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09/06/2025

Mas Pinababa na interest rate ni PAG IBIG.

09/06/2025

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Pag-IBIG Fund Maintains Low Housing Loan Rates for 2025

Pag-IBIG Fund announced that it is maintaining its low interest rates on housing loans until the end of 2025, continuing its efforts to make homeownership more affordable and accessible for Filipino workers.

“We are keeping our housing loan interest rates low to help more Filipino workers achieve their dream of homeownership,” said Secretary Jose Ramon P. Aliling, Chairperson of the 11-member Pag-IBIG Fund Board of Trustees and Secretary of the Department of Human Settlements and Urban Development (DHSUD). “This forms part of DHSUD’s renewed direction to expand the Pambansang Pabahay para sa Pilipino Program, in line with the vision of President Ferdinand R. Marcos Jr. to build a Bagong Pilipinas—where every Filipino has access to safe, affordable, and resilient communities. By keeping rates low, we make monthly amortizations more affordable, enabling more of our members—especially those who are minimum-wage earners and from low-income sectors—to finally move into homes they can truly afford.”

Under its current terms, Pag-IBIG Fund offers housing loans at interest rates as low as 5.75% per annum for a one-year repricing period, and 6.25% for a three-year repricing period. Meanwhile, qualified low-income members may avail of special rates under the agency's Affordable Housing Program to purchase socialized housing units at just 3% per annum. Members may also enjoy loan terms of up to 30 years, helping keep monthly amortizations further within reach.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the agency's sound financial position makes the continued low rates possible.

“Pag-IBIG Fund’s prudent fiscal management, strong collections and high-performing loan portfolio continue to keep us financially sound, enabling us to finance our members’ housing needs without external borrowing,” Acosta said. “This allows us to maintain affordable rates and expand home financing access to more Filipino workers. As we fully support the government’s housing thrust under the Marcos administration, we remain focused on helping more of our members—especially those in underserved sectors—secure homes they can call their own.”

This announcement builds on Pag-IBIG Fund’s strong performance in 2025. In the first quarter alone, the agency released ₱30.22 billion in home loans, benefiting over 20,000 members across the country. Additionally, Pag-IBIG Fund’s total assets surpassed ₱1.1 trillion as of March 31, 2025, reflecting its robust financial standing and capacity to sustain long-term support for affordable housing finance.

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LAST 3 RFO IN CAMELLA DOS RIOS!

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16/06/2024

🌈🏠PROMO🌈🏠PROMO🌈🏠PROMO🏠🌈

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🟦Downpayment up to 48 Months
✅Condominium: Floor Area: 22.70sqm
✅27k+/Month

🟧Project Name: Cosmo Suites
🟪Location : P. Celle St. Brgy. San Rafael, Pasay City.

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🎲Floor Area: 22.70qm
🎲Double Bunk Suites
🎲Fully Furnished
🎲Twin Double Deck
🎲Separate Toilet
🎲Separate Shower
🎲Zink Outside
🎲Smart Security
🎲Furnitures
🎲Appliances

🏳️‍⚧️𝐏𝐀𝐘𝐌𝐄𝐍𝐓 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐍𝐆 𝐒𝐂𝐇𝐄𝐌𝐄/𝐂𝐎𝐌𝐏𝐔𝐓𝐀𝐓𝐈𝐎𝐍
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🏛SAMPLE COMPUTATION FOR BANK FINANCING:

✴️Total Contract Price: PHP 3,954,660.79
🔰Reservation Fee: PHP 50,000.00 (Deductible from downpayment)
🔰)Net Equity/Downpayment: PHP 570,696.28 Payable For 48 Months
PHP 69,457.59/month
🔰Loanable Amount: PHP 3,333,964.52

💟ESTIMATED BANK LOAN COMPUTATION:
🌼20 years @ Php 27,887/month
🌼15 years @ Php 31,861/month
🌼10 years @ Php 40,450/month
🌼5 years @ Php 67,601/month

🌈𝐀𝐌𝐄𝐍𝐈𝐓𝐈𝐄𝐒
🍂Laundry Station
🍂Central Concierge
🍂Cosmo Lounge
🍂Mind And Body Center
🍂Sports Hub
🍂Game And Entertainment Hub
🍂Swimming Pool

🌐𝐋𝐚𝐧𝐝𝐦𝐚𝐫𝐤𝐬/𝐀𝐜𝐜𝐞𝐬𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲
⏰5 minutes going to San Juan De Dios Hospital
⏰️5 minutes going to Metro Rail Transit (MRT) / Light Rail Transit (LRT), EDSA - Pasay Rotunda Foot Bridge, Pasay.
⏰️9 minutes going to Sti College
⏰️12 minutes going to Redemptorist Church
⏰️14 minutes going to SM Mall of Asia
⏰️20 minutes going to Ninoy Aquino International Airport

🚘Transportation Details:
🚨Motorcycle and Tricycle going to Highway
🚨PUJ going to malls, Schools, Hospitals Etc.

pm me for morw details.



"𝐴𝑙𝑤𝑎𝑦𝑠 𝑖𝑛𝑣𝑒𝑠𝑡 𝑓𝑜𝑟 𝑎 𝑞𝑢𝑎𝑙𝑖𝑡𝑦-𝑤𝑖𝑠𝑒 𝑢𝑛𝑖𝑡"

20/05/2024

🚨PROMO🚨PROMO🚨PROMO🚨PROMO🚨

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🎲Downpayment up to 24months
💥House & Lot|Floor Area: 44|Lot Area: 48sqm
💥2 Bedrooms | 1 Toilet & Bath
💥11K+/month ONLY

🏩Project Name:Aina Homes
🌐Location: Barangay Putat, Nasugbu Batangas

🌏PROPERTY DETAILS/FEATURES
🧡Provision for 2 Bedrooms
🧡1 Toilet & Bath
🧡Living Area
🧡Dining area
🧡Kitchen Area
🧡With Carport
🧡2 Storey Townhouse (Bare Type)

💸PAYMENT FINANCING SCHEME/COMPUTATION
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🏦SAMPLE COMPUTATION FOR BANK FINANCING

💯Total Contract Price: PHP 1,698,000.00
🔥Equity/Downpayment: PHP 339,600.00
🔥Reservation Fee: PHP 10,000.00(Deductible from Downpayment)
🔥Net Equity/Downpayment: PHP 329,600.00 Payable For 24 months
PHP 13,733.33/month
🔥Loanable Amount: PHP 1,358,400.00

✅️ESTIMATED BANK LOAN COMPUTATION:
🍂20 years @ Php 11,362/month
🍂15 years @ Php 12,982/month
🍂 10 years @ Php 16,481/month
🍂5 years @ Php 27,543/month

🌏LANDMARKS/ACCESSIBILITY
💛05 minutes to Municipality of Nasugbu
💛07 minutes drive to johndel Beach & Resort
💛11 minutes drive to Canyon Cove
💛34 minutes drive to Pico De Loro

🚘Transportation Details:
🛡️Motorcycle and Tricycle from the subdivision going to National Hi-way
🛡️PUJ (Public Utility Jeep) going to Resorts and Schools.

🌏AMENITIES
💜24 Hours Security
💜Basketball Court
💜Event Hall
💜Clubhouse