07/06/2025
Liability Insurance for business owners, professionals that give advice and contractors is vital. ⚠️
It is often included within business or employment agreements that this cover is held as the consequent financial risk if a claim arose can be extremely expensive. You are responsible for any legal issues that may arise during the course of your business operations.
There are several areas of liability insurance that cover you for different things.
💼 Professional indemnity - covers you for negligence or breach of professional duty. Anyone who provides professional advice should consider this cover. These claims can be brought against you by customers, and this product covers you for the costs associated with legal proceedings, defence cost and financial damages. This can be extremely costly, therefore insurance is needed to mitigate that risk for you!
📋 Public Liability - This protects businesses from claims that their service or product has caused unintended personal injury or damage.
👮 Statutory Liability - This protects you from costs associated with unintentional breaches of law and defence costs. (Not all statutes are covered, please enquire for more information).
👔 Employers Liability - Protects employers from costs associated with alleged breaches of employment agreements and the costs to defend this.
📈 Director and Officers Liability - Protects directors and officers of a business when a claim for wrongful acts occurs and defence costs associated with this.
