Lydia Chen - Mortgage Adviser

Lydia Chen - Mortgage Adviser Wherever you are on your property journey, I’m here to help. You find the right home — I’ll find the right loan.

I’ll match you with a mortgage solution that’s tailored to your needs-with peace of mind every step of the way.
您找到理想的家，我為您匹配合適的貸款，全程為您護航。

Thinking about or your current home loan?There are currently some very competitive home loan rates available, includi...
03/05/2026

Thinking about or your current home loan?

There are currently some very competitive home loan rates available, including:

6 months: 4.40%
1 year: 4.49%
18 months: 4.49%
2 years: 4.54% 👀
3 years: 4.90%

Plus, eligible borrowers may also receive up to



In the current market, a good home loan is not only about the interest rate.

The right loan structure, repayment setup, cashback, and future flexibility can all make a real difference to your overall financial position.

Whether you are:

>>Looking to buy your first home

>>Considering refinancing

>>Wanting to review your current mortgage

>>Planning for investment property finance

>>Coming up to refix soon

I am happy to have a free non-obligation chat and help you understand your options.

Please contact Lydia Chen - Mortgage Adviser

Mobile: 0210 246 7321

Email: [email protected]

💰 BOC 1.5% Cashback is BACK!This limited-time offer has just returned 👇Quick examples:👉 Loan of $500,000 → Cashback $7,5...
20/03/2026

💰 BOC 1.5% Cashback is BACK!

This limited-time offer has just returned 👇

Quick examples:

👉 Loan of $500,000 → Cashback $7,500
👉 Loan of $600,000 → Cashback $9,000
👉 Loan of $700,000 → Cashback $10,500

📅 Application deadline: 31 March 2026

📅 Settlement deadline: 31 May 2026

Who is this suitable for?

✔ Buyers planning to purchase soon — secure your pre-approval early

✔ Homeowners considering refinance or restructuring within the next 2–3 months

Don’t miss out — feel free to reach out if you’d like to check your eligibility.

Lydia Chen - Mortgage Adviser

021 02467321

[Case of the Week] First Home Buyer over 55+ From Declined ❌ to Approved ✅Sometimes a “no” from one bank is just the be...
13/02/2026

[Case of the Week]
First Home Buyer over 55+
From Declined ❌ to Approved ✅

Sometimes a “no” from one bank is just the beginning of a better strategy.

Our clients were first-home buyers aged 55+. Their situation was challenging:

▪️ Business showed a loss in the previous financial year
▪️ 15% deposit Only 💰
▪️ Previously declined by the bank

Most would see a dead end — But we looked deeper.

We stepped in. Here’s what we did:

✅ Built a strong, detailed business proposal 📊
✅ Clearly addressed past losses and showed future strength 📈 ✅ Structured the loan term to suit their age and long-term goals

The outcome? A major “light blue bank” granted full approval! 🎉

Another family now on their way to homeownership — when they thought it wasn’t possible. That’s why we love what we do. ❤️

If the banks have said no, or your situation is unique, let’s talk.

There’s often a smarter way forward. 🤝✨

🔥 Limited Time Offer 1.5% Cashback Offer – Act Now! 🔥If:✅ Your loan is over $500,000 and your fixed rate expires befor...
12/02/2026

🔥 Limited Time Offer 1.5% Cashback Offer – Act Now! 🔥

If:
✅ Your loan is over $500,000 and your fixed rate expires before the end of April

✅ You’re purchasing a property settling before the end of April

This could be a great opportunity to review your options.

Message me today to see if you qualify and secure the offer before it closes.

📩 Feel free to send me a private message or call for a quick chat.
💬 0210 246 7321
📩 Email: [email protected]

Loving getting results like this 💙✨ First Home Buyer Success Story ✨Helping first home buyers secure their property is a...
12/02/2026

Loving getting results like this 💙

✨ First Home Buyer Success Story ✨

Helping first home buyers secure their property is always rewarding — especially when everything comes together smoothly within just one month.

It was a pleasure being part of the journey and helping clients secure a strong interest rate and generous cashback.

Buying your first home can feel overwhelming, but with the right guidance, it becomes clear and achievable.

If you're thinking about buying this year, let’s start with a friendly chat about your options.

💬 0210 246 7321
📩 Email: [email protected]


🚨 Thinking about or a Home?Now is a GREAT time — banks are competing hard for your mortgage with cashback offers, inte...
21/11/2025

🚨 Thinking about or a Home?

Now is a GREAT time — banks are competing hard for your mortgage with cashback offers, interest rates, and flexible lending options.

Every situation is unique, so the best deal depends on your goals.

📩 Message me if you’re:

🏡 Buying your first home

💰 Wanting to refinance and lower your repayments

🔍 Checking whether your current rate is still competitive

📅 Rolling off a fixed-term loan before February 2026

I’ll make it simple — no pressure, no jargon. Just clear advice to help you save smarter and borrow better.

💬 Message me 0210 246 7321 to check if you qualify or see how much you could save.

🚨 Thinking of or ?💥 Banks are battling for your mortgage right now — Offering Cashback Deals, Hot Rates, and Flexible l...
19/11/2025

🚨 Thinking of or ?

💥 Banks are battling for your mortgage right now — Offering Cashback Deals, Hot Rates, and Flexible lending. But every case is different, and the best deal depends on your situation.

✅ I’ve just compared the latest refinance + cashback offers from the major banks — some deals can save you THOUSANDS.

📩 Message me today if you’re:

- 🏡Buying your first home

- 💰Looking to refinance and reduce repayments

- 🔍Curious if your current rate is still competitive

- 🔍 Have fixed term loan rollover before February 2026

I’ll walk you through it — no pressure, no jargon. Just real advice to help you Save Smarter.

💬 Message me 0210 246 7321 to check if you qualify or see how much you could save.

🔥 Limited-Time Home Loan Deal! 🔥Thinking of refinancing or buying your first home? Now’s your chance!✅ 3.99% p.a. fixed ...
02/11/2025

🔥 Limited-Time Home Loan Deal! 🔥

Thinking of refinancing or buying your first home? Now’s your chance!

✅ 3.99% p.a. fixed for 1 or 2 years
✅ Up to 1% cashback
✅ For owner-occupied homes under 80% LVR

This offer won’t last—secure a sharp rate and boost your cashflow today.

💬 Message me 0210 246 7321to check if you qualify or see how much you could save.

🚨Refinance for less. Save on interest. Enjoy 1% Cashback. 🚨A leading NZ bank is offering a 1-year fixed rate at 4.15% p...
31/10/2025

🚨Refinance for less. Save on interest. Enjoy 1% Cashback. 🚨

A leading NZ bank is offering a 1-year fixed rate at 4.15% plus 1% cashback! 💰

Want to secure this deal? Contact me today and get the best offer for your home or investment property.

Lydia Chen
Financial Adviser (FSP1010614)
📞 0210 246 7321
📧 [email protected]

🚨 Special Home Loan Offer! 🚨A leading NZ bank is offering a 1-year fixed rate at 4.15% plus 1% cashback! 💰Want to secure...
31/10/2025

🚨 Special Home Loan Offer! 🚨

A leading NZ bank is offering a 1-year fixed rate at 4.15% plus 1% cashback! 💰

Want to secure this deal? Contact me today and get the best offer for your home or investment property.

Lydia Chen
Financial Adviser (FSP1010614)
📞 0210 246 7321
📧 [email protected]

Take advantage of this limited-time offer and grow your investment portfolio with confidence.✨ Special Build-to-Rent Off...
27/10/2025

Take advantage of this limited-time offer and grow your investment portfolio with confidence.

✨ Special Build-to-Rent Offer ✨
🏘️ LVR: 50% or below
📆 Term: 2 years
🔥 Rate: 5.29% + fee

Get the right finance structure and start building your future with confidence.

👉 Message me today for a free, no-obligation Rent-to-Build assessment.

Lydia Chen
Financial Adviser (FSP1010614)
📞 0210 246 7321
📧 [email protected]

Address

1E/3 Ceres Court, Rosedale
Auckland

Telephone

+642102467321

Website

Alerts

Be the first to know and let us send you an email when Lydia Chen - Mortgage Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lydia Chen - Mortgage Adviser:

Shortcuts

Featured

Share

Category