Vincent Capital

Vincent Capital As a private, non-bank lender, we lend to agile property and construct

Vincent Capital is a leading property financier in Auckland specialising in development finance, bridging loans, vacant land acquisition funding and re-financing of existing mortgages.

02/04/2026

We’ve recently supported the completion of 4 brand-new standalone homes in East Auckland - built to a high standard, delivered on time, and ready for their new owners.
Our client came to us with a clear vision and a genuine focus on delivering quality housing. We structured funding that gave them the flexibility to move quickly and stay focused on what matters most - strong construction and a great end result.

What made this deal work:
No presale milestones required
Simple, straightforward conditions
Smooth drawdown process with fast turnaround

No unnecessary hurdles. No red tape. Just a funding structure designed around how developers and builders actually work.

Builder or developer with your next project in the pipeline? Let’s talk about how we can help you move faster and achieve the same result.

vincentcapital.co.nz

10/03/2026

We’re pleased to welcome Alan Ye to the team at Vincent Capital as our new Business Development Manager.

With 20 years of boots-on-the-ground experience in the New Zealand property industry, Alan brings a rare depth of insight to property finance. His career includes 10 years as a qualified valuer followed by a decade in property development, sales, and marketing, giving him a genuine understanding of what sits behind the numbers.

Holding a Bachelor’s Degree in Valuation and Property Management, Alan has been involved in delivering medium-to-large scale developments across New Zealand. This 360-degree perspective means he doesn’t just assess a spreadsheet - he understands the real value of the underlying asset, helping structure funding solutions with precision.

Alan is fluent in English and Mandarin, allowing him to work closely with a diverse range of developers, investors, and property professionals across the market.

If you’re working on a project or exploring funding options, Alan would love to connect.

📞 021 331 670
📧 [email protected]

Welcome to the team, Alan!

26/02/2026

We are pleased to announce that Vincent Capital has funded a new residential development in Hamilton. This project is a fantastic example of high-quality urban densification, and we’re proud to partner with an experienced local team to bring it to life.

Here are the project highlights:

𝗧𝗵𝗲 𝗕𝘂𝗶𝗹𝗱: 8 modern terrace homes.
𝗧𝗵𝗲 𝗧𝗲𝗮𝗺: Partnering with a skilled Hamilton-based Owner Builder
𝗧𝗵𝗲 𝗙𝗮𝗰𝗶𝗹𝗶𝘁𝘆: $3.2M total funding, including full capitalisation of fees and interest.
𝗧𝗵𝗲 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆: A 12-month loan term with a conservative LVR of 53%.

At Vincent Capital, we pride ourselves on providing flexible, certain, and fast funding solutions for developers. Hamilton continues to show great resilience and growth, and we are thrilled to support the delivery of more quality housing in the region.

01/12/2025

Project Complete – Papatoetoe Terrace Homes.

Another successful development funded by Vincent Capital.

It's very rewarding to have supported our repeat client-now on his second project with us, and already lining up the next one!

This impressive build features 6 modern terrace houses in the heart of Papatoetoe.

- Owner-builder project
- No presales
- No valuation
- No QS required
- 61% LVR
- Project completed ahead of schedule

At Vincent Capital, we back great developers and make funding simple, fast, and flexible. Congratulations to our client on another fantastic result!

18/11/2025

We’re excited to share the story behind 42 Gordon Avenue, Milford - a boutique collection of homes where thoughtful design meets strong financial partnership.

Developed by Albert Zou, this project was shaped with care from the very beginning. Every detail — from natural light and acoustics to materials and seamless indoor–outdoor flow — was crafted to create calm, intuitive, beautifully balanced living spaces.

Behind the build, Vincent Capital provided the financial structure and guidance needed to keep momentum steady. Through our specialised Builder Loan, delivered in partnership with Vincent Securities and the Bank of China, we supported the project from feasibility through to completion, ensuring clarity, confidence, and efficiency at every stage.

42 Gordon Avenue is a strong example of what happens when vision, expertise, and the right funding framework come together — a smooth build and homes designed for modern Milford living.

We look forward to supporting Albert and his team on future opportunities ahead.

Click here to read article https://vincentcapital.co.nz/vincent-capital-builder-loan-42-gordon-avenue




Last week, the Vincent Capital team was honoured to sponsor and attend the New Zealand International Building Expo & Sum...
11/11/2025

Last week, the Vincent Capital team was honoured to sponsor and attend the New Zealand International Building Expo & Summit (NZIBES), initiated by the New Zealand Chinese Building Industry Association.

The event provided an invaluable platform for developers, architects, designers, builders, investors, and suppliers to exchange insights, discuss emerging trends, and explore opportunities shaping the future of New Zealand’s building and development sectors.

The NZIBES Gala Dinner in Christchurch was a standout occasion - bringing together key decision-makers and industry leaders from across the country in an atmosphere of collaboration and innovation.

Vincent Capital is proud to support initiatives that foster connection, knowledge-sharing, and sustainable growth within the construction and property industries.

21/10/2025

𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗢𝘂𝗿 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲

We’re excited to welcome Kathy Ying to our Lending Manager team!

With over 20 years of experience in architecture, project management, and property development, Kathy brings a unique blend of technical expertise and real-world understanding to her role. Her background in delivering large-scale developments gives her firsthand insight into the challenges our clients face - and how to navigate them successfully.

A registered architect, seasoned project manager, and fluent communicator in English, Mandarin, and Cantonese, Kathy is all about building lasting relationships and ensuring great outcomes for every project she supports.

We're thrilled to have her on board as we continue to grow and support developers and advisors across New Zealand.

https://vincentcapital.co.nz

03/10/2025

Rate Drop!

Vincent Capital has just reduced the interest rate on our Builder Loan to 7.75% — giving mortgage brokers and property developers a stronger, more competitive financing option.

What this means for you:
Developers: Projects with tighter cash flows or higher leverage may now become viable.
Mortgage Brokers: More opportunities to bring clients into residential development finance.

With no pre-sales or QS reporting required, terms of 12–15 months, and availability across Auckland, Hamilton, and Christchurch, our Builder Loan is designed to help you move projects from the drawing board to reality.

Now is the perfect time to reassess your pipeline, explore opportunities, and structure smarter deals.

Speak with our financial advisors today to see how this updated rate can work for you or your clients.

https://vincentcapital.co.nz/builder-loans/

17/09/2025

Congratulations to Our Client on the Completion of Their East Auckland Project!

31 premium townhouses are now complete in East Auckland, a project with a finished value of over $45M.

Our client, a well-regarded developer, delivered this owner-builder project with a strong focus on quality design and construction, supported by a unique security structure without a mortgage over the development site, allowing them to move quickly and focus on delivery.

- No mortgage over the property
- No presale milestones
- Straightforward conditions

By keeping funding simple and flexible, we helped our client bring another exceptional community to life.

Planning your next development? Let’s talk about how we can help you move quickly and achieve the same success - get in touch with our team today.
https://vincentcapital.co.nz

05/09/2025

Excited to be funding a premium Christchurch development for an experienced client in a prime location, in partnership with the experts at Finance New Zealand. No QS, no valuation, and no fixed price contract — just fast, flexible, and fair finance.

Planning your next South Island project? Vincent Capital can help make it happen.

25/08/2025

From the quiet corners of a Rotorua classroom to the heart of Auckland’s property sector, Bhavik Paragji is carving a path toward a lasting legacy. As a Keystone Trust Scholar and future property leader, Bhavik’s story is one of grit, growth, and cultural pride.

Now working part-time at Kiwi Property, Bhavik is gaining hands-on experience while building a future rooted in sustainability and diversity.

At Vincent Capital, we’re proud to support Keystone Trust and help open doors for talented young people like Bhavik—so they can shape a more inclusive, forward-thinking property industry.

Read his inspiring journey https://vincentcapital.co.nz/keystone-trust-property-scholar/

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Level 3, 246 Queen Street
Auckland
1010

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