Cameron Muggeridge - Loan Market Central

Cameron Muggeridge - Loan Market Central As a Loan Market Mortgage Adviser, I have the power to negotiate to get a loan that suits your needs.

Products:

First Home Loans
Refinancing Loans
Investment Loans
Next Home Loans
Personal Loans
Commercial and Business Loans
Land and Construction Loans
Self Employed Loans
Insurance
Bridging Loans
MoneyTime
Asset Finance

Grateful. Honoured. A little bit surreal.I’m thrilled to share that I’ve been named the #1 Mortgage Adviser in New Zeal...
18/08/2026

Grateful. Honoured. A little bit surreal.

I’m thrilled to share that I’ve been named the #1 Mortgage Adviser in New Zealand on the NZ Adviser Top Advisers list for 2026. 🏆

While having my name on the title is an incredible personal milestone, the reality is that no one wins an award like this alone. This ranking is simply a reflection of two things: the trust our clients put in the team and myself and the absolute powerhouse team at Award Winning Mortgage Advisers | Loan Market Central

Chasing numbers was never the goal. It was always about making the process as smooth and stress-free as possible for our clients. Providing them with the right loan structure for their situation, while making sure they actually understand how it works. When clients have complete structural clarity, the stress disappears, and real financial confidence takes over.

To our clients, referral partners and my team, thanks again; this one is for you.  🙌

The latest figures from Stats NZ show that the pace of household cost increases has continued to slow, providing some we...
22/07/2026

The latest figures from Stats NZ show that the pace of household cost increases has continued to slow, providing some welcome relief after a tough few years.

Interestingly, household living costs are actually rising slower than the official inflation rate. This difference is largely driven by falling interest payments and lower borrowing costs for homeowners.

While everyday budgets are still under strain, this shift opens up a great opportunity to review your expenses and check if your current mortgage structure is still working hard for you.

Click the link below to read our latest blog post for the full data breakdown and some practical steps to help you get ahead financially.

https://adviser.loanmarket.co.nz/loan-market-central/blog/household-living-cost-pressures-continue-to-ease/

20/07/2026

Has your home loan dropped behind the peloton? 🚲

Interest rates have shifted, lenders have moved, and many Kiwi borrowers haven't actually reviewed their mortgage since the day they settled.

A quick conversation with an adviser takes less time than watching a race stage recap, and it could help you secure a much better rate and shave years off your loan.

When was the last time you checked your rate? Talk to us about what is possible for your budget.

If you have been holding off on selling your home because of a softer market, the latest numbers might surprise you.Acco...
18/07/2026

If you have been holding off on selling your home because of a softer market, the latest numbers might surprise you.

According to Cotality’s latest Pain and Gain Report, nearly 88% of residential property resales still walked away with a gross profit last quarter. Homeowners who held onto their property for a median of ten years saw the greatest benefits.

If you are looking to sell and transition into your next place, unlocking that equity is just the first step. Talking to an adviser early ensures your finance is structured correctly so you can make your next move with total confidence.

Click the link below to read our latest blog post for the full market breakdown.

https://adviser.loanmarket.co.nz/loan-market-central/blog/vendors-still-making-profits-despite-softer-market/

Knowing we’ve made the process feel simple and straightforward is the best reward we could ask for! 👏Whatever your finan...
17/07/2026

Knowing we’ve made the process feel simple and straightforward is the best reward we could ask for! 👏

Whatever your financial goals look like, we’re here to help you move forward with total confidence.

Ready to discuss your options? Get in touch for a chat today! ☎️

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰 Setting up an automatic transfer o...
15/07/2026

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰

Setting up an automatic transfer on payday means your savings happen before you even have a chance to see the money. It is the single easiest way to build a house deposit or an emergency fund completely on autopilot.

Have you automated your savings yet?

Follow for more savvy saving tips in our That's How They Get You series.

If you've been searching for the right property move, the data suggests that regional locations are boasting more growth...
12/07/2026

If you've been searching for the right property move, the data suggests that regional locations are boasting more growth than city centres.

According to Cotality’s June 2026 Mapping the Market report, national house values are tracking broadly sideways. However, beneath the surface, a major regional divide has opened up driven entirely by affordability.

Lower-priced regional markets are leading the pack. Standalone houses in pockets throughout Southland cleared over 14% annual growth, while regional parts of the North Island like the Bay of Plenty and South Waikato saw double-digit townhouse growth of at least 10%.

Meanwhile, larger urban centres are encountering headwinds as cautious buyers navigate a high volume of listings.

It is a clear reminder that there isn’t just one property market. In a climate where affordability is the ultimate driver, having a strategy tailored to your exact budget is everything.

Wherever you are looking to buy, talk to us about what is possible for your budget.

Mānawatia a Matariki.Whether you're gathering together to share a meal, reflecting on the year that's passed, or simply ...
09/07/2026

Mānawatia a Matariki.

Whether you're gathering together to share a meal, reflecting on the year that's passed, or simply enjoying a quiet long weekend with whānau, today we join you in welcoming the Māori New Year.

Wishing you and your loved ones a restful and happy Matariki.

The Reserve Bank has announced its latest update, increasing the Official Cash Rate to 2.5%.If you have a mortgage or yo...
08/07/2026

The Reserve Bank has announced its latest update, increasing the Official Cash Rate to 2.5%.

If you have a mortgage or you are currently house hunting, this news changes the landscape a little bit. When the OCR moves, lenders generally adjust their own interest rates in response. For homeowners, that can shift your regular repayments. For buyers, it can reshape your overall borrowing power.

Changes in the market are a standard part of the property cycle, so there is no reason to feel uneasy. Navigating a rate rise just comes down to preparation and having the right plan tailored to your situation.

Whether you need to review an existing mortgage or want to check how this impacts your budget for an upcoming purchase, taking a proactive look at the numbers is a great next step.

You’ve scrolled the property portals, prompted AI chatbots, tracked interest rates and tested online calculators. Yet, y...
06/07/2026

You’ve scrolled the property portals, prompted AI chatbots, tracked interest rates and tested online calculators. Yet, you’re still left wondering what to do next.

You aren't alone in feeling that way. Cotality’s AI in Housing Survey shows a major shift back toward the human element, with 55% of buyers now explicitly preferring to work face-to-face with a professional to secure their mortgage.

Even though technology is everywhere, having more data hasn't made people feel more confident.

Technology can give you endless automated answers, but it cannot tell you how that data applies to your situation, your income, your goals, or the lender who's actually going to say yes.

Talking to a mortgage adviser can help you make sense of it all. Bring us your questions, chatbot answers and screenshots. We can help you map out your next steps on a discovery call.

Request an appointment here: https://adviser.loanmarket.co.nz/loan-market-central/about-us/cameron-muggeridge/

Address

381 Remuera Road, Remuera
Auckland
1050

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Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm

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+64276875784

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