NZHL Northwest Auckland

29/05/2026

The biggest congratulations to Agnes Tonga and Melvin Laban on settling into their beautiful first home in West Auckland 🏡✨

This amazing couple have shown so much discipline, consistency, and commitment to their goals — and now they get to enjoy the rewards with their family in a home they can truly call their own.

It has been such a privilege to work alongside you both on this journey.

Wishing you all the best for this exciting new chapter ahead. Malo mo e ‘ofa atu kia mou tolu ❤️

Buying your first home is just the beginning — we’ll also work with you to create a plan to help pay off your mortgage faster and build long-term family wealth.

If you’re thinking about buying your first home and want guidance on where to start, get in touch with us today.

Malo Aupito 🙂 Marie Fonua 021869492

27/05/2026

Have you got a retirement plan?

Why it's important to start to plan now

If you have a mortgage we can help coach you how to pay it off quicker ..

Get in touch for a free to No judgment chat 🙂

Dm us

17/05/2026

17/05/2026

Want to know how to pay down your mortgage faster? We can help you.

At NZHL Northwest Auckland, we show our clients how to restructure their lending so their money works smarter — not harder.

It’s about:
• Setting up the right loan structure
• Using your cash flow more efficiently
• Reducing interest over time
• Creating a clear plan (not just “hoping” to pay it off faster)

We know how to pay off your mortgage and can show you the tools to do this.

Because the truth is — you don’t need to stay in debt for 30 years. You just need the right plan.
If you’re ready to see what’s possible for you:

👇 Book a free mortgage review
📲 021 869 492

Let’s map out a smarter way forward.

29/03/2026

We can help you to refinance your mortgage - get in touch with us today

Refinancing can be a great move when it lines up with your goals - and it doesn’t have to feel complicated. So when might it be worth a look?

• When you want to put your home’s equity to work. Think renovations, another property, or tidying up debt.

• When life’s changed a bit. A different loan type could suit you better now - more stability, more flexibility, whatever you need.

• When your debts could use a tidy‑up. Combining all of your debts into one manageable mortgage payment may enable you to lower your overall interest costs.

Refinancing isn’t the same for everyone, and there are costs to weigh up. A quick chat with your NZHL Mortgage Mentor can help you figure out whether it’s the right move for you.

Have a chat today: https://ap1.hubs.ly/y0GT3r0

27/03/2026

Introducing Mike Timmins

Mike Timmins is Business Owner.

Mike’s previous career has mostly been in the FMCG sector, where he made substantial contributions to the categories he managed.

Mike’s love of investing, residential property and helping clients obtain financial freedom led him to join NZHL in early 2025.

Outside work, Mike enjoys fishing and keeping active.

My disclosure statement is available upon request by emailing me.

Call Mike today 021391491 or email [email protected]

27/03/2026

Meet the Team - Introducing Mike Timmins.

We are Mortgage & Insurance Advisers. If you would like to discuss refinance options, purchasing your first home or how to pay off your mortgage faster get in touch with Mike today.

We can help you. Call Mike today 021391491 or email [email protected]

Check out the website and profile below
https://nzhl.co.nz/find-us/nzhl-northwest-auckland/mike-timmins/

Mike’s previous career has mostly been in the FMCG sector, where he made substantial contributions to the categories he managed.
Mike’s love of investing, residential property and helping clients obtain financial freedom led him to join NZHL in early 2025.
Outside work, Mike enjoys fishing and keeping active.

We can help you.

Call Mike today 021391491 or email [email protected]

Check out the website and profile below
https://nzhl.co.nz/find-us/nzhl-northwest-auckland/mike-timmins/

27/03/2026

Meet the Team - Introducing Marie Fonua

We are Mortgage & Insurance Advisers. If you would like to discuss refinance options, purchasing your first home or how to pay off your mortgage faster get in touch with Marie today

We can help you. Call Marie on 021 869 492 or email [email protected]

Check out the website and profile below
https://nzhl.co.nz/find-us/nzhl-northwest-auckland/marie-fonua/

Marie Fonua is the Business Owner of NZHL Northwest Auckland, bringing over 20 years of experience in property development and asset management across Aotearoa, New Zealand.
NZ born Full Tongan and speaks Tongan fluently.

She has successfully led the delivery of commercial, retail, residential, IWI, and community-led housing projects.

She is the founder of Pasefika Development Consultants Ltd. Marie is deeply committed to helping Kiwis, Whānau and Pasefika families achieve home ownership and financial independence.

She is passionate about empowering clients to make confident financial decisions and build intergenerational wealth.

27/03/2026

Introducing Marie Fonua

Marie Fonua is the Business Owner of NZHL Northwest Auckland, bringing over 20 years of experience in property development and asset management across Aotearoa, New Zealand.

NZ born Full Tongan and speaks Tongan fluently.

She has successfully led the delivery of commercial, retail, residential, IWI, and community-led housing projects.

She is the founder of Pasefika Development Consultants Ltd. Marie is deeply committed to helping Kiwis, Whānau and Pasefika families achieve home ownership and financial independence.

She is passionate about empowering clients to make confident financial decisions and build intergenerational wealth.

My disclosure statement is available upon request.

Call me 021869492 or DM me today !