Imak Advice

Imak Advice Protecting Today. Planning For Tomorrow. Insurance • KiwiSaver • Retirement Planning

14/05/2026

A lot of people move from Australia to New Zealand and leave their super sitting there for years — simply because they’re not sure how to bring it across into their KiwiSaver.

The process sounds overwhelming, so it gets pushed aside.

But with the right KiwiSaver provider and the right guidance, it’s often much simpler than people expect.

And considering KiwiSaver plays such an important role in long- term growth and buying your first home, it’s worth making sure everything is working together properly.

KiwiSaver is a lot like golf.There will always be good holes and bad holes along the way.But reacting emotionally to eve...
12/05/2026

KiwiSaver is a lot like golf.

There will always be good holes and bad holes along the way.

But reacting emotionally to every bad shot usually means losing sight of the bigger game.
The same applies to investing.

Short-term movement is normal. The more important question is whether your KiwiSaver is actually structured for your long-term goals, timeline, and future.

Because playing it too safe might feel comfortable in the moment — but over time, it can come at a much bigger cost than people realise.

We understand this isn’t always the easiest conversation to have.That’s why we meet you where you feel most comfortable ...
06/05/2026

We understand this isn’t always the easiest conversation to have.

That’s why we meet you where you feel most comfortable - whether that’s at home, at work, or somewhere that feels right for you.

Because when you feel like yourself,
the conversation becomes a lot easier.

03/05/2026

A family of four. One income. Three months without a pay cheque.

Here’s what that actually looks like:

🏠 Mortgage or rent
🛒 Groceries & basics
🚗 Transport, power, bills
📚 Kids’ school & activities

That’s **at least $9,000 a month** just to keep life moving.

Over 90 days? You’re looking at **$27,000 minimum** - before anything unexpected lands on top.

Most people don’t have that sitting in savings.

Income protection exists so that if you can’t work - through illness, injury, or burnout - your family doesn’t have to figure out which bill to skip first.

This isn’t about fear. It’s about knowing your numbers before life forces you to.

Not sure what you’d actually be covered for? Let’s have a simple, honest conversation. No jargon. No pressure. Just clarity.

🔗Get a free cover check
https://imak.co.nz/

29/04/2026

It’s not that people don’t want advice.

They just don’t know where to go - so they do nothing.

And that’s where the risk sits.

That’s why at Imak, we focus on making quality financial advice more accessible - clear, straightforward, and easy to engage with.

It’s not something most people sit and think about.Because everything feels stable -until it isn’t.And when income chang...
29/04/2026

It’s not something most people sit and think about.

Because everything feels stable -
until it isn’t.

And when income changes,
everything else feels it immediately.

The pressure. The decisions. The speed at which things shift.

Having a plan in place doesn’t change life -
it just gives you more control if it does.

The wrong advice often feels fine in the moment.It fits where you’re at.It feels easy to say yes to.But it’s only later ...
27/04/2026

The wrong advice often feels fine in the moment.

It fits where you’re at.
It feels easy to say yes to.

But it’s only later - when life shifts, when something unexpected happens -
that you start to see what actually mattered.

And whether everything was set up the way it should’ve been.

Most people feel like they’re covered.They’ve got something in place, so it feels sorted.But it’s only when you actually...
22/04/2026

Most people feel like they’re covered.

They’ve got something in place, so it feels sorted.

But it’s only when you actually look at it properly that you start to see what’s missing or what hasn’t been updated in a long time.

20/04/2026

Most people don’t distrust advice because of experience - they distrust it because of what they’ve heard.

15/04/2026

Financial advice works best when it’s built on relationships.

That means understanding where you are today, where you want to go, and helping you make smart decisions along the way.

At Imak Advice, it’s not about one-off conversations.

It’s about working alongside clients over the long term.

Retirement doesn’t have to follow the default timeline.Most people assume 65 because that’s what they’ve been told.But r...
14/04/2026

Retirement doesn’t have to follow the default timeline.

Most people assume 65 because that’s what they’ve been told.
But retirement is a financial position - not a birthday.

If 50 is your number, the question isn’t “is that realistic?”
It’s “what needs to happen between now and then?”

Earlier freedom is possible.

But it’s planned, not hoped for.

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128 Jervois Road Herne Bay
Herne Bay
1011

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