YouOwn Shared Ownership

11/03/2026

Bay of Plenty First Home Buyers - this seminar could change how you think about buying a home.

If you’re currently renting and wondering if home ownership is possible, this free First Home Buyers Seminar in Tauranga will walk you through the real options available.

You’ll learn:
✔ How much deposit you actually need
✔ What banks are looking for in 2026
✔ Grants and support available for first home buyers
✔ Different pathways to home ownership

You’ll also hear about shared ownership with YouOwn, which has already helped 200+ New Zealanders get into their own home with as little as a 5% deposit.

Whether you're just starting to think about buying or already saving for a deposit, this session will help you understand your next steps.

Register for the seminar here:
https://seminar.isbister.co.nz/tauranga/

Spaces are limited.

01/03/2026

Think you need a 20% deposit to buy your first home?
That’s the biggest myth we see - and it’s keeping good people stuck renting.

At YouOwn, eligible buyers can purchase with just a 5% deposit through shared ownership.
✔ No income caps
✔ More flexibility than many traditional low-deposit loans
✔ A structured pathway to full ownership over time

If you’ve been waiting years to save 20%, it might be worth asking whether there’s another way.

Each year, more first-home buyers are choosing shared ownership with YouOwn - with over 200 households helped so far.

If the only thing holding you back is deposit size — let’s talk.
Register your interest or apply online at youown.co.nz

26/06/2025

Helping Kiwis get onto the property ladder through Shared Ownership

We’ve already helped over 250 Kiwis buy their first home by partnering with them through Shared Ownership. You could be next!

Our innovative shared ownership model makes homeownership more accessible and affordable—no more waiting years to save for a 20% deposit. (Bonus is you get pre-approved!)

With no income caps and a straightforward process, we’re here to help you take that next step.

Don’t wait another year—get started today and discover how YouOwn can unlock the door to your new home!

20/05/2025

Why now is the best time to buy a home — even with a small deposit

You’ve probably noticed all the For Sale signs lately… that’s because NZ has just hit the highest number of homes for sale in 10 years — and prices have stayed flat.

✅ 30,000+ homes on the market
✅ Buyers have the upper hand in price negotiations
✅ Interest rates are falling
✅ Deposit barrier? YouOwn can help

With YouOwn’s shared ownership, you can get pre-approved and into a home with just a 5% deposit — no income caps, no bidding wars.

📉 Vendors are competing for buyers.
🏠 You get more choice, better deals, and a genuine shot at homeownership.

💬 Check out this blog and tag a friend who needs to see this.

If you’ve been dreaming of owning your first home but felt locked out by high prices or the need for a large deposit, 2025 might just be your best chance yet to finally make it happen.Here’s why: there are more homes for sale right now than there have been in a decade, and the market conditions ...

01/05/2025

Struggling to buy your first home with a low deposit? You're not alone — and options in NZ are pretty limited, especially if you want the choice of existing homes and new builds.

That’s where YouOwn steps in. We've already helped over 200 Kiwis into homes — and we'd love to help you too.

Ready to see if we’re the right fit? Check out our website. youown.co.nz

28/04/2025

First Home Buyers - Here’s Why Now Is the Time to Act.
Interest rates are falling. Competition is low (for now). And the door to homeownership is wide open — especially if you don’t have a full 20% deposit saved.
In Part 1 of our new blog series, we break down why right now is a smart time to buy in New Zealand — and how YouOwn’s shared ownership model can help you get there with just 5% deposit.
✅ Falling mortgage rates
✅ Buyer-friendly market
✅ Easier lending conditions
✅ Long-term growth potential
With YouOwn, you can stop renting and start building your future — without waiting for the market (and prices) to heat up again.
Check out the full blog here 👉 https://youown.co.nz/news/first-home-buyers-why-now-is-a-smart-time-to-buy-property-in-new-zealand-part-1/

First Home Buyers - Why should you consider buying now, and how co-ownership with YouOwn help you secure a home with as little as 5% deposit. Let’s dive into the reasons.

13/04/2025

Unable to access the Low Deposit First Home Loan because your income is too high? Shared Ownership with YouOwn could be another great option for you.

 No income caps
 You can buy with as little as 5% deposit
 Available across New Zealand
 Buy new or existing homes
 You aim to buy YouOwns share out after five years

Reach out if you want to learn how the shared ownership model works.

11/04/2025

Considering homeownership? Now might be a good time.

According to a recent article on interest.co.nz, the number of properties listed for sale on Trade Me hit a decade high in February, and continued to climb another 6% in March. That puts total stock of available houses for sale up 12% compared to March last year which means means more options for prospective buyers. Despite this surge in listings, price signals remain mixed, suggesting that prices have not risen significantly yet.

At YouOwn Shared Ownership, we're here to help you seize this opportunity. Our shared ownership model makes entering the property market more accessible for first and second chance buyers and with as little as 5% deposit.

With more properties available and prices holding steady, it could be a good time to explore your options.

https://www.interest.co.nz/property/132793/volume-homes-sale-trade-me-property-continues-building-over-autumn-price-signals

Volume of homes for sale on Trade Me Property continues building over autumn with price signals mixed

03/02/2025

Unable to access the First Home Loan because your income is too high?

There is no income cap to purchase a home through shared ownership with YouOwn.

If your ready to buy a home but don't have a large enough deposit saved up we’ve got you covered.

With as little as a 5% deposit, stepping onto the property ladder has never been easier for Kiwis. 🏠✨

Ready to take the first step? Find out more here: www.youown.co.nz

20/01/2025

Potential home buyers. The market is in YOUR favour. With house prices currently 15–20% below their peak and a wide selection of homes to choose from, this is a great time to make your move.

At YouOwn, we’re here to help you take advantage of this buyer’s market with our low 5% deposit shared ownership program—making homeownership achievable even if you haven’t saved a huge deposit.
✅ No income caps
✅ Available across New Zealand
✅ Buy new or existing homes
✅ You aim to buy YouOwns share out after five years using capital gain

Check your eligibility for shared ownership with YouOwn today and get one step closer to your dream home.
👉 www.youown.co.nz/how-youown-works/are-you-eligible/
📩 Have questions? Our friendly team is ready to help—send us a message!

Offering a helping hand to home buyers since 2017 through shared ownership. With a low deposit of just 5% you can get a foot on the property ladder.

17/01/2025

🌟 SUCCESS STORY 🌟 "Thank you to the team at YouOwn. We needed an extra boost to our first home buy and YouOwn were our hero's who supported us through the process."

Meet one of our success stories, Maria and David who through partnering with YouOwn to help with their deposit have achieved their dream and brought their first home.

Check out more inspiring stories here: https://youown.co.nz/success-with-youown/

14/01/2025

What's happening with NZ house prices right now?

If you've been waiting for the "perfect time" to buy a home, this might be your wake-up call. Experts are predicting New Zealand house prices will rise in 2025, with some suburbs already showing signs of heating up. With prices still well below their 2021 peak, buyers now have an opportunity to enter the market before prices go up further.

And even better news - with YouOwn, you don’t need a massive deposit to get started. Our shared ownership program lets you step into homeownership with as little as a 5% deposit, giving you a chance to get on the property ladder before prices climb higher.

Read the full article here:

Discover what’s happening in New Zealand’s property markets for 2025, with insights on trends, house prices, and key growth areas across regions.