02/11/2026
🏡 More Home Loan Enquiries, But Fewer Approvals!
📈 Mortgage enquiries up 14.4%
📉 New mortgage approvals down 16%
Does this mean getting a home loan is becoming harder? Not necessarily.
Banks assess your income, expenses, existing debts and credit history before making a lending decision.
✅ Why does preparation matter?
Knowing your borrowing capacity early can help you set a realistic budget, identify potential issues and improve your financial position before house hunting.
🏠 Thinking of buying your first home?
Talk to Kiwi Lending and explore your options before you start looking!
📩 www.kiwilending.co.nz
Source: Centrix. General information only. Lending criteria, terms, conditions and lender approval apply.
