Marc Lorenz Panganiban - Financial Consultant, Pru Life UK

Marc Lorenz Panganiban - Financial Consultant, Pru Life UK Spreading financial literacy is my job. Let me help you with your financial goals in life.

Have you seen this statement sa bank na โ€œ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ๐ฌ ๐š๐ซ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐ž๐ ๐›๐ฒ ๐๐ƒ๐ˆ๐‚ ๐ฎ๐ฉ ๐ญ๐จ ๐๐ก๐ฉ ๐Ÿ“๐ŸŽ๐ŸŽ,๐ŸŽ๐ŸŽ๐ŸŽโ€.Meaning, kapag nagsara ang bank...
12/09/2024

Have you seen this statement sa bank na โ€œ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ๐ฌ ๐š๐ซ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐ž๐ ๐›๐ฒ ๐๐ƒ๐ˆ๐‚ ๐ฎ๐ฉ ๐ญ๐จ ๐๐ก๐ฉ ๐Ÿ“๐ŸŽ๐ŸŽ,๐ŸŽ๐ŸŽ๐ŸŽโ€.

Meaning, kapag nagsara ang bank, at kung sakali lang malugi, kahit gaano kalaki ang savings mo, umabot man to ng 1M o 20M pa ang iniiwan mo sa bangko, Php 500,000 lang ang maximum na makukuha mo o iko-cover ng bank for you.

Kaya we should not put all our eggs into one basket โ˜บ๏ธ

Learn to diversify your portfolio
One of the good options is in VUL investment โ˜บ๏ธ

It has guaranteed Insurance plus with Investment component.

Sa amount na kaya mong i-save whatever amount man ang mapagdesisyunan mo, dalawa na ang napupuntahan ng hard-earned money mo. ๐Ÿ’ฐ๐Ÿ’ธ

Tara pagusapan natin! ๐Ÿ“ฉ



๐—•๐—ฒ๐˜€๐˜ ๐—ฆ๐—ฒ๐—น๐—น๐—ฒ๐—ฟ: ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆBelow is a sample computation not just for you but for your entire family's protection ...
11/09/2024

๐—•๐—ฒ๐˜€๐˜ ๐—ฆ๐—ฒ๐—น๐—น๐—ฒ๐—ฟ: ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜! ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆ

Below is a sample computation not just for you but for your entire family's protection ๐Ÿ˜‰

This is a sample of a ๐—ฉ๐—จ๐—Ÿ ๐—™๐—”๐— ๐—œ๐—Ÿ๐—ฌ ๐—•๐—จ๐—ก๐——๐—Ÿ๐—˜.

The more you start now, the more peace of mind for your family, the more withdrawable savings for you and your family members.

Want to know your options too? You don't need 6-digits income to avail one. Start small, but start now. Message me for inquiries ๐Ÿ“ฉ



๐‘ต๐‘จ๐‘ฒ๐‘จ๐‘ท๐‘จ๐‘ฎ๐‘ช๐‘ฏ๐‘ฌ๐‘ช๐‘ฒ ๐‘ถ๐‘ผ๐‘ป ๐‘ต๐‘จ ๐‘ฉ๐‘จ ๐‘จ๐‘ต๐‘ฎ ๐‘ณ๐‘จ๐‘ฏ๐‘จ๐‘ป??Why not try mo naman magsave ng atleast 100 per day para sa future self mo? Masarap sa...
09/09/2024

๐‘ต๐‘จ๐‘ฒ๐‘จ๐‘ท๐‘จ๐‘ฎ๐‘ช๐‘ฏ๐‘ฌ๐‘ช๐‘ฒ ๐‘ถ๐‘ผ๐‘ป ๐‘ต๐‘จ ๐‘ฉ๐‘จ ๐‘จ๐‘ต๐‘ฎ ๐‘ณ๐‘จ๐‘ฏ๐‘จ๐‘ป??

Why not try mo naman magsave ng atleast 100 per day para sa future self mo? Masarap sa feeling kapag nagiinvest ka, meron kang peace of mind. Maganda talaga kapag PRUtektado ka pati pamilya mo. ๐Ÿ’ฏ

I-add to cart mo na ba? Start na ba natin sayo?

Tara message moko pag usapan natin ๐Ÿ“ฉ

Do something today that your future self will thank for โœจ

#9.9FlashSale




Never doubt your capacity to save. ๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐAchieve your dream retirement, education plan for your children and other goals th...
02/09/2024

Never doubt your capacity to save. ๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ

Achieve your dream retirement, education plan for your children and other goals through this saving plans. ๐Ÿ˜Š

Below are the samples.

We can create a plan based on your age and budget so message me now to start planning for your future! ๐Ÿ“ฉ

๐๐š๐ซ๐ข๐ง๐ข๐  ๐ฆ๐จ ๐ง๐š ๐›๐š ๐š๐ง๐  ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐ˆ๐ง๐Ÿ๐จ๐ซ๐ฆ๐š๐ญ๐ข๐จ๐ง ๐๐ฎ๐ซ๐ž๐š๐ฎ?Ito ay isang agency na nag-rereport sa lahat ng life insurance companies...
25/08/2024

๐๐š๐ซ๐ข๐ง๐ข๐  ๐ฆ๐จ ๐ง๐š ๐›๐š ๐š๐ง๐  ๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐ˆ๐ง๐Ÿ๐จ๐ซ๐ฆ๐š๐ญ๐ข๐จ๐ง ๐๐ฎ๐ซ๐ž๐š๐ฎ?

Ito ay isang agency na nag-rereport sa lahat ng life insurance companies.

Para itong blacklist na tumutulong sa mga life insurance companies to protect themselves against fraud.

Dito naka-lista lahat ng pangalan ng tao na na-decline sa isang insurance company pati ang rason kung bakit.

Meaning, kung na-decline ka na sa isang insurance company at tinry mong mag-apply sa iba.. makikita nila yung pangalan mo sa MIB database and they will automatically decline you as well.

Kaya nga don't wait until you are uninsurable. Kasi hindi talaga madaling kumuha ng insurance pag kailangan mo na 'to.

Protect your wealth. Protect your family. Protect yourself. Protect your peace of mind.
For life and health insurance inquiries kindly PM Me. ๐Ÿ“ฉ

๐Ÿ—๐Ÿ% ๐จ๐Ÿ ๐ƒ๐ž๐š๐ญ๐ก ๐š๐ซ๐ž ๐œ๐š๐ฎ๐ฌ๐ž๐ ๐›๐ฒ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ, ๐Ÿ‘% ๐›๐ฒ ๐Ž๐ฅ๐ ๐€๐ ๐ž,๐Ÿ’% ๐›๐ฒ ๐€๐œ๐œ๐ข๐๐ž๐ง๐ญ. That leaves just a 1% chance of other causes. With suc...
11/07/2024

๐Ÿ—๐Ÿ% ๐จ๐Ÿ ๐ƒ๐ž๐š๐ญ๐ก ๐š๐ซ๐ž ๐œ๐š๐ฎ๐ฌ๐ž๐ ๐›๐ฒ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ,
๐Ÿ‘% ๐›๐ฒ ๐Ž๐ฅ๐ ๐€๐ ๐ž,
๐Ÿ’% ๐›๐ฒ ๐€๐œ๐œ๐ข๐๐ž๐ง๐ญ.

That leaves just a 1% chance of other causes.
With such high odds of critical illness,
having a solid Critical Illness plan is essential to protect yourself.

Without Insurance, you risk having to sell off your assets.

Message me for a customized proposal ๐Ÿ“ฉ

TOTAL PERMANENT DISABILITYTotal Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Genera...
29/05/2024

TOTAL PERMANENT DISABILITY

Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience. An individual or group of individuals can insure themselves against it through a disability insurance policy, as part of a life insurance package or through worker's compensation insurance.

There are lot of reported cases wherein TPD occurs to the breadwinner of a family. How will they sustain their daily living once their breadwinner is no longer capable?

Are you covered?

Message me for a FREE Sample Quotation Proposal ๐Ÿ“ฉ


๐™ƒ๐™Š๐™’ ๐™๐™Š ๐™ˆ๐˜ผ๐™†๐™€ ๐™”๐™Š๐™๐™ ๐™ˆ๐™„๐™‡๐™‡๐™„๐™Š๐™‰๐™Ž ๐™’๐™Š๐™๐™† ๐™๐™Š๐™ ๐™”๐™Š๐™? ๐Ÿค”Our client invested his idle 10 million in our PRUMILLIONAIRE plan last Decembe...
17/05/2024

๐™ƒ๐™Š๐™’ ๐™๐™Š ๐™ˆ๐˜ผ๐™†๐™€ ๐™”๐™Š๐™๐™ ๐™ˆ๐™„๐™‡๐™‡๐™„๐™Š๐™‰๐™Ž ๐™’๐™Š๐™๐™† ๐™๐™Š๐™ ๐™”๐™Š๐™? ๐Ÿค”

Our client invested his idle 10 million in our PRUMILLIONAIRE plan last December 2022!

This investment plan has 6% yearly pay-out, being distributed quarterly!

Fast forward to April 2024, client already received 5 quarterly pay outs of more or less 150k per quarter or TOTAL of roughly 750k since last yr! ๐Ÿ”ฅ๐Ÿ”ฅ๐Ÿ”ฅ

And today, his investment is still growing at 10.09Million aside from the payouts! โค๏ธ

Better than letting it sleep in the bank? DEFINITELY YES!

Send me a message if you want to know more.๐Ÿ“ฉ



๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฎ๐—ป๐˜€๐˜„๐—ฒ๐—ฟ๐˜€ ๐˜๐˜„๐—ผ ๐—ฝ๐—ฟ๐—ผ๐—ฏ๐—น๐—ฒ๐—บ๐˜€:1. ๐™’๐™๐™–๐™ฉ ๐™ž๐™› ๐™„ ๐™™๐™ž๐™š ๐™ฉ๐™ค๐™ค ๐™จ๐™ค๐™ค๐™ฃ?:- You have insurance na magagamit ng family mo. You are conti...
16/05/2024

๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฎ๐—ป๐˜€๐˜„๐—ฒ๐—ฟ๐˜€ ๐˜๐˜„๐—ผ ๐—ฝ๐—ฟ๐—ผ๐—ฏ๐—น๐—ฒ๐—บ๐˜€:

1. ๐™’๐™๐™–๐™ฉ ๐™ž๐™› ๐™„ ๐™™๐™ž๐™š ๐™ฉ๐™ค๐™ค ๐™จ๐™ค๐™ค๐™ฃ?:
- You have insurance na magagamit ng family mo. You are continuously providing kahit wala ka na.

2. ๐™’๐™๐™–๐™ฉ ๐™ž๐™› ๐™„ ๐™ก๐™ž๐™ซ๐™š ๐™ฉ๐™ค๐™ค ๐™ก๐™ค๐™ฃ๐™œ?
- You have investment na pwede mo magamit for your retirement, your kids education or you could use on your properties purchases.

๐—ช๐—ฒ ๐—ฐ๐—ฎ๐—ป ๐—ฝ๐—ฟ๐—ผ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ถ๐˜ ๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜

Yes can avail of programs in the comfort of your own home! โค Encouraging you, my friend, to START or IMPROVE your protection & investment portfolio today!

Protect. Invest. Diversify
Message me to know more and get your personalized plan.


๐๐€๐˜๐ƒ๐€๐˜ ๐ˆ๐’ ๐–๐€๐•๐ˆ๐๐†! ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธThis is gentle reminder to all to make sure to pay yourself first this payday. Your hard-earned mon...
15/05/2024

๐๐€๐˜๐ƒ๐€๐˜ ๐ˆ๐’ ๐–๐€๐•๐ˆ๐๐†! ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธ

This is gentle reminder to all to make sure to pay yourself first this payday. Your hard-earned money should be invested & protected as well.

Start now your insurance with investment by choosing the best plan for you! For as low as 100/day!

๐™Ž๐™–๐™ซ๐™š. ๐™„๐™ฃ๐™จ๐™ช๐™ง๐™š. ๐™„๐™ฃ๐™ซ๐™š๐™จ๐™ฉ.

Send me a message to know more โœจ



MIDYEAR BONUS NA!Bawas ka ng konti sa ๐—ฏ๐—ผ๐—ป๐˜‚๐˜€ mo. ๐Ÿค—Check out our most affordable plans.Hanapan kita ng pasok sa ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ na ...
14/05/2024

MIDYEAR BONUS NA!

Bawas ka ng konti sa ๐—ฏ๐—ผ๐—ป๐˜‚๐˜€ mo. ๐Ÿค—
Check out our most affordable plans.
Hanapan kita ng pasok sa ๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ na plan. ๐Ÿ˜‰


๐–๐ก๐ข๐ฅ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐๐จ๐ฎ๐›๐ญ๐ข๐ง๐ , ๐จ๐ญ๐ก๐ž๐ซ๐ฌ ๐š๐ซ๐ž ๐ฐ๐ข๐ฌ๐ž๐ฅ๐ฒ ๐ ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐š๐ง๐ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐ญ๐ก๐ž๐ข๐ซ ๐ก๐š๐ซ๐ ๐ž๐š๐ซ๐ง๐ž๐ ๐ฆ๐จ๐ง๐ž๐ฒ โœจ๐๐จ๐ฅ๐ข๐œ๐ฒ ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ž๐ โœ…My role as a...
09/05/2024

๐–๐ก๐ข๐ฅ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐๐จ๐ฎ๐›๐ญ๐ข๐ง๐ , ๐จ๐ญ๐ก๐ž๐ซ๐ฌ ๐š๐ซ๐ž ๐ฐ๐ข๐ฌ๐ž๐ฅ๐ฒ ๐ ๐ซ๐จ๐ฐ๐ข๐ง๐  ๐š๐ง๐ ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐ง๐  ๐ญ๐ก๐ž๐ข๐ซ ๐ก๐š๐ซ๐ ๐ž๐š๐ซ๐ง๐ž๐ ๐ฆ๐จ๐ง๐ž๐ฒ โœจ

๐๐จ๐ฅ๐ข๐œ๐ฒ ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ž๐ โœ…

My role as a Financial Advisor doesn't end with the application. It's a commitment to a lifetime service that includes everything from ๐—ณ๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐˜† ๐—ฑ๐—ฒ๐—น๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜†, ๐—ฝ๐—ผ๐—น๐—ถ๐—ฐ๐˜† ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„, ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ๐˜€.

Congratulations Mrs. M, my business owner client for availing our one of the best VUL plan ๐Ÿ‘๐Ÿ’ฏ

Thank you for trusting Pru Life UK and me as your Lifetime Financial Advisor. ๐Ÿ˜

๐“๐จ ๐†๐จ๐ ๐๐ž ๐ญ๐ก๐ž ๐†๐ฅ๐จ๐ซ๐ฒ! ๐Ÿ™

Send me a message ๐Ÿ“ฉ for FREE Financial Planning ๐Ÿ“




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012 Pooc Balayan Batangas
Balayan Batangas

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+639694278695

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