Philip Fundsmart NZ

12/10/2025

12/10/2025

Auckland vs Wellington vs Christchurch: What income do you need by Region? Call now to get pre-approved 021 596 340

09/10/2025

Young Families: Ready to settle down? Discover Starter Homes in Christchurch, Hamilton and Palmerston North. Call Philip 021 596 340

08/10/2025

With Rates continuing to trend downward, now is the perfect time to review your mortgage structure. Our team can help you:

- Compare rates across multiple lenders

- Access whether fixing or floating is right for you

- Structure your Mortgage to save thousands

- Explore cashback options and other incentives

Don't miss this opportunity today, potentially save thousands on your Mortgage payments. Contact us today for a no-obligation chat about your options!

PHILIP - 021 596 340

07/10/2025

Thoughts..?

02/10/2025

Your Home Loan Journey: 10 Commandments to Live By (or Avoid)!

01/10/2025

This could be a good time to review your rates; call me. Philip
021 596 340

01/10/2025

Great news for Kiwi homeowners and first-home buyers!
BNZ has just announced a significant cut to its 1-year fixed home loan rate, bringing it down to a competitive 4.49% p.a. This is a welcome relief for many households, as it marks a nearly 40% drop from the peak of 7.35% in February 2024.
Whether you're looking to buy your first home, switch from another bank, or refix your existing BNZ home loan, this is a great opportunity to lock in a competitive rate and reduce your mortgage payments.

26/09/2025

Welcome to the new official page of Philip Mairs. We're excited to have you here. For those who don't know me, I'm Philip, and I'm passionate about helping people achieve their dream of homeownership.

Whether you're a first-time buyer or looking to refinance, I'm here to make the process as smooth and stress-free as possible. Follow along for mortgage tips, market updates, and a behind-the-scenes look at what we do.

We're open for business and ready to help you with your mortgage needs. Send us a message to get started! #[MortgageBroker] #[NewBeginnings] #[NZ]RealEstate