lang ito para sa’yo, para rin sa pamilya mo. 😍

Share mo naman ang mga konseptong ito sa loved ones mo para sabay-sabay tayong mabago ang buhay through financial wisdom.

Follow this page for more. 👍

29/01/2021

Bagong sweldo?

Wait...! 🚫

Bago mo gastusin ang pera mo, try mo munang i-allocate ang pera mo using this concept...

✔️ Pay God first by giving Him 10% of your salary or tithes. As Christians, we know that that portion belongs to Him.

✔️ Pay yourself by saving 20% of your salary. You can use it to invest.

✔️ Then use the remaining 70% for your expenses. Mag-stick ka lang sa amount na ito & yan lang ang pagkasyahin mo.

If you'd apply this concept at mailagay mo sa tamang investment ang 20% mo, you'll surely build your wealth overtime. 💪

O diba basic... 😎

Pero pwedeng mahirap para sa atin especially if meron tayong mga utang na binabayadan...

The simple solution to that is to stop the "utang" habit...

Sikaping mabayadan agad ang mga utang lalo na yung malaki ang interest... At 'wag na ulit umutang. 😉

Let us live within our means...

Tinuro na sa'tin ito ng pandemic...

Essentials lang pwede na. 😁

At tandaan pagkasweldo, PAY GOD & YOURSELF FIRST. 👍

Follow this page fore more.

28/01/2021

The Rule of 72 is an easy way to know how many years an investment doubles given a certain interest rate… 🧐

The formula is simple, just divide 72 by the interest rate and that’s it - you now know when your money will double… 😎

For example, if you put your money in an investment with 3% interest rate, then your money will double after 24 years (72/3)...

Although this rule just gives us an estimate, it is still useful to know how this compounding interest works… 💡

This can guide us on the right investment we should be doing…

Now we can check for ourselves whether the institution we are putting our money into is really the right one for our investment goals…

If you’re satisfied with 0.5-3% annual interest rates then that’s fine…

But if you want higher returns for your investment, choose an investment vehicle with higher rates…

The higher the interest rate, the faster your money doubles…

Take advantage of it! 👍

Happy investing!

If you want to learn more about the best practices of handling your finances, then follow this page & stay tuned.

Remember, knowledge is power…

But applied knowledge is even more powerful! 🤩

28/01/2021

"Pag nagpagawa ako ng dream house ko gusto ko bubong muna."

Kung tagagawa ka ng bahay at ganyan ang gusto ng kliyente mo, magagawa mo ba? 🙅‍♀️

Parang joke ang dating pero alam mo ba na pagdating sa ating finances madalas ganyan tayo? 😱

Kung ihahalintulad sa isang bahay, the roof represents our investments - lupa, bahay, sasakyan, business, etc...

Madami sa atin yan ang inuuna kasi nga naman we think na these investments will give us money...

The problem is any house will fall down w/out a strong & reliable foundation...

Kaya nga inuuna 'yon sa kahit anong construction...

And that strong foundation will hold the structure together & prevent it from falling apart...

In our finances, ang pagkakaroon ng HEALTHCARE ang simula ng ating strong financial foundation... 💪

Kasunod na lang ang savings & investment...

Because as humans hindi maiiwasang magkasakit tayo at ang healthcare natin ang sasalo sa atin...

Imagine if wala tayong healthcare at bigla tayong nagkasakit ng mejo matindi... 🤔

Kung may cash tayong naitabi, siguradong ubos...

Kung may investment tayo o mga properties, malamang maibenta rin for the hospital expenses...

E paano if wala? 😱

Kaya get a healthcare & let it be the base of your finances para hindi masayang ang mga investments mo.

Actually there are still so many to discuss about this concept para hanggang dito na lang muna. 😉

Follow this page to learn more. 👍

Share mo na din sa friends mo para sabay kayong matuto. 🤩

Tandaan, sharing is caring. 😎😀😉

26/01/2021

Ang X-Curve concept ay binubuo ng 2 curved lines na nagrerepresent ng relationship ng ating responsibilities (line going down) & wealth (line going up)...

Ideally, as we get older, ang responsibilities natin ay dapat nababawasan while our wealth increases… (ito ang tunay na 😍😜)

Syempre habang bata tayo we work para may panggastos everyday…

While working dapat bumubuo din tayo ng investment so that ang wealth line natin ay tumaas… 😎🤑

And at a certain age, usually ‘pag tayo’y retired na, ang wealth line natin ay dapat may kakayahan na to pay for our needs then our responsibility line natin ay bababa na… 💪

So the goal should be to increase your wealth so that your responsibility will decrease…

And the faster you do that, the younger you can retire… 🤩😁

O diba, magandang motivation for every Juan. 😉

That’s it for now.

If may natutunan ka, share mo naman ‘tong post na ’to sa iba para may matutunan din sila. 👍

More learnings, more fun!

26/01/2021

Ngayong alam mo nang mahalaga ang financial education, gusto mo na rin umpisahan ang journey mo to financial freedom…

Pero medyo nag-aalangan ka pa dahil hindi mo sigurado kung saan at paano mag-umpisa… 😵

Well no worries dahil sagot kita! 👍

As a start, I’ll give you 4 basic concepts that will help you manage whatever amount of money you have…

✅ The X-Curve Concept
✅ The Solid Financial Foundation
✅ The Rule of 72
✅ 10-20-70 Rule (Pay God & Yourself First)

If used as a guide for your finances, you’ll definitely see the difference.

Stay tuned for the next few days for more details about each concept.

Let us all be better stewards ng mga pagpapalang meron tayo.

Happy learning!

22/01/2021

22/01/2021

"Networking ba ang IMG?"

This is probably one of the most common questions we get from people who are skeptical about what we do at IMG... 🧐

Yes, we both "network" people & recruit members...

But there the similarities STOP. 🚫

Networking groups make money recruiting people.
IMG makes no money recruiting people.

Networking groups encourage people to spend.
IMG encourages people to save.

Networking groups train members to sell.
IMG trains members to help and educate.

Networking groups sell products at a higher price.
IMG sells products at competitive or lower prices.

Networking groups sell products that lose in value over time.
IMG recommends products that increase in value over time.

Networking groups look for customers.
IMG looks for people to educate.

Networking groups have quotas to meet.
IMG has none.

Networking groups have volatile positions that may be lost if quota not met.
IMG has permanent positions once reached.

Networking groups value commission.
IMG values mission.

Networking groups want members to be successful.
IMG wants all Filipinos to be successful.

I'm an IMG member & I'm proud to be one. 😊

If you want to be a part of a family that values your future, join us at IMG! 🥰

Want to learn more?

Hit the FB messenger button & send me a message. 😉