Briar Hoyle - Mortgage Advisor

01/10/2026

14/09/2026

Another happy client 🏡✨

Really enjoyed helping Pauline through her journey and getting everything across the line. Always a great feeling seeing it all come together!

She even surprised me with some delicious Cuteneys Cakes & Desserts - Napier & Hastings cheesecake as a thank you 🤤🍰 Safe to say it was very much appreciated!

Congratulations Pauline, and thank you for trusting me to help you along the way 🙌

12/09/2026

A little reminder of why I love what I do 🏡

So rewarding helping my clients through the ups and downs of buying their first home and seeing it all come together.

The gorgeous thank-you gift (and very well-chosen Syrah 🍷) was just a bonus!

31/08/2026

1,500 FOLLOWERS = $400 CRAGGY RANGE GIVEAWAY 🥂

Apparently 1,500 of you are willing to follow a mortgage broker on Instagram 😂 So to celebrate, I’m giving away a $400 Craggy Range Gift Card!

I started this page to make mortgages — especially buying your first home — a little less overwhelming, grow my business, and throw in some questionable reels along the way.

Next goal: 2,000 by the end of the year.

TO ENTER:
→ Follow my page
→ Like this post
→ Tag a friend who should be following me too

Each friend tagged = 1 entry. Tag as many as you like.

BONUS ENTRY: Share this post to your story + tag me.

Entries close 11:59pm, 24 September 2026. Winner announced 25 September 2026.

Thank you to everyone who follows, shares my content, refers friends & family, or trusts me with their mortgage. It means a lot 🤍

⚠️ SCAM WARNING: I will only contact the winner from this account. I will never ask for payment, bank/card details, or ask you to click a link to claim the prize.

T&Cs: Hawke’s Bay residents aged 18+ only. Entries close 11:59pm, 24/09/26. Winner drawn at random and announced 25/09/26. Prize is one $400 Craggy Range Gift Card, non-transferable and not redeemable for cash. Winner must respond within 48 hours or the prize may be redrawn. This giveaway is not sponsored, endorsed, administered by, or associated with Instagram or Craggy Range. By entering, you agree to these terms.

29/08/2026

A great couple of days at the Napier Home & Garden Show 🏡✨

I really enjoyed meeting so many new people, having some great conversations, and catching up with familiar faces along the way.

Thanks to everyone who stopped by and had a chat! 😊

27/08/2026

Have you been thinking about purchasing your first investment property, but you’re not sure if you’re actually in a position to do it? 🏠

Here’s an example of how the numbers could work:

🏠 Your home is worth $800,000
🏦 Your current mortgage is $470,000

Banks will generally lend up to 80% of the value of an owner-occupied home, so:

$800,000 × 80% = $640,000

Take away your existing mortgage:

$640,000 − $470,000 = $170,000 usable equity

For an investment property, we’re working on the bank lending up to 70% of the property’s value, meaning you’d need to contribute the other 30%.

$170,000 ÷ 30% = ~$567,000

So based on equity alone, you could potentially have enough to support the purchase of an investment property around the $565,000 mark. 🏠

And remember, the rental income from the new property can also help support your lending application.

Want to know what your numbers could look like?

Send me your property address and approximate current loan balance, and I’ll give you a quick idea of how much usable equity you might have.

📩 Send me a DM and I’ll run the numbers.

Figures are indicative only. Lending is subject to affordability, lender criteria and individual circumstances.

18/08/2026

Got to drop off the Westys Morning Tea Shout giveaway to the lovely ladies at Cherry Grove Childcare Centre this morning! 🧁☕️💛

So nice to meet you all — we hope you enjoy your well-deserved morning tea! ✨

Thanks to everyone who entered, and keep an eye out for our next giveaway! 👀