The Finance Factory

The Finance Factory If you are looking to purchase your first home, dream home, grow your portfolio or refinance your mortgage, you’re in the right place.

Upgrade your business without the upfront cost! The Finance Factory makes it easy to get the equipment you need to grow ...
03/04/2026

Upgrade your business without the upfront cost! The Finance Factory makes it easy to get the equipment you need to grow – from machinery to tech, we’ve got you covered.

Get started today: financefactory.com.au

New dwelling consents are up 11.7% year-on-year — a strong sign the construction market is rebounding. Still below peak ...
02/04/2026

New dwelling consents are up 11.7% year-on-year — a strong sign the construction market is rebounding. Still below peak levels, which could mean opportunity for buyers and investors.

Thinking of making your move? Get in touch today.
Gary Singh | Local Mortgage Advisor
022 541 2233

01/04/2026

Fuel prices are up… and build costs are following

Planning to build your first home?
Excavation costs just jumped 7.8% — and anything involving heavy equipment is getting more expensive.

That means your build could cost more than you planned.
The smart move? Get your finance sorted early so there are no surprises.

Gary Singh
Local Mortgage Advisor
022 541 2233

Buying your first home can feel overwhelming, but it does not have to be. Gary Singh is here to guide you through every ...
31/03/2026

Buying your first home can feel overwhelming, but it does not have to be. Gary Singh is here to guide you through every step and help you get into your first home with confidence.

Local Mortgage Advisor
022 541 2233

Message today and take the first step toward owning your own home with The Finance Factory.

Helping First Home Buyers Borrow Smart in a Risky MarketFirst home buyers are driving the market, making up over a third...
30/03/2026

Helping First Home Buyers Borrow Smart in a Risky Market

First home buyers are driving the market, making up over a third of property purchases in February. While activity is strong, high levels of low equity lending could create risks down the track.

Not sure how much you should borrow or what type of mortgage suits you best? Let’s map out a plan that keeps you secure and confident.

Gary Singh | Local Mortgage Advisor
thefinancefactory.co.nz/book-a-chat | 022 541 2233

Not sure how to fund your next big business move? Let’s explore your options and plan how to grow your flower shop with ...
27/03/2026

Not sure how to fund your next big business move? Let’s explore your options and plan how to grow your flower shop with confidence.

At The Finance Factory, we provide tailored funding solutions so your blooms reach more customers.

Let’s grow your business together.
Gary Singh | Local Business Finance Advisor
thefinancefactory.co.nz/book-a-chat | 022 541 2233

Refinance Smarter, Not HarderStill paying more than you should on your home loan? Refinancing could help you lower your ...
26/03/2026

Refinance Smarter, Not Harder

Still paying more than you should on your home loan? Refinancing could help you lower your repayments, access better rates, or unlock equity for what matters most.

Let The Finance Factory guide you through your options and find a loan that works for you. Get in touch today and start saving.

thefinancefactory.co.nz

25/03/2026

First Home Buyers: Rates Up. Prices Up. Now What?

February brought higher mortgage rates and entry-level house prices, making it a bit tougher for first home buyers. But with the right strategy, buying is still possible.

Not sure where you stand? Let’s review your options and plan your next move.
Gary Singh | Local Mortgage Advisor
thefinancefactory.co.nz/book-a-chat | 022 541 2233

24/03/2026

Saving for your first home takes real sacrifice and commitment, and you shouldn’t have to navigate it alone.

At The Finance Factory, we help you access the right government support, find the products you’re eligible for, and take care of the admin so your journey is simple and effective.

Ready to get into your first home sooner?

Contact The Finance Factory today
thefinancefactory.co.nz/book-a-chat | 022 541 2233

Home loan rates are on the rise: Here’s What Borrowers Need to KnowRising home loan rates are something every borrower s...
23/03/2026

Home loan rates are on the rise: Here’s What Borrowers Need to Know

Rising home loan rates are something every borrower should pay attention to.

- One year fixed rates may increase soon so locking in early could save you.
- Two and three year fixed rates are likely to follow market trends.
- Floating or shorter term rates might become more attractive if fixed rates climb faster.

Contact The Finance Factory today to review your options and secure the best rate.

Gary Singh | Local Mortgage Advisor
thefinancefactory.co.nz/book-a-chat | 022 541 2233

Financial pressure is rising. But so are first home buyers.Latest KiwiSaver figures show a split trend.More withdrawals ...
20/03/2026

Financial pressure is rising. But so are first home buyers.

Latest KiwiSaver figures show a split trend.
More withdrawals for hardship, but strong activity from first home buyers.

What does that mean for you?
Timing, structure, and the right advice matter more than ever.

Talk to The Finance Factory about how to make your KiwiSaver work for your home goals.

thefinancefactory.co.nz

Address

60 Victoria Street
Christchurch
8013

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when The Finance Factory posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Finance Factory:

Shortcuts

Featured

Share

Category