Kim Wright - Mortgage Adviser

Kim Wright - Mortgage Adviser I am a Mortgage Adviser based in Christchurch, NZ.

I help those purchase their first home, next home or investment property and assist those looking to refinance their current home loan to a new bank to gain access to competitive rates and free cash.

I saw this post today from One Roof and I’m not even a little bit surprised. If I had to guess, I would say 80% of first...
10/08/2026

I saw this post today from One Roof and I’m not even a little bit surprised. If I had to guess, I would say 80% of first home buyers I deal with have less than a 20% deposit. So many people assume they need a huge amount of savings or a 20% deposit before it’s even worth talking to someone.

My message has always been strong, you don’t know until you try!

I regularly help first home buyers explore options with less than a 20% deposit, and sometimes as little as 5%.

Having a smaller deposit can mean stricter lending criteria, so it’s not going to work for everyone — but don’t rule yourself out before you actually know your options.

You might be closer to buying your first home than you think

PropertyNZ

24/06/2026

Hitting me right in the feels.. this is also why I do what I do

Feedback Friday 🤍Every client situation is different, but my goal is always the same to make the process feel clear, sup...
16/04/2026

Feedback Friday 🤍

Every client situation is different, but my goal is always the same to make the process feel clear, supported, and a lot less overwhelming.

If you’re not sure where to start, I’m always happy to chat.

Never thought I’d be here, but really grateful to be featured and share my story 🤍From buying my first home while still ...
08/04/2026

Never thought I’d be here, but really grateful to be featured and share my story 🤍

From buying my first home while still at uni, to now helping others do the same — it’s been a pretty cool journey so far.

25/03/2026

True story

24/03/2026

ANZ have just released a renovation loan at 2.5% fixed for 3 years — which is significantly lower than standard lending rates.

It could be a great option if you’re already with ANZ, or even worth considering as part of a refinance if you’re planning renovations.

As always, there are a few criteria around equity and structure, but for the right situation it can be a really cost-effective way to upgrade your home.

📩 Happy to chat if you’re thinking about renovating and want to explore your options

19/03/2026

You don’t need to rule yourself out before you’ve checked what’s possible.

A lot of first home buyers assume they need a 20% deposit — but in some cases, it can be as little as 5–10%.

The key difference is that with a lower deposit, the criteria is a bit more strict — so the structure and advice really matters.

If you’re not sure where you stand, that’s completely normal 🤍

📩 Happy to chat if you want to understand your options

18/02/2026

THIS is why I love my job!

11/02/2026

Some good insight to the upcoming OCR

Hi, I’m Kim 👋I’m a mortgage adviser based in New Zealand, and I help people navigate one of the biggest financial decisi...
16/01/2026

Hi, I’m Kim 👋
I’m a mortgage adviser based in New Zealand, and I help people navigate one of the biggest financial decisions they’ll ever make - buying or refinancing a home.

I work with first home buyers, growing families, and homeowners who want clarity around their lending options, interest rates, and what banks are actually looking for without the overwhelm.

No two clients are the same, and that’s what I love most about this role. Every situation is different, and my focus is always on finding the right solution for you, not a one-size-fits-all approach.

On this page, I’ll be sharing:
• Real client scenarios (details changed for privacy)
• Updates on what’s happening in the lending world
• Straightforward tips to help you feel more confident talking to banks

If you’re thinking about buying, refinancing, or just want to understand where you stand - you’re in the right place 🤍

Address

Christchurch

Telephone

+6421754092

Website

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