GPS Advisers

20/05/2026

🛑 Thinking your company health insurance has you covered in Malaysia? Think again. With local medical inflation hitting an estimated 16%, a basic policy can leave you exposed to massive out-of-pocket bills at top private hospitals like Gleneagles or Sunway.

Read our latest guide on how to navigate the Malaysian healthcare system, avoid the "Pay-and-Claim" trap, and secure true VIP medical freedom.

Moving to Malaysia offers an incredible lifestyle—from the bustling urban energy of Kuala Lumpur to the relaxed coastal vibes of Penang. It’s no surprise that the country has become a premier global hub for professionals, digital nomads, and retirees alike. Learn about health insurance in Malays...

11/05/2026

You’ve made it. The boxes are unpacked, you’ve secured your NIF, and you’ve mastered the art of ordering a meia de leite with a pastel de nata. But if you’ve moved to Portugal recently, you’ve likely realized that the "travel insurance" you bought to satisfy the consulate isn't enough for real life in the "Land of Smiles" (the Portuguese version, anyway).

You’ve made it. The boxes are unpacked, you’ve secured your NIF, and you’ve mastered the art of ordering a meia de leite with a pastel de nata. But if you’ve moved to Portugal recently, you’ve likely realized that the "travel insurance" you bought to satisfy the consulate isn't enough for ...

08/05/2026

Thinking about making the "Land of Smiles" your long-term home? Whether you’re eyeing a cozy retirement in Chiang Mai or a high-rise in Bangkok, there’s one thing you can’t pack in your suitcase: Mandatory Health Insurance.
As of 2026, Thai immigration has clarified the rules for long-stay residents. If you’re here on a specific visa, "winging it" is no longer an option. Here is everything you need to know to stay legal and stay covered.

Moving to Thailand in 2026? Ensure your O-A, O-X, or LTR visa is approved with premium Thailand health insurance. Global coverage & visa-ready certificates.

06/01/2026

GPS Advisers has entered into a partnership with Lawsons Network, a Geneva-based financial services firm, under which GPS Advisers operates as an Appointed Representative of Lawsons Network.

Established in 2011, GPS Advisers provides personalised financial advice and wealth management services aligned with clients’ individual objectives and long-term priorities. Through this partnership, GPS Advisers delivers its advisory services within Lawsons Network’s regulatory and operational framework, supporting its continued development across Europe.

GPS Advisers has entered into a partnership with Lawsons Network, a Geneva-based financial services firm, under which GPS Advisers operates as an Appointed

29/12/2025

GPS ADVISERS offers tailored retirement planning, wealth management, portfolio management, and insurance solutions for international professionals seeking trusted financial guidance. As part of the Lawsons Network (Switzerland), we are able to offer regulated financial guidance across the world.

27/02/2025

Dutch Pension System Transition Sees First Retirement Payments.

Retirees welcome increased pensions as new system takes effect amid broader reforms.

Earlier this month, around 65,000 retirees received their pensions based on the Netherlands' new pension system for the first time, marking a significant shift aimed at modernizing how pensions are managed and distributed. This transition, undertaken by three pension funds, is seen as pivotal as the country moves away from the old system by the legal deadline of January 1, 2028.

Earlier this month, around 65,000 retirees received their pensions based on the Netherlands' new pension system for the first time, marking a significant shift…

27/02/2025

Dutch are Europe's savings champions: in no other country do residents have higher financial buffers.

A strong pension system and the willingness to invest set the Netherlands apart from other countries, resulting in higher returns.

A strong pension system and the willingness to invest set the Netherlands apart from other countries, resulting in higher returns.

07/03/2024

Expat Living in the Netherlands? Receive your Free Pensions & Retirement Planning Guide

In Partnership with Lawsons Wealth.

The Dutch Pension System
The 3 Pillars
State Pensions
Workplace Pensions
Private Pensions
Retiring Early
Working Beyond Retirement
Taxation
How much should you be saving each month

Receive your Free Pensions & Retirement Planning Guide for Expats living in the Netherlands. In Partnership with Lawsons Wealth.

28/03/2023

Receive a Free Health Insurance Quote now from expat-wise.com

+ Wide choice of Private Hospitals

+ 24/7 Medical Emergency Support

+ Affordable Plans with Global Coverage

+ Inpatient & Outpatient with Direct Billing

+ Full Cover for Cancer Treatment

expat-wise.com/health

Receive a Free Health Insurance Quote Now. Expat Wise offers extensive industry knowledge necessary to help you with your finances in Europe, Asia and Africa. Medical and Life Insurance for Expats and International workers.

06/02/2023

INTERNATIONAL PENSIONS

It is recommended that individuals supplement their state and workplace pensions via voluntary contributions to a private pension fund, which are typically offered by banks, financial advisers and insurance companies.

International Pensions are also available which allow you to continue contributions should you move country and benefits can be paid out anywhere in the world.

Advantages of an International Pension

No Minimum age to receive the funds

Make contributions from anywhere in the world
Access to a broad range of investment funds
Contributions are flexible: you can increase, decrease, stop and restart contributions to suit your personal circumstances
Not subject to income tax at maturity
You can choose to have the entire sum of your savings paid out at once
The plan can be structured to take advantage of the favorable tax treatment offered to investors in certain countries

How much should you be saving each month in your Private Pension?

Your goal should be to replace at least 70% of your annual pre-retirement income. You can replace it using a combination of savings, investments, pensions and rental income.

Your expenses are likely to change in retirement. Many recurring expenditures will go down. You may have paid off your mortgage and other loans. Things like health care (depending where you reside) and travel, are likely to increase.

Before you start saving for retirement make sure you have an emergency fund that covers three to six months’ worth of living expenses.

Saving 10-15% of your pretax income is a good amount to start with.

A financial adviser can help you maximize the returns on your savings and help you prioritize your retirement goals.

Please feel free to contact us should you wish to discuss any of the areas mentioned above.